How to Save Money at Home With Your Broadband

save money at home on your broadband

Having broadband at home can be a great initiative for people who want to work from home or simply enjoy surfing the internet. There are various ways that you can save on your broadband bills and still enjoy the same services that you have always wanted. Many people, however, are not aware of these multiple ways to save on their broadband expenses and end up paying extra bills that they could have otherwise avoided.

This is a guest post from my friend Kim, and could be a great help for all of our UK friends!

How to Save Money at Home With Your Broadband

Want to save money at home with your broadband? Check out these options!

1) Check whether you are eligible for a subsidy

Few people know about this method of saving and end up paying money that they would have saved to pay other bills. The government . . . → Read More: How to Save Money at Home With Your Broadband

How We Earned More This Year, But Paid Far Less In Taxes

Paid Far Less In Taxes

Remember this post from last year?

“Liz and I are idiots. While many of our friends have paid nearly nothing in taxes, we found ourselves paying over $22,000 to Uncle Sam…”

It’s been almost a full year since that post and I definitely haven’t forgotten it. In fact, all last year I was consciously making moves that would drive us to a wealthy future, but with much fewer taxes. And guess what happened? We paid in nowhere near $22,000. In fact, we earned $5,000 more and paid just $11,776 to Uncle Sam this year. BOOM!

How We Paid Far Less In Taxes

So how the heck did we do it? How could we possibly earn more money and pay half the taxes?

What we’re doing must be illegal, right?

Wrong. (If it were, I probably wouldn’t be announcing it to the world on this insanely popular blog now . . . → Read More: How We Earned More This Year, But Paid Far Less In Taxes

One Profound Tip to Survive in High Rent Areas

survive in high rent areas

Do you live in New York? Boston? San Francisco? Maybe Miami? If you live in a high cost-of-living area, getting by can seem tough, let alone paying down debt or getting ahead financially (like I always harp on you to do).

If you’re struggling to pay the rent and can’t possibly comprehend saving money at the end of each month, maybe it’s time to take a different approach.

How to Survive in High Rent Areas

What if, instead of living in a miniature 350 square foot, one bedroom apartment, you rented a bigger place and shared it with a few other folks?

I know, I know. At first it doesn’t sound ideal at all, but what if I told you that you could save nearly a thousand bucks a month on rent? Do you realize the impact that this could have on your debt snowball? It’s at least worth taking . . . → Read More: One Profound Tip to Survive in High Rent Areas

6 Little Known Employee Benefits You Should Ask About

Little Known Employee Benefits

When I worked as a recruiter, job candidates would often ask me about the employee benefits that came with the job.

What I realized was that most people knew about the basic benefits like healthcare, 401(k), and paid vacation time. What they didn’t know was there are more employee benefits to ask about.

6 Little Known Employee Benefits You Should Ask About

Here are a few of the little known employee benefits you may want to ask about at your job (or when hunting for the next one).

This post was written by Amanda Abella – a fantastic speaker and author of personal finance.

1) Student Loan Repayment

Companies are starting to consider offering student loan repayment as one of their employee benefits. Quite frankly, there’s a demand for it.

Only about four percent of companies currently offer this, so it’s still pretty new, but it doesn’t hurt to ask. . . . → Read More: 6 Little Known Employee Benefits You Should Ask About

4 Ways to Enjoy March Madness on a Budget

Enjoy March Madness on a Budget

Several years ago, I was watching the local news when the sportscaster came on to announce the winner of the citywide March Madness bracket tournament. The top prize was a year’s supply of pizza.

This post was written by our staff writer, Jamie Jeffers.

The winner turned out to be my husband. The pizza was a mixed blessing, because we were young, newly married, and I was expecting our first child. We could use the free food…though the smell of that pizza upset my poor pregnant stomach for months.

Our love of baseball is one of the things that first brought my husband and me together. So it’s no surprise that he’s always connected to sports. His phone sings the ESPN song every few minutes.

4 Ways to Enjoy March Madness on a Budget

Happily, some of my frugal habits have rubbed off on him. He’s learned to enjoy sports . . . → Read More: 4 Ways to Enjoy March Madness on a Budget

Will You Have Enough Money to Retire? (Use This Free Tool to Find Out)

Will You Have Enough Money to Retire

“Will I have enough money to retire?….Or will I end up broke, surviving on dog food and spam?” I joke about it, but this is a serious worry for 99% of us today, and why shouldn’t it be? Socking money away for retirement isn’t easy, and it can get pretty complicated figuring out exactly how much our monthly contributions will grow into 40 years from now.

That’s why I created this simple tool, “The Retirement Calculator“.

Simply click the link and the calculator will download to your PC – you’ll see it in the lower left-hand corner of your screen once it downloads.

Will You Have Enough Money to Retire?

To figure out if your money will last through your entire retirement, you’ll have to answer just five simple questions:

How old are you? At what age do you want to retire? How much money is currently in your retirement . . . → Read More: Will You Have Enough Money to Retire? (Use This Free Tool to Find Out)

How to Save Money With Not So Extreme Couponing

not so extreme couponing

After watching shows like Extreme Couponers and Extreme Cheapskates on TLC, I knew exactly how I would save more money. I would spend my time being as cheap as possible, and I would also clip a bunch of coupons.

This post has been written by our talented writer, Kimberly Studdard.

How to Save Money With Not So Extreme Couponing

Well, my plan failed, but I’m not too upset about it. I learned some valuable tips while on my adventure, and decided that I could still save money with some not so extreme couponing. So how do I save my family money without spending 40+ hours a week clipping coupons?

Know The Best Stores To Shop At

This has been a huge part in helping me save money. I only shop at four stores. Yes, I know that seems like a lot, but let me explain. I shop at two . . . → Read More: How to Save Money With Not So Extreme Couponing

5 Steps to Cheaper Car Insurance

Cheaper Car Insurance

Car insurance… It’s that coverage that we know we need, but never want to look at (both because it’s boring and because if we’re finally looking at it, it probably means we just had an accident…). But you know what? If you fail to shop around for cheaper car insurance every couple of years, then you’ll end up paying far more than everyone else. It’s the game of the car insurance companies.

5 Steps to Cheaper Car Insurance

You’d think that since you’re a loyal customer with very few infractions on your driving record that they’d cut you a break and continually reduce your insurance rates, but no… In their minds, the longer you go without calling them, the more likely it is that you don’t want to shop around for better insurance. So, they hike up your rates a little bit each year to squeeze as much money out . . . → Read More: 5 Steps to Cheaper Car Insurance

9 Ways to Save More Money This Year

Ways to save more money

It came out in the news again that the majority of Americans don’t even have $1,000 in their savings account. Even worse, it’s been reported that 56% of Americans have less than $10,000 saved for retirement.

The situation is looking bleak, my friends. But, if you’re anything like me, then you see these statistics and use them as motivation to save more money. I sure as heck don’t want to be in that situation, and I’m sure you don’t either.

This post has been written by Amanda Abella, a fabulous speaker and writer of personal finance!

9 Ways to Save More Money This Year

With that being said, here are 9 ways to save more money this year. Some of these I’ve tried, and others I plan on trying in 2017.

#1. Use apps to help you.

I like to think of myself as a pretty good saver, but . . . → Read More: 9 Ways to Save More Money This Year

3 Money Saving Challenges That Aren’t the 52 Week Challenge

Money Saving Challenges

One of the biggest resolutions on everyone’s list, and often the one that is rarely achieved, is saving more money. Everyone knows that it’s a great idea to save money, so why don’t more people do it? It’s simple, saving can be hard. But it doesn’t have to be that way. You can save more money this year and check off a resolution by trying out a few money saving challenges.

This post was written by the talented Kimberly Studdard. Enjoy!

3 Money Saving Challenges!

Now, these aren’t your typical 52-week money challenges. You know the one I’m talking about, where you save a certain amount of money for 52 weeks, and it equals to $1378 by the end of the year? Well, while that challenge isn’t bad, it’s easy to forget about and the money increases as the year goes on. This could mean that you are trying to . . . → Read More: 3 Money Saving Challenges That Aren’t the 52 Week Challenge