One of the biggest resolutions on everyone’s list, and often the one that is rarely achieved, is saving more money. Everyone knows that it’s a great idea to save money, so why don’t more people do it? It’s simple, saving can be hard. But it doesn’t have to be that way. You can save more money this year and check off a resolution by trying out a few money saving challenges.
This post was written by the talented Kimberly Studdard. Enjoy!
3 Money Saving Challenges!
Now, these aren’t your typical 52-week money challenges. You know the one I’m talking about, where you save a certain amount of money for 52 weeks, and it equals to $1378 by the end of the year? Well, while that challenge isn’t bad, it’s easy to forget about and the money increases as the year goes on. This could mean that you are trying to . . . → Read More: 3 Money Saving Challenges That Aren’t the 52 Week Challenge
You might think that Valentine’s Day is a made up holiday advertised by greeting card companies. But that doesn’t matter much if your significant other is counting on you to remember them on this holiday.
If you’re broke, or avoiding spending money while you pay down credit card debt (like my family), don’t panic. There are still ways to make your special one feel loved without spending money.
Let’s look at some ways you can fill their love bucket without emptying your wallet.
This post was written by Jamie Jeffers, our amazingly talented staff writer!
If you plan to have a no spend Valentine’s Day, don’t spring it on your sweetie at the last minute. Take time to discuss this in advance. Make sure both parties are on board.
And no “gotchas” allowed. It’s no fun to go into a holiday thinking you’ve agreed to not spend . . . → Read More: Uplifting Valentines Ideas That Don’t Cost a Thing
The Holiday Season has recently ended. And, as we all know, with the holidays comes the receipt of well-meaning gifts that we do not need, do not want and will not use. A recent survey indicated that 42 percent of women had received an unwanted gift during the past holiday season alone (and from their husbands no less).
What To Do With Those Unwanted Holiday Gifts
In the past, unwanted holiday gifts tended to end up cluttering closets, attics and garages, or inevitably ended up in the trash. However, these days people are becoming increasingly thrifty and inventive during the holidays when it comes to gifts that have to go. Here are five great tips to help you make the most of gifts you just do not want.
This post has been written by Will Lipovsky, our talented staff writer.
1) Return Them
Don’t leave that unwanted holiday gift . . . → Read More: 5 Things To Do With Those (Inevitable) Unwanted Holiday Gifts
Sinking into the couch at the end of a crazy day felt satisfying. It was nice to finally get off my feet after helping the kids finish their school projects and getting home late from a baseball game.
And that’s when our two year old fell and hit his head. Not long after, he began throwing up…and that meant a trip to the ER.
How to Save on High Healthcare Costs
Many times, we can’t anticipate what kind of health trouble will pop up. We don’t know when it will happen or what it will look like. But there are still ways we can prepare ourselves to handle the bills. After all, when you’re worried about your health, money should be the last thing on your mind.
This post has been written by our talented writer, Jamie Jeffers. Enjoy!
Get an FSA
The long list of acronyms in the . . . → Read More: Worrying About High Healthcare Costs? 6 Simple Ways to Save
Whether you’re preparing to get married or you’re celebrating your silver wedding anniversary, money will always be a challenge in your relationship. It can be the source of hurt, but it can also be the source of enormous growth. That growth begins with one healthy conversation about money at a time.
Did you know that the number one source of conflict in the first few years of marriage isn’t in-laws, children, or religion? It’s money.
Also, the more debt brought into a marriage, the greater potential for strife. How many young couples do you know who are crazy about each other, but they’re tying the knot with six figures worth of combined student loan, credit card, and/or auto loan debt?
Perhaps that describes you? Now, you may be wondering how you’re supposed to tackle such a mountain, let alone develop healthy communication skills about finances. Here are seven nuggets of . . . → Read More: How to Have a Healthy Conversation About Money with Your Spouse
Twenty-sixteen has been the year when I’ve had to learn how to upgrade my wardrobe without spending too much money. To be honest, this has been a bit of a struggle for me because my inner CFO thinks clothing is frivolous. In fact, my inner CFO was the one who sold all of my office attire when I quit my last job in an effort to make an extra buck.
This post has been written by Amanda Abella – writer, speaker, and financial coach. Enjoy!
However, fast forward a couple of years and I found myself in a bit of a predicament. My career as a finance expert started to take off and with that came the opportunity for media appearances and speaking engagements.
Just recently, a friend who works in PR got me an appearance on a local news show and, as she was coaching me on what . . . → Read More: How to Upgrade Your Wardrobe Without Spending Too Much Money
“If you give a hungry man a fish, you feed him for a day, but if you teach him how to fish, you feed him for a lifetime.“ – Lao Tzu
When I think about what is required for financial success and how I can teach that to my kids, my head starts swimming. There really isn’t very much in my control when they leave home; however, I can do a few things early that will ensure my children have the right foundation.
Because three-fourths of Americans are living paycheck to paycheck. Student loan debt is at crisis levels. Credit card debt is a staple in nearly every home.
Advertisers are going to invest as much time and resources as possible to convince my kids that they need to buy their stuff. I need to spend as much time and resources as possible to ensure they know how . . . → Read More: How to Set Your Kids Up for Financial Success
Want to do better with your money this upcoming year? If you’re like most of the U.S. population, you’ve got less than $1,000 in your savings account, under $100,000 in your retirement account, and you still haven’t set up a will.
America…we can do better!
6 New Year’s Resolutions That Will Save You Money
If you really want to do better with your money this upcoming year, then start getting serious about the six resolutions below. They’re not complicated and some of them could be accomplished in less than a week! But, if you hit them all within the next year, you’ll be FAR better off 10 or 20 years from now.
1) Plan for unexpected income
Oh boy…I already know what you’re thinking – “Unexpected income?? HA! Wouldn’t THAT be nice?!” But it happens more often that you think:
Reimbursement for over-payment (often happens in medical billing) Tax return . . . → Read More: 6 New Year’s Resolutions That Will Save You Money
College tuition. I always expected it and worked my butt off during the summers to pay for it.
College textbooks… I somehow managed to forget this cost EVERY SINGLE YEAR.
Can you relate?
If so, this post is tailor made for you!
This post contains affiliate links…BUT they’re all awesome sites I promise. Enjoy!
10 Sites to Find Super Cheap Textbooks
Take a look at the list below, search for your textbook at each site, and pick the cheapest option! BOOM, easy!
To assist you with the comparison of each site, I figured it’d be fun to look up a textbook and see where we could find it the cheapest. Here we go, everyone’s favorite book, Principles of Managerial Finance (13th edition)! Woot Woooot! 🙂
I personally love ValoreBooks.com. Throughout my college years, I purchased over a dozen books from Valore for less than half the . . . → Read More: 10 Sites to Find Super Cheap Textbooks
Are you sick of never having any money? Wouldn’t it be nice to have a comma in your bank statement one of these days? Even if you’re living paycheck to paycheck right now, I can teach you how to save up $1,000 in just four weeks. No lie. If you’re reading this post and you desperately want to see your account jump to one thousand dollars, then read on my friend.
How to Save Up $1,000 in Just 4 Weeks
This is step one in Dave Ramsey’s 7-step plan to becoming wealthy – saving up a $1,000 baby emergency fund. For many, it can be the most difficult step since there’s never any money left at the end of the month.
Many of my personal finance friends give the advice, “Get a second job and put that money in the bank.” Well you know what? Sometimes life just isn’t that . . . → Read More: How to Save Up $1,000 in Just 4 Weeks (Without Working a Second Job)