5 Reasons I Started This Blog (And Why You Should Start One Too!!)

reasons I started this blog

I stared excitedly at my computer screen, paused for a moment (just to be sure), and then *click*!!

I officially took the plunge.

On August 27th, 2010, I became a website owner – and quite honestly, it changed my life forever.

5 Reasons I Started This Blog (And Why You Should Start One Too!)

So what made me hop online that day, find a web-host provider, and get started with my very own website? I make it sound incredibly spontaneous, but quite honestly, I had been contemplating this moment for many months.

Was it a wise thing for me to do? Would anyone actually read the stuff I put out there online (you know, besides my sister and grandma..?) Could I really make money blogging like so many other sites claimed to do? Would I be willing to put in the time that it takes to build up a well-known . . . → Read More: 5 Reasons I Started This Blog (And Why You Should Start One Too!!)

How to Market Seasonal Products

market seasonal products

Companies of all types and sizes dread the off-season—months where sales take a significant dip, and the team is left waiting for the next profitable season to come around. After peak season comes to a close, how are you supposed to keep your business thriving? Your site and store might currently be a ghost town, but this time can be used to your advantage if you plan for the upcoming profitable season.

How to Market Seasonal Products

Turn your eyes towards the long-term; look ahead and figure out ways that current marketing campaigns can create gains in the coming months.

Publish Testimonials

You served past customers well—make sure prospective customers understand your commitment to service through reviews and testimonials on your website. Positive reviews can build your reputation as a high-quality, trustworthy brand. All it takes is a simple request after making a sell, whether you ask in person or . . . → Read More: How to Market Seasonal Products

5 Steps to Build Rapid Wealth

build rapid wealth

Did you just turn 50, deathly afraid that you’ll never be able to retire? Or maybe you’re 20 years old and just want to build up a massive amount of wealth in a short period of time.

No matter where you are on your life’s journey, these steps to build rapid wealth WILL work for you.

I can tell you that with confidence because my wife and I follow these exact steps, and we’re well on our way to becoming millionaires in our mid-30’s.

5 Steps to Build Rapid Wealth

This post contains affiliate links.

“Alright, so what’s the secret, Derek?”…”Is it network marketing? Developing the next Angry Birds app? Buying a car wash…? It’s got to be something crazy if you think we can build up a million bucks in roughly a decade!”

No, no, no, annnndd not true…nothing crazy. Just simple hard work and intentionality.

Here are the . . . → Read More: 5 Steps to Build Rapid Wealth

How Much House Can I Afford??

how much house can I afford

Are you in the market for buying a house? Or maybe you’re looking to move and you’re wondering, “Now really, how much house can I afford?“. The answer isn’t always easy because it’s a little different for everyone. But with the tips below, you’ll be able to get a quick idea of:

If you should even be buying a house in the first place How much house you can actually afford How Much House Can I Afford??

Alright, I’m going to make this really easy because honestly, this isn’t nearly as complicated as everyone makes it out to be.

You Shouldn’t Buy a House If…

I know you’re asking “How much house can I afford?”, but sometimes people ask this when in reality they should be asking, “Should I even buy a house?” I find that more often than not, the answer to this question is, “No”.

Do NOT buy . . . → Read More: How Much House Can I Afford??

Ethos Life Insurance Review – Cheap, Quick, Easy

ethos life insurance

Do you have life insurance? And, probably a better question is, “Do you have enough life insurance?”

If you have a wife, children, or aging parents that depend on your income, then you absolutely should….and you know it. And how much life insurance should you have? The rule of thumb is to have insurance that’s 10 times your annual income. If you earn $50,000 a year, then you should have a $500,000 life insurance policy.

Why so much? It’s so your family can continue to operate and function normally, even after you’re gone.

Think about it. You’ve got your kids in private school and your wife is a stay-at-home mom with a small side-business. If you were hit by a car tomorrow, would they be able to continue that life?


Without a doubt, your kids would have to transfer into the low-grade public school down the street, and . . . → Read More: Ethos Life Insurance Review – Cheap, Quick, Easy

9 Things That Are Worth Spending Extra Money On

things that are worth spending extra money on

Once in a while, every one of us gets the urge to splurge and pay an extra buck or two for the things we love. No matter how committed we are to our financial goals, there are few things in life that are totally worth the investment. From fitness and healthcare to upgrading your living standard, here are 5 things where spending extra serves right in the long run.

1) Your Home

Your house or apartment is more than a place you sleep in. It’s a place you spend most or whole of your life and it’s worth investing for a good living standard. A home makeover is a great way to exercise an upgrade but there are few essentials in your home to pay attention to when shopping:

Home Appliances

Ranging from a refrigerator to a washing machine, home appliances are what we need for long term. Buying high . . . → Read More: 9 Things That Are Worth Spending Extra Money On

Top Reasons to Pay Off a Mortgage Early – by the Mortgage Mutilator

top reasons to pay off a mortgage early

I met Alex about a year ago when he reached out to me for the first time. He had recently started a website (like I always encourage ALL of you to do) and wanted to reach out to, and help, as many people as possible. I agreed to let him write an article for me, and quite honestly, it was fantastic. Since then, he’s reached out again. And this time he had even more material – the top reasons to pay off a mortgage early! Check out Alex’s awesome post below and the special offer at the end. Enjoy!

Top Reasons to Pay Off a Mortgage Early

When we paid off our $400,000+ loan in only 6.5 years we saved a boat load of money. Money that we’re now getting to keep for ourselves instead of paying it to the bank as interest.

A handy rule of thumb is . . . → Read More: Top Reasons to Pay Off a Mortgage Early – by the Mortgage Mutilator

70Trades Review for India and Beyond


I’ve only just recently heard of 70Trades, but in India it has actually become rather popular and accepted. And, since we have quite an Indian following on this site, I thought that it would be helpful to have a local speak to it and explain what it is and how it can be helpful for all of you, my readers. Enjoy!

70Trades: What is it?

70Trades has emerged as one of the greatest Forex broker and trading sites available in 2017. Rather than simply being a run-of-the-mill brokerage house, they’ve given their customers additional value by taking notes from the robo-advisor world. They’ve also focused on education and best-possible user returns to give an experience that is unparalleled in the industry. These priorities make the platform appropriate for investors of all skills levels: those just beginning, traders with some experience, and full-time professional traders.

70Trades has complete mobile capability. You’ll . . . → Read More: 70Trades Review for India and Beyond

How to Bounce Back From an Unexpected Emergency

bounce back from an emergency

Life can be rough. Whether we like it or not, bad things will happen. It’s inevitable.

People get sick Our cars break down Our kids get injured

Far too often, people are impacted by an unfortunate event, which drives them into debt. And then they do nothing… They just keep that debt around forever. This is obviously not the best plan. You’ve got to figure out how to bounce back from an unexpected emergency!

How to Bounce Back From an Unexpected Emergency

This post has been written by our talented staff writer, Kimberly Studdard.

So how do you bounce back from an unexpected emergency financially? While it may seem difficult, there are many ways you can do so.

Face The Problem

As much as you may not want to, it’s important to face the crisis you are experiencing. If you hide from it, or try to avoid it . . . → Read More: How to Bounce Back From an Unexpected Emergency

9 Benefits of Debt Freedom That Have Nothing to Do With Money

benefits of debt freedom

A giant net worth, a healthy savings account, thousands of dollars of cash flow each month – all of these things are benefits of debt freedom, but I wouldn’t call them the benefits. Sure, money is great and all, and it’s fantastic to not owe a soul a single penny, but the benefits of debt freedom reach farther than the typical person can actually comprehend.

9 Benefits of Debt Freedom That Have Nothing to Do With Money

I’ve been completely debt free for almost 3 years now, and it’s funny how things change…

You know those emotionally moving videos on Facebook where the gruff old guy gets gifted with those special glasses so he can finally see color? He opens the box, glances up at his wife and kids and gives the look of, ‘Yeah, right. This isn’t going to do anything. Nothing’s going to look any different.’

…and then . . . → Read More: 9 Benefits of Debt Freedom That Have Nothing to Do With Money