I have been getting really sick of all the warnings from various companies about the potential credit card leak from Target, but then I noticed a strange charge on my debit card…. I urge you to check your card to see if there has been a $9.84 charge from one of the companies below:
What Should You Do?
When I noticed the charge, I immediately contacted my bank and told them that the charge was fraudulent and I suspected it was related to the Target breach a few weeks ago. They confirmed that I was right and promptly cancelled my card. I then had the option for them to either send me a card in the mail or to go to my local bank for them to create one for me on the spot. I opted to go to the bank so I wouldn’t have to wait for my card to come in the mail. It may take a bit of waiting, but it is certainly simpler to live life with my debit card (after all, it’s the only form of payment my grocery store accepts other than cash).
If you notice a fraudulent charge similar to the one I experienced, call your bank immediately and let them know your card has been breached. They will put a permanent hold on your card and issue you a new one. Then, simply fill out a form that the bank should provide for you to get your money back that was stolen from your account.
Have you experienced a fraudulent charge recently?
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My name is Derek, and I have my Bachelors Degree in Finance from Grand Valley State University. After graduation, I was not able to find a job that fully utilized my degree, but I still had a passion for Finance! So, I decided to focus my passion in the stock market. I studied Cash Flows, Balance Sheets, and Income Statements, put some money into the market and saw a good return on my investment. As satisfying as this was, I still felt that something was missing. I have a passion for Finance, but I also have a passion for people. If you have a willingness to learn, I will continue to teach.