Ethos Life Insurance Review – Cheap, Quick, Easy

ethos life insurance

Do you have life insurance? And, probably a better question is, “Do you have enough life insurance?”

If you have a wife, children, or aging parents that depend on your income, then you absolutely should….and you know it. And how much life insurance should you have? The rule of thumb is to have insurance that’s 10 times your annual income. If you earn $50,000 a year, then you should have a $500,000 life insurance policy.

Why so much? It’s so your family can continue to operate and function normally, even after you’re gone.

Think about it. You’ve got your kids in private school and your wife is a stay-at-home mom with a small side-business. If you were hit by a car tomorrow, would they be able to continue that life?

Nope.

Without a doubt, your kids would have to transfer into the low-grade public school down the street, and . . . → Read More: Ethos Life Insurance Review – Cheap, Quick, Easy

Top Reasons to Pay Off a Mortgage Early – by the Mortgage Mutilator

top reasons to pay off a mortgage early

I met Alex about a year ago when he reached out to me for the first time. He had recently started a website (like I always encourage ALL of you to do) and wanted to reach out to, and help, as many people as possible. I agreed to let him write an article for me, and quite honestly, it was fantastic. Since then, he’s reached out again. And this time he had even more material – the top reasons to pay off a mortgage early! Check out Alex’s awesome post below and the special offer at the end. Enjoy!

Top Reasons to Pay Off a Mortgage Early

When we paid off our $400,000+ loan in only 6.5 years we saved a boat load of money. Money that we’re now getting to keep for ourselves instead of paying it to the bank as interest.

A handy rule of thumb is . . . → Read More: Top Reasons to Pay Off a Mortgage Early – by the Mortgage Mutilator

9 Benefits of Debt Freedom That Have Nothing to Do With Money

benefits of debt freedom

A giant net worth, a healthy savings account, thousands of dollars of cash flow each month – all of these things are benefits of debt freedom, but I wouldn’t call them the benefits. Sure, money is great and all, and it’s fantastic to not owe a soul a single penny, but the benefits of debt freedom reach farther than the typical person can actually comprehend.

9 Benefits of Debt Freedom That Have Nothing to Do With Money

I’ve been completely debt free for almost 3 years now, and it’s funny how things change…

You know those emotionally moving videos on Facebook where the gruff old guy gets gifted with those special glasses so he can finally see color? He opens the box, glances up at his wife and kids and gives the look of, ‘Yeah, right. This isn’t going to do anything. Nothing’s going to look any different.’

…and then . . . → Read More: 9 Benefits of Debt Freedom That Have Nothing to Do With Money

The Best Bill is One That Never Happens – Here’s How to Do It…

You rush to the car juggling your coffee, car keys, and a couple of bags. You yell for the kids to hurry and remind Johnny to go back in and get his lunch box.

And that’s when you notice the flat tire. Ugh! You don’t have time for this right now! How old is that tire anyway? What could possibly be wrong with it?

When you dig through the glove box, you find the receipt for the tires…and it’s not what you expected. You actually bought them longer ago than you remembered. And somehow never managed to get them rotated or inspected, even though it was included with the original price of the tire…

How would you like to never have another financial emergency? With some intentionality, it’s absolutely possible.

How to Never Have Another Financial Emergency

There’s never enough money or enough time in our lives. We feel like . . . → Read More: The Best Bill is One That Never Happens – Here’s How to Do It…

5 Goals to Have After Getting Out of Debt

goals to have after getting out of debt

Ever watch a dog that has the slightest twinge of hunger? You can literally see their mind racing on that one single topic — “Food, food, food, gotta have food.”

When we’re extremely motivated to get something, our brain acts just like a dog on a hunt for food. It’s 100% focused and totally oblivious to anything else!

“Get out of debt, get out of debt, gotta make another $20, get out of debt.”

Related: How Does the Debt Snowball Really Work (FREE TOOL INCLUDED for YOUR Debt Snowball)?

Haha! This is great and all when we’re just racing to get out of debt, but what about when you hit that goal? What the heck should you do once you get out of debt? There are so many people out there that just don’t have a clue. They might save up a few more bucks, but they just end up . . . → Read More: 5 Goals to Have After Getting Out of Debt

How to Get an Education Without Debt

get an education without debt

With average student loan debts hovering a little over $30,000 after graduation, many people think it’s impossible to get an education without debt. But it’s not! In fact, with technology, education is expanding exponentially, and there are a ton of ways to learn, and even get a degree, without pulling out a single loan.

How to Get an Education Without Debt

This post has been written by our talented staff writer, Kimberly Studdard.

So what can you do if you’re ready to head to school, but you’re having a hard time making the numbers work without taking out those dreaded student loans? Even though many people would tell you otherwise, there’s actually plenty you can do! Take the steps below and you’ll be well on your way to get an education without debt!

1) Choose the Right College

Choosing the right college can help you get an education without . . . → Read More: How to Get an Education Without Debt

5 Reasons You Couldn’t Pay Me to Win the Lottery

win the lottery

Are you dying to win the lottery? Are you dreaming of all the things you could do with millions of dollars? That new yacht, that mansion of a house, the garage full of exotic sports cars… sounds pretty good right? To me, it sounds horrible…

5 Reasons You Couldn’t Pay Me to Win the Lottery

No, I’m not some kind of extreme minimalist that deprives myself of all the luxuries in this world. And, I’m not against the lottery because it’s really just a giant tax on the poor (although, this is a serious problem that needs correcting). I have five other reasons for never wanting to win the lottery. And, I’m so against winning it, that I wouldn’t even agree to win it if you paid me money on top of the winnings.

Sounds crazy, right?

Who in their right mind wouldn’t want millions of dollars to just fall . . . → Read More: 5 Reasons You Couldn’t Pay Me to Win the Lottery

Him or Me?? Who Would You Rather Be?

who would you rather be

That guy at work…he’s got everything. The house, the car, the gorgeous wife. He’s the true definition of success, and if you could be anyone in the world, you’d be him.

Well…hold on now. Is your envy really warranted? Does this guy really have it all put together? Sometimes the picture from the outside is very different from the one on the inside.

Him or Me? Who Would You Rather Be?

Here’s the quick comparison:

So basically…

He’s got a 3,000 square foot, brand new house He drives a foreign luxury car He’s always wearing the top brand clothes, and He golfs at the nicest courses in the U.S.

I, on the other hand:

Live in a 1,400 square foot house Drive a 2003 Pontiac Vibe Wear whatever costs less than $15 per piece (which I must say, doesn’t typically look too bad…but it’s definitely not Lacoste…), and I . . . → Read More: Him or Me?? Who Would You Rather Be?

How to Flip a House: From the Search to Sold!!

flip a house

Have you ever thought about flipping houses for some extra income? The people on TV make it look pretty easy, but is it really a viable means to making some additional dollars? Personally, it was never in our plans, but my sister and brother-in-law have made it a speedy reality. Less than three years ago, they bought their first flip house, earned more than $35,000, and have gone crazy with four more flip houses since!

In this post, written by my sis from VHHomeFlips.com, they’ll teach you:

How to find cheap houses How to calculate the offer The best ways to renovate on a budget How to sell it for HUGE profits!

If you want to flip a house for some extra income, there’s nowhere better to find the information you need than right here. Enjoy!

How to Flip a House: From the Search to Sold!!

Why do we . . . → Read More: How to Flip a House: From the Search to Sold!!

The Most Sought After Asset of All Time…and Why Very Few Actually Have It

most sought after asset of all time

I have recently learned of an asset so great, so highly important and valued that even the Kings of this world’s greatest countries would bow down just for a piece of it. Bill Gates, Mark Zuckerberg, and Warren Buffett all drool for it. They’d buy up all of it if they could, but even they in their infinite wealth don’t have enough money to make the purchase.

No, it’s not gold, it’s not diamonds, and it’s not even the $170 million hunk of jade that was found deep in the mines of Myanmar.

The asset that is valued by all, the most sought after asset that’s owned by no one….is time.

The Most Sought After Asset of All Time…is Time

We focus our thoughts pretty much on just one thing on this site: money.

Money equates to power, prestige, and short-term enjoyment. But you know what? It doesn’t automatically equate . . . → Read More: The Most Sought After Asset of All Time…and Why Very Few Actually Have It