How to Live With Less – An Interview with Two RV’ing Couples!!

how to live on less

In 2016, the average home cost rose to around $390,000. It seems as if bigger and better homes are also becoming more popular, with more and more people opting for standalone houses of 2,000 square feet or more. While a big home isn’t necessarily a bad thing, going into massive debt for a home is less than desirable for almost anyone.

Now, with minimalism and tiny living on the rise, many are learning how to live with less. But what makes this type of living so appealing?

This post has been written by our staff writer, Kimberly Studdard.

Related: 10 Extreme Tips to Cut Your Spending in Half

How to Live With Less

I took the time to interview two incredible women who told me their stories before RV living, and how they spend their time (and money) now. They’ve learned how to live with less, and seem much . . . → Read More: How to Live With Less – An Interview with Two RV’ing Couples!!

5 Reasons I’m Not Buying My $75,000 Dream Car

buying my dream car

Here it is. The Ferrari 360. I’ve been drooling over this car for the past 15 years… And Liz and I officially have enough cash in the bank to pay for it. BOOM! Looks like I’m buying my dream car!!

Well….maybe not…

 

5 Reasons I’m Not Buying My Dream Car

First of all, I highly doubt that Liz would give me the thumbs up on this ride since it’s not exactly kid friendly, and then there’s the minor detail that it would entirely deplete our savings account…

Aside from these reasons, there’s yet another five that would keep me from buying my dream car (ie. crazy expensive car)… and for this, we have to diagnose the different spenders in this world.

There are really three categories of spenders: Those that believe going into debt is okay as long as you can afford the payments Those that believe it’s . . . → Read More: 5 Reasons I’m Not Buying My $75,000 Dream Car

5 Things I Did to Ditch $21,000 in Just 6 Months

get out of debt in just 6 months

Getting into debt – that’s easy. Getting out of debt…now that’s another story!

But that doesn’t mean that getting out of debt has to be arduous or incredibly slow. If you set your mind to it, and if you gather all the right information, you could get out of debt pretty fast! Heck, I was able to ditch $21,000 in just 6 months earning a $57,000 yearly gross salary. Even if you’re not a math whiz, you know that those numbers just don’t add up. How in the heck could I pay off $21k in such a short amount of time?

Like I said before, I:

had my mind dead-set on getting out of debt, and I had all the information I needed to do it.

Related: How the Debt Snowball Really Works (Free Tool Included For YOUR Debt Snowball!)

5 Things I Did to Get Out of Debt in . . . → Read More: 5 Things I Did to Ditch $21,000 in Just 6 Months

How to Ditch Your Job and Become a Stay-At-Home Mom

become a stay-at-home mom

“A-d-d-i-l-y-n” – I wrote out the letters on the hospital room white board. Liz smiled, nodded, and we all nuzzled together, excited about our future as a family.

During those memorable moments, Liz and I pretty much knew that she was going to ditch her job and become a stay-at-home mom. We had been planning for this before we even met each other!

Seriously.

Liz was completely debt free on our first date, I was just wrapping up some debt that I owed my ex, ….and secretly, I’d been dreaming of supporting a stay-at-home mom since I was about 16 years old… (weird I know, but I’m a bit of a planner… ;)).

And since we met,

Liz sold her home and banked $40,000 from the equity, and I paid off my house (where we still live today) entirely.

Then, six months after our precious Addilyn was born, we bought . . . → Read More: How to Ditch Your Job and Become a Stay-At-Home Mom

Are You the Biggest Stumbling Block in Your Life??

stumbling block

“I’m so jealous. I’ve always wanted to stay at home with my kids, too!” My colleague had just heard the news that I would be leaving my position as a music teacher to stay home with my kids.

(In case you’re already scratching your head about the details….this is a staff-writer post written by the ever-talented, Jamie Jeffers. ;))

It’s not something that magically happened one day. My husband and I had planned this for years, and every step we took brought us closer to our dream. By the end of the school year, we had laid enough bricks to finish the road that brought me home from work.

“Well, it isn’t easy. But we’re doing without cable and we don’t have any debt right now…” I started to say more, but immediately realized the conversation wouldn’t go anywhere.

“Oh, we could never go without cable! How would . . . → Read More: Are You the Biggest Stumbling Block in Your Life??

The Absolute Simplest Way to Become Wealthy

The Absolute Simplest Way to Become Wealthy

Wanna be rich? Want to know the secret to accumulating great wealth? Then it’s time to stop reading about penny stocks, and it’s certainly time to stop watching Mad Money (spoiler alert, Jim Cramer doesn’t beat the market, which means you probably won’t either). Instead, let’s look at the absolute simplest way to become wealthy and learn how almost everyone can do it!

The Absolute Simplest Way to Become Wealthy

This post contains affiliate links.

You’re not going to win the lottery. You’re probably not getting a massive inheritance. And chances are, you’re not going to win that high-profile lawsuit either. Money normally doesn’t come in a windfall, and if it does, you’ll likely lose it all within 5 years anyway.

Your best bet to accumulating great wealth is by keeping it simple. Believe it or not, but millions have already done it in the past, and millions more will . . . → Read More: The Absolute Simplest Way to Become Wealthy

What Would You Do With an Extra $50?

surprise check

Have you ever had a check show up in the mail out of the blue? Maybe you’d forgotten about that class action lawsuit you were notified about months ago. (That’s happened to us at least twice this year.) Or you got a bonus or birthday money.

It’s not a huge amount, but it’s nothing to sneeze at either. I mean, $50 is a significant sum of money.

But do you know what you’ll do with this surprise check?

Your response to small chunks of money says more than you’d think about the way you’re handling your personal finance. Get ready to use your imagination and learn which category you fall under.

This post is written by the fabulously talented, Jamie Jeffers.

What Would You Do With an Extra $50?

Ready? So you go to the mailbox and discover a check inside for $50. You weren’t expecting this check, so you . . . → Read More: What Would You Do With an Extra $50?

Meet the Real Joneses

Meet the Real Joneses

“Oh man, I wish I had a new BMW.”

“Whoa, what it must feel like to own a yacht like that. I’d be on top of the world!”

“That house…is simply….gorgeous. I hope I can buy a house like that someday.”

We catch ourselves wishing, hoping, wanting like this from time to time. Basically, we’re saying, “I wish that we were the Joneses. Life would be so much more fun and full of constant bliss… Those Joneses are always so happy!”

But you might want to be careful what you wish for…

Meet the Real Joneses

Brace yourself… but the real Joneses….are BROKE!

Sure, they’ve got all the nice stuff:

the cars, the boat, the massive house, the cottage up at the lake, and the 2.1 kids with perfect hair.

BUT…their life is a ticking timebomb! At any given moment, all their cards could come crashing down and they’ll lose . . . → Read More: Meet the Real Joneses

Will You Be Rich? Take This Quiz And Find Out!!

Will you be rich

If you walked through a college campus and asked 1,000 people if they were going to be rich, about 999 of them would tell you, “Absolutely!” And in reality, maybe 50 will actually do what it takes to become a multi-millionaire.

I want you to be one of those 50.

Will You Be Rich? Take The Quiz to Find Out!

And in order to do that, you’ve got to understand if you’re truly on track or not when it comes to your future wealth. Be real with yourself – will you be rich when you get older? After taking this quiz, you’ll know.

If you score well, congrats. You’re going to be wealthier than 99% of your peers. Have fun with it, but also remember to share it with those that are less fortunate.

If you score poorly, don’t hang your head in shame. Use this moment to do more . . . → Read More: Will You Be Rich? Take This Quiz And Find Out!!

What a Backpack Taught Me About Cheap vs. Frugal

cheap vs. frugal

It was 2009, in the midst of the recession, and blogs full of bargains were all the rage. I was pretty excited to read about how I could get a backpack for my little kindergartner for free!

If I spent $10 on other items at this store, I could get him a free backpack with his favorite superhero splashed across the back. No biggie, since I needed groceries anyway. While we were there, he chose his backpack. (Of course, we had to have the matching lunch box.)

This cheap vs. frugal post was written by Jamie Jeffers, our incredibly talented staff writer!

What a Backpack Taught Me About Cheap vs. Frugal

…Before we even got to Christmas break, the straps were already broken. We tried to tie them up the best we could, but it was also wearing out at the bottom.

My free backpack wasn’t such a . . . → Read More: What a Backpack Taught Me About Cheap vs. Frugal