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I Burned 1,224 Calories Today…and the Weekly Round-Up


There are some forms of financial savings that cannot be directly measured. One of these actions is exercise. We all know that it’s good for us, but few of us actually do it on a regular basis. Why is this? Because we live in an instant gratification society.

Slow Transormations

North Americans have slowly been transforming into an “I want it now” society. In fact, we have become so interested in what we can afford and how quickly we can get it that it’s almost gotten a little disgusting to see. There was a commercial that aired about five years ago and I couldn’t believe the message: “It’s my money and I need it now!” Various people are shouting this statement out the window because they want to sue someone and get paid big bucks.

Our society gives more respect to those that have nice clothes, fancy cars, and a millionaire mansion. Because we would all love to be millionaires, but don’t necessarily want to work for it, many are trying to get rich quick by suing anybody and everybody that they come into contact with. This is where our instant gratification has gotten us.

Larger Belt Sizes

I believe that we are getting bigger and bigger for two reasons:

  1. Americans make themselves too busy to care for their own bodies
  2. Why eat healthy when the unhealthy choice tastes so good?

The instant gratification world we live in is increasing our belt sizes and ultimately reducing our satisfaction in life (because we can no longer move around like God intended us to). In addition to this decreased satisfaction, another undesirable phenomenon is occurring. More of our money is escaping our pockets than ever before, and no, it’s not the government’s fault this time.

We Are Losing More Money Every Year

I decided to compete in a triathlon today because I want to have a reason to stay healthy for the rest of my life. Typically, when the athletics from high school or college come to an end, the pounds begin to gather. For some of us, they sneak into our gut, for others it’s the thighs, for me it’s the love handles (or muffin tops as some of you may refer to them). Sure, I enjoy staying trim, but I also want to keep as much money in my pockets as possible, and with healthcare continually increasing, the more I stay out of the hospital, the fatter my pockets will get.

The only problem with this mentality is I don’t actually see the money coming back to me. If I didn’t exercise and ate unhealthily, I might have a heart-attack in 10 years. But then again, if I actually do stay fit, it probably won’t happen, and then I never really know the money I saved by being physically active all these years.

Just remember this. It is proven that exercise is good for us, and if you stay active then you will most certainly save yourself money in the long run, even though you will never physically see it.


Weekly Round-Up

How to Kill Your Student Loans in 6 Easy Steps at A Young Pro

The Surprising Effects of Small Efforts Over Time at Mr. Money Mustache

How to Get More Bang For Your Swipe at Modest Money

Common Investing Mistakes and How to Overcome Them at MoneyBulldog

How to Make a Financial Comeback at Digital Personal Finance

Is The Effort to Get Rich Worth It at Luke1428

With Investing, The Grass is Rarely Greener On The Other Side at Mom and Dad Money

How to Manage Household Costs Once Your Teen Starts to Drive at Debt RoundUp

The Best Things in Life Aren’t Always Free at Savvy Scot



My name is Derek, and I have my Bachelors Degree in Finance from Grand Valley State University. After graduation, I was not able to find a job that fully utilized my degree, but I still had a passion for Finance! So, I decided to focus my passion in the stock market. I studied Cash Flows, Balance Sheets, and Income Statements, put some money into the market and saw a good return on my investment. As satisfying as this was, I still felt that something was missing. I have a passion for Finance, but I also have a passion for people. If you have a willingness to learn, I will continue to teach.


  1. Well done on doing a triathalon!! Was it outside? If so, you had some awesome weather for it. You make a great point about exercising. Many people think they have to run an hour on the treadmill their first day back to the gym in a year but, just like money, a little bit here and there can really add up!

    • Thanks Jessica! It was outside and it was awesome! The water was a bit chilly (swam in Lake Michigan), but the bike and the run were perfect. 🙂

  2. I definitely have a problem eating unhealthy food because it tastes so dang good. Thanks for the mention!

    • Same here Nick. I typically have the willpower not to buy junk food, and if it’s not in the house, I won’t eat it! 🙂 If I go to a friend’s house though, that’s another story. 😉

  3. I’m with you…we have to stay as healthy as possible. I’ve only done marathons at this point but I think there is a growing desire in me to try triathlons. Thanks for the mention!

    • Triathlons are certainly fun! I’m sure you would love it. Let me know if you have any questions.

  4. Thanks for the shout out! A triathlon is a great goal. With things like exercise where you don’t necessarily see the immediate benefit, I think the best thing you can do is try to enjoy the process. If you can find something you enjoy you’ll actually want to do it regularly, which will just naturally keep you in shape.

    • I had a great time at the Tri that I plan to do it again next year. Hopefully it will keep me in shape through the winter as well.

  5. I definitely agree with the 2 reasons you give for why Americans belts are getting bigger. Taking care of our bodies just isn’t a priority in America, its sad to see how most and more people are struggling with their weight as a result.

  6. Thanks for the mention. And great job doing a triathalon, great to keep fit I agree.

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