 Do you absolutely hate budgeting? What if I told you that you could forget about budgeting, but still achieve all of your goals and dreams? You’d sign up for that right? I know I would. My Love, Yet Hatred For Budgeting I never really used to mind budgeting because I knew that if I stuck with my plan, that . . . → Read More: Eliminate Debt Without a Budget: Our Personal Plan  When my wife and I started our lives together, we had some rough times. The income was tight and we were forced to track every penny just to make sure we had enough for next month’s rent. It only lasted a few months, but it definitely wasn’t fun. (Two Incomes) – (One Income) = Strict Budgeting For . . . → Read More: We Lost Some Income, Time to Budget  This is a guest post by Steve from Money File. Since I don’t ever suggest using debt as a tool for acquiring assets or building a business, I don’t often talk about credit. But, if I did not have good credit, I would not have been able to purchase our house last week. So, for . . . → Read More: 10 Ways to Ruin Your Credit Rating The following is a guest post from LaTisha at Financial Success for Young Adults, where she writes about investing, trading and money management. What Comes to Mind When I Say Budget? Most people hear the word budget and cringe. I know because I used to do the same. The word budget is associated with tight pockets, home-made . . . → Read More: Budget is a 4 Letter Word  Are you currently self-employed? Or, would you like to be self-employed someday? What do you think the income would be like? If you are the typical dreamer, you may answer the latter question with, “The income would be huge!” or, “The income would be more than enough.” For some reason, self-employment is perceived as success . . . → Read More: How to Budget When You’re Self-Employed Other than a home, a car is one of the most important financial investments you’ll make. Nothing beats the convenience of having your own transportation, and in certain locations it’s the only way to get around. Many times, your employment options are very limited when you don’t have your own automobile. Regardless of the reason, . . . → Read More: 4 Tips On Saving For a Car  My wife and I got married almost two years ago, and similar to most newly weds, we were gushing with love but short on cash. A budget was entirely necessary for our survival. Initially, we focused only on one aspect of budgeting, because that’s all we knew, but actually, there are four aspects that one . . . → Read More: Budgeting Basics Recently, my wife and I have decided to aggressively pay down our debt. In order to do so, we have taken out everything from our budget except for the necessities. This means that we are allowing ourselves no extra money for special outings or for clothes (although we occasionally dip into the food budget for . . . → Read More: A Spender Transformed  It’s no big shocker when I say that the economy hasn’t been too great these past few years. In fact, many U.S. citizens have lost their jobs, their life savings, and their homes! The poor economy has sparked many to beef up their savings in the event that an emergency should come their way. Foot-in-Mouth Financials In general . . . → Read More: How to Survive in a Poor Economy It’s almost the New Year again, and for me, that means reviewing the budget! As the nerd in the relationship, I honestly love studying the old budget and taking a look at some changes we can make in the upcoming year. I was pleasently surprised that my wife shared my same enthusiasm today and was ready to . . . → Read More: Budgeting With Mint.com |      | |
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