This is a blog swap chain letter organized through the Yakezie network. There are 4 stops. Check out my post “If I was Homeless and Poor, How Would I Change My Situation?” at the next stop!
This post was written by Joe Edward, who is in pursuit of creating wealth for financial independence. Joe believes the right focus on five key areas are a way to financial independence:
- Maximize Career
- Save, Save, Save
- Debt Free Living
- Invest, Invest, Invest
- Create Multiple Streams of Income
Joe is well on his way to be an asset millionaire by the time he turns 41. He started SmartMoneyFocus.com to help others achieve their own paths to financial independence. Follow him on Twitter: @smartmoneyjoe
I have lived and worked outside the US. I have had the pleasure of working with many different cultures and nationalities. Homelessness is something that I have witnessed in my own city and many of these far off locations. I sometimes asked myself, “What would I do if I were homeless?” I guess the best way to answer it is to consider where I was a homeless person.
Homelessness is not something that is unique to the developed nations. If I were homeless in the US, I would handle my situation differently than if I were homeless in a developing nation. Let me go through my experience with the homeless in some of these “exotic” locals and then I will circle back to the US.
Homeless in a Developing Nation
I have seen homeless people on the streets of Santiago, Chile, Sao Paulo, Brazil, Ho Chi Minh City, Vietnam, Cebu City, Philippines and Dongguan, China, to name a few. One thing that I noticed in all these cities is that there does not seem to be a system in place to help these people. The people that I have seen are often without limbs, blind or deformed. It was like society left them there to fend for themselves.
If I were one of these people in countries that did not help, I honestly would not know what to do. If I did not have family members that would help me, I do not know if I would make it. Most of these countries have work for anyone with a strong back. But, what if I did not have a strong back? I would probably just end up by myself with no income and would not last long. In countries with little to no social rights, I, as an American, would not know what to do.
Homeless in the US
Now if I had the “luxury” to be homeless in the US, I would have more options. If I wound up without a job, a roof over my head or a car to drive and did not have an addiction or illness, I know that I could make it in the US.
The first thing that I would do is turn to my family for help. I know they would feed me and put a roof over my head. They would help me financially, mentally and physically to get back on my feet. I am blessed to have a family with means and the desire to do those things for me and I would do it for them without question and I have.
Let’s say that I woke up tomorrow homeless and still had all my skills. I would address the basic needs in life, food, shelter and clothing. I would head for the city mission for a meal and then head over to the shelter for a roof over my head and clothes. That would be day one, alright, what about day two? I would find work on a construction or maintenance crew. I would do this to get money coming in. Days 3+, I would find housing, get assistance from the government or from the church and get back on my feet in no time.
I know it is not as easy as I laid out. If I were homeless, it would take some extreme events to get me there. Maybe, I am battling addiction, had a terrible accident, did something crazy or just got a bad roll of the dice. Life would be a struggle and if I were faced with homelessness it would be a long road back.
All I can say is that I would be lucky to be homeless in the US. Most of us have family or friends to turn to and all of us have society to help. We are a nation that takes care of those in need, we have programs. Each of them are not perfect individually, but on the whole, they are there to support those in need. If you think that they don’t help that much go ask a homeless person in Bangalore.
My name is Derek, and I have my Bachelors Degree in Finance from Grand Valley State University. After graduation, I was not able to find a job that fully utilized my degree, but I still had a passion for Finance! So, I decided to focus my passion in the stock market. I studied Cash Flows, Balance Sheets, and Income Statements, put some money into the market and saw a good return on my investment. As satisfying as this was, I still felt that something was missing. I have a passion for Finance, but I also have a passion for people. If you have a willingness to learn, I will continue to teach.