I’ve been blogging since 2006, but it wasn’t until 2015 that I discovered a growing market for people who want to make extra money as a freelance writer.
My background is in banking and financial coaching. The more I blogged about personal finance (including my own debt-free story), the more I realized it resonated with people.
The same thing happened when I became a mom three years ago and started blogging about parenting and diapers and sleep deprivation. That clicked with moms.
If you have an area or two in which you have a great deal of insight or experience, you have a command of the English language, and you’re willing to put in some hard work, you could make extra money as a freelance writer.
Since transitioning from a hobby blogger to a freelancer, I’ve been featured on The Huffington Post, The Penny Hoarder, Rockstar Finance, The Dollar Stretcher, . . . → Read More: How to Make Extra Money As a Freelance Writer
There’s a difference between being financially uncomfortable, being comfortable, and reaching financial freedom. And Brian Robben is committed to reaching financial freedom and teaching others how to do it along the way. Today, I interviewed Brian who recently wrote the new book Freedom Money.
Debt is often a roadblock for many people trying to get rich. What are some specific tips you have to destroy debt?
I 100% agree that debt needs to go if your goal is financial freedom. Debt is vicious and can ruin your life if it gets too much power over you.
Because of that, if you have debt then it’s crucial you aggressively attack your debt.
Below are some tips I recommend for paying off student loans, credit card debt, or any other debt:
Pay every two weeks instead of monthly. If you do this you’ll actually make 13 . . . → Read More: Freedom Money – The Road to Financial Freedom
“What if I told you that in just an hour or two I could share with you a system that would slowly and surely transform you into a millionaire?”
Sounded like a bad sales pitch to me…like I was going to have to dish out $200 to a pyramid scheme before I could receive my millions. In fact, I almost took the CD out of our car stereo right then and there. Thankfully, I pressed on and let the man talk.
Liz and I were on our way back from Tennessee. It was a fantastically relaxing trip, filled with reading, hiking, and many daytime naps. We desperately needed it and were so happy we made the trip. On the way back, I decided to turn my brain on again to learn a little something about our personal finances. I popped in the book on CD, “The Automatic Millionaire” by . . . → Read More: How to Become an Automatic Millionaire
Have you ever wondered if you’re getting paid enough at work? Are you working tirelessly for a wage that’s far lower than it should be? And how can you know? Years ago, this might have been difficult. You’d have to network, ask probing questions, and consult with many people to get an understanding of the average wages out there that relate to your field and what you do. Today, the process becomes much more simple.
Are You Getting Paid Enough at Work?
If you’re curious if you’re getting paid enough at work, take these steps to zero in on your rightful wages.
1) Search Your Company Wage Averages per Title
Thanks to glassdoor.com, you can pretty much see the average wage of any position at any company. Here’s how they do it. You enter the site, looking for a particular job description and the typical wage. They might let you . . . → Read More: Are You Getting Paid Enough at Work?
42% of college graduates never read another book after graduation. And people wonder why they are poor. Correlation or causation? My money is on causation! If you want to constantly be growing your net worth, you’ve got to keep growing your mind.
Do Rich People Read a Lot?
One of my goals for 2016 is to read 24 books. I believe 24 is attainable for just about anyone. I work a lot more than the average person so I feel 24 is doable for just about everyone. In addition to reading these 24 books, I also watch educational videos and read educational blogs.
So what 24 books am I reading? Despite possibly coming off as a lunatic, I’m still going to use this phrase. I read self-help books. I began doing this about 1.5 years ago and my life has changed dramatically since then. These books range . . . → Read More: Do Rich People Read a Lot?
This article is about the moment in your life where your extra income becomes a serious business.
A side hustle is basically a way you earn extra money in addition to a full-time job. Popular side hustles include: tutoring, freelance writing, dog walking, blogging, selling things on Etsy, detailing cars, etc. Side hustles start as just small snowflakes of cash. The amount is enough to perhaps pay your month cell phone bill but it’s not enough to cause any real change in how your finances are organized.
But as the months go by, you begin getting more clients and/or making more sales. At a certain point, this begins to feel like a legitimate business – both for yourself and for the IRS.
You must report ALL income to the IRS. And once you earn more than $400 with your side hustle, you must file a Schedule SE . . . → Read More: How to Make Your Side Hustle a Legitimate Business
Did you know that only 20% of the millionaires out there actually inherited their wealth? For whatever reason, many of us have this notion that wealthy people are born with a silver spoon in their mouth. They’re all brats that are thankful for nothing and expect to be handed everything.
In reality though, 80% of America’s wealthy are 1st generation rich. Meaning, they’ve absolutely earned every dollar that’s in their bank account. No silver spoons, no trust funds, no inheritance.
Maybe it just makes us feel better about ourselves when we look at our embarrassingly low bank account balance, or maybe we just want to keep sitting on the couch without remorse. The basic truth of the matter though, is that the large majority of rich people work hard to make their fortune.
5 Top Ways to Get Wealthy in America
Instead of coming up with a million excuses . . . → Read More: 5 Top Ways to Get Wealthy in America
There’s no cap to what you can earn. Think about that. How much would you like to earn? $50,000? $100,000? $1 million per year? Having these goals is great. But these numbers are impossible without a high level of productivity. Wealthy people are productivity experts. So for this article, I’ve compiled a list of the productivity hacks I’ve learned from wealthy people I’ve known.
1. No Excuses
In grade school, I used to make all kinds of excuses. It’s funny. Even as I wrote that, my internet crashed as I was typing this in a Google doc. What did I do? I’m now writing from Word. I switched. In grade school, I used to look for any excuse not to do my homework until the last-minute. I would say I’m hungry or tired or busy with something else. Now, even when I’m traveling, I work. I bring my . . . → Read More: 6 Productivity Hacks That Will Grow Your Income
Have you ever thought about getting into the rental game? Personally, I’ve been enamored with the idea since I was 16 years old. And now, 14 years later, it looks like I’ll finally be throwing my hat into the passive income rental ring! YIPPEE! Watch out Monopoly man, you may be getting dethroned! Now where did I put my monocle…?
Leading Up to the Purchase
So how did Liz and I find our investment property? Let me tell you, it wasn’t easy. Prior to this property, we scoured the entire area (for the entire summer) for anything that was for sale under $95,000. We walked through about 10 properties – four of those we simply walked away (for various reasons), and the other six we were outbid on by typically more than $10,000. We wanted to find an absolute deal, not pay retail price for a home.
There was one . . . → Read More: Our House Offer Was Accepted! Let the Rental Games Begin!
I had no writing experience, no marketing experience, and I had absolutely no idea how to build a webpage… BUT, at that point in time I WAS successfully digging my way out of debt and I wanted to teach everyone that they could kick their debt to the curb as well. I never dreamed that this little side venture would be profitable. After all, blogging is just what people did when they’re bored and had no life, RIGHT? Well, $75,000 later, I can attest that it certainly is NOT just a little side hobby. Blogging can provide an income for stay-at-home moms, dads, and can even earn enough to support both!
In this post, I want to teach you that blogging is not only a means for an income, but with the proper discipline, it can also make you extremely wealthy.
How to Start a Blog
So how did I . . . → Read More: How I’ve Earned Over $75,000 With a Blog