How to Sell Your House Without Putting it on the Market

sell your house without putting it on the market

Clean, call the realtor, get an estimate on the list price, get pictures taken, take down all your personal photos, make the house look like only a housemaid lives there, list it through your agent, host an open house, and then be prepared to leave at a moment’s notice when someone wants to come look at it…right….now. This is the joy of listing and selling your home through a real estate agent out on the open market. Want to sell your house without putting it on the market? I don’t blame you one bit.

How to Sell Your House Without Putting it on the Market

As you may have already guessed, Liz and I are under contract to sell our house! And yes, we did it without ever putting it on the market. We cleaned the house once, walked the interested couple through, and negotiated to a fair price a . . . → Read More: How to Sell Your House Without Putting it on the Market

Why It’s Ludicrous to Make Payments on a Cell Phone (…and How You Can Avoid It)

making payments on a cell phone

People have payments on their cars, their house, furniture, and now most of us even have payments on our cell phones!! And quite honestly, with salespeople pushing so hard toward the payment option these days (and giving us zero discounts for buying a phone with cash), it can actually be difficult to avoid making payments on a cell phone. In this post, I’m going to outline (1) why it’s dumb to agree to those payments, and (2) how to actually buy a phone outright.

It’s Ludicrous to Make Payments on a Cell Phone (…and How You Can Avoid It)

Remember the days when you walked into a Verizon store, signed up for a 2-year contract, got a brand new phone that was discounted down to just $200, and then walked out with a smile?

Well those days are gone…

Today, what’s more likely is that you’ll walk in, choose a . . . → Read More: Why It’s Ludicrous to Make Payments on a Cell Phone (…and How You Can Avoid It)

Egg Freezing: Will It Help Your Career?

will egg freezing help your career

Women of earlier generations were under the belief that they couldn’t have it all. Only two options exist: a career or a family. If she chose to have a career, she would have to leave any dreams of having a family behind, and vice versa. However, it is most definitely possible for women to pursue both a career and a family in today’s society through egg freezing or oocyte cryopreservation. The only question is, will egg freezing help your career?

Will Egg Freezing Help Your Career?

Today, career women who’d like start a family someday have the option of harvesting and freezing their eggs for future use. The number of women freezing their eggs is growing at an ever increasing rate. Here are some of the reasons why egg freezing may or may not be worth the expense.

Why Egg Freezing Is Worth The Expense 1) Affords You Time to . . . → Read More: Egg Freezing: Will It Help Your Career?

I’m Officially Going Into Debt Again…and I’m Already Freaking Out

going into debt again

I paid off my school loans, my credit card, my ex-wife (long story), and even my house. By my 30th birthday, I was completely debt free and I vowed to never go back into debt…until now. I’m officially going into debt again…and yes, like the title says, I’m already freaking out…

I’m Officially Going Into Debt Again…and I’m Already Freaking Out

Liz and I currently live in the city. We look out the window above our sink and we’re staring directly into the living room of our neighbors. When we lay in bed, we see into the bedroom of our other neighbors. When I sit on the porch, I watch our rear neighbor cook dinner and do laundry…

Needless to say, things are pretty tight on our 0.2 acre lot, and my wife is pretty much over it. She would love to move out into the country again (it’s how . . . → Read More: I’m Officially Going Into Debt Again…and I’m Already Freaking Out

Should You Sell Your Car? 8 Reasons You Absolutely Should…

should you sell your car - mercedes

Have you ever, at some point in your life, thought that you should probably sell your car?? Maybe you just hate it because it’s breaking down all the time, or maybe the payments are just too astronomical for you to afford each month. Whatever the case may be, the question of “Should you sell your car?” has been on your mind. It’s time to figure it out once and for all.

Should You Sell Your Car? 8 Reasons You Absolutely Should

There are seven reasons you should sell your car. If, when you read any one of these reasons and you start nodding your head in agreement, then you should absolutely sell your car. No cold feet, no second guessing, just sell your car.

1) Your car is worth more than 25% of your annual salary

If you earn $50,000 a year and your car is worth $30,000, that is . . . → Read More: Should You Sell Your Car? 8 Reasons You Absolutely Should…

How to Become Rich Even If You Are Poor Today

how to become rich

Want to know how to become rich? It’s not really all that difficult, but I wouldn’t say it’s easy either…especially if you’re poor today. BUT, if you first understand how you’re wired and how you tick, AND you can slowly move yourself from a broke mentality to a rich mentality, then the question of how to become rich can certainly be answered AND achieved! Again, it’s not easy…but it is possible, and I’m going to do my best to walk you through the steps that will get you there.

How to Become Rich Even If You’re Poor Today

I’ve spent quite a few hours counseling people that live below the poverty line (ie. under $25,100 for a family of four). I’m a little embarrassed to tell you this, but long before my days of counseling, I would have told you that poor people are just lazy and don’t want to . . . → Read More: How to Become Rich Even If You Are Poor Today

The Real Reason You Should Pay Off Your House (It’s Not Interest Rates)

pay off your house early

Is it wise to pay off your house? Most people would say, “no”… While I have always told you yes. But what are the reasons behind these answers? Does it actually make financial sense to pay the full term of a 15-year mortgage rather than trying to pay the debt off as quickly as possible?

The Real Reason You Should Pay Off Your House

Even after digging into all the numbers, I want to tell you up front that I’m still a firm believer that you should pay off your house early. It’s not as much of a slam-dunk as some hardcore traditionalists lead you to believe, but I still firmly believe it’s the best path to wealth.

Why am I bringing you this message like I’m fighting an up-hill battle?

It’s because I am.

The Interest Savings…It’s Not as Huge as it Sounds

You probably already know the main . . . → Read More: The Real Reason You Should Pay Off Your House (It’s Not Interest Rates)

How to Give a Million Dollars (Not Save…Give)

give a million dollars - money cash

There are literally thousands of articles out there titled, “How to Save a Million Dollars For Retirement”, and that’s great – we should all be millionaires in our retirement if we want to live well in our golden years. In this article though, I’m going to challenge you to think even bigger. What if, instead of just saving a million dollars in your nest egg, you could give a million dollars?

Related: How to Make a Million Dollars in 10 Years

How to Give a Million Dollars (Not Save…Give)

Think of all the good you that can be done when you give a million dollars away!

Through Samaritan’s Purse alone, you could: provide a month’s supply of lentils and sorghum to 28,571 starving African families, provide warm clothes and shoes to 40,000 refugees and disaster survivors, give the gift of water by funding the dig of 80 fresh water wells . . . → Read More: How to Give a Million Dollars (Not Save…Give)

Long Commute or an Expensive House? Which One Should We Choose?

long commute or an expensive house

Is your job located in an expensive area? Are you faced with either a long commute or an expensive house near your work? I never thought I’d be faced with this decision since my wife and I live in a fairly low-cost area. BUT, now that we’re looking at homes with acreage, the options seem to be quite limited in our desired location near work. AND, for the few houses that ARE on the market, they’re typically in the $400,000 range…when our budget is more like $275,000-$300,000.

Just recently, we spotted a house that has 5 acres, a perfect set-up for horses, and plenty of room for our family!

The price tag? $275,000!

But…it’s located 25 minutes north of where we really want to be… What should we do??

Long Commute or an Expensive House?

So what are the true pros and cons of a decision like this? Will we . . . → Read More: Long Commute or an Expensive House? Which One Should We Choose?

How Going Zero-Waste Can Improve Your Finances

going zero-waste

Have you ever thought about going zero-waste? The zero-waste lifestyle may sound a bit hippie and a hard lifestyle to obtain, but it’s easier to do than people think. Not only is the zero-waste lifestyle growing in popularity, but it’s also looked at as a great way to improve your finances. Here are the top 5 ways that going zero-waste helps you financially (while helping to save the planet).

How Going Zero-Waste Can Improve Your Finances

This post has been written by our talented staff writer, Kimberly Studdard.

1) Simplifies Your Life

Think about how many clothes, shoes, and accessories you have. Now, think about how many cleaning products you have. Last but not least, think about how much trash you’ve thrown away in the last week. It’s most likely staggering. You may have clothes that you haven’t worn in 10 years. You may have dozens of cleaning products, with . . . → Read More: How Going Zero-Waste Can Improve Your Finances