3 Ways to Protect Yourself and Your Finances After a Traffic Accident

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ways to protect yourselfProtect yourself and your finances in the case of an accident. Accidents happen all the time. It’s life’s way of telling us that sometimes, we can’t always expect the best from everything it throws at us. An accident can deal a serious blow, not only to our bodies, but our finances. This is not to say we shouldn’t do anything about it because there are ways to protect yourself. Coming out on the other side just takes determination and planning.

3 Ways to Protect Yourself and Your Finances After a Traffic Accident

In the US, traffic collisions have cost around $6.3 million from recorded fatalities, injuries, and property damages in 2015 alone. The National Highway Traffic Safety Administration, using its own estimates, found that road accidents have cost almost $1 trillion in losses productivity in 2010. As the US is a country with a high person-to-vehicle ratio, it’s no wonder that road accidents are being recorded in the millions year by year. So, it’s only right for people to start preparing themselves for any eventuality on the road. This should involve applying measures before and after an accident.

There are ways to protect yourself when this happens. Using these measures, you will be able to better protect yourself on any highway or, at least, get better claims for damages and injuries.

1. Check your vehicle before setting out & make sure your insurance is sufficient

Maintenance checks are something that any motorist should perform before using their cars. A majority of accidents, after all,  are the result of poor maintenance. For instance, not changing your vehicle’s oil can deal irreparable damage to the engine. It’s better to check under the hood once in a while. If you’re a wise motorist, you’ll also:

  • make monthly checks of your brakes
  • check your tire pressure, and
  • clean out the air filter of your engine

Aside from regular maintenance, you will also need to apply for car insurance. This will come in handy if you are ever the cause of an accident. Getting cover enables you to make claims for damages and liabilities. However, not all insurance is created equal. You may not be adequately covered if you haven’t checked your statements in awhile. Go over them again and verify how much coverage you can expect when in an accident.

Related: Why You Should Shop Around for Car Insurance (and How to Do It)

2. Create a directory of attorneys for personal and traffic-related injuries

Another one of the ways to protect yourself in an accident is a good attorney. In the event of a car collision, it’s important to have the proper legal presentation. Having a car accident attorney you can trust to call offers numerous advantages. You can negotiate for better compensation packages from the offending party for any physical and financial damages you have incurred. 

You may want to search the local directory for lawyers that specialize in vehicular accidents. Do your research first, consider legal outcomes may depend on a lawyer’s level of expertise and, more importantly, experience.

3. Observe proper documentation when collecting evidence

In the aftermath of a collision, you will have to document what exactly transpired. If you have not sustained serious injuries along with other parties, you should:

  • take pictures of the scene
  • collect testimonies from pedestrians as well as other motorists
  • make sure to take down names, including those of the officers who are on the scene

You may also ask authorities if you can get a copy of the accident report. These details will prove invaluable when you’re filing a complaint in a court of law.

Make sure that you seek medical attention before you do any of the above. You can always call a friend and ask them to come take pictures of the scene while you are having tests run.

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