How to Upgrade Your Wardrobe Without Spending Too Much Money

Upgrade Your Wardrobe

Twenty-sixteen has been the year when I’ve had to learn how to upgrade my wardrobe without spending too much money. To be honest, this has been a bit of a struggle for me because my inner CFO thinks clothing is frivolous. In fact, my inner CFO was the one who sold all of my office attire when I quit my last job in an effort to make an extra buck.

This post has been written by Amanda Abella – writer, speaker, and financial coach. Enjoy!

However, fast forward a couple of years and I found myself in a bit of a predicament. My career as a finance expert started to take off and with that came the opportunity for media appearances and speaking engagements.

Just recently, a friend who works in PR got me an appearance on a local news show and, as she was coaching me on what . . . → Read More: How to Upgrade Your Wardrobe Without Spending Too Much Money

How to Set Your Kids Up for Financial Success

 

“If you give a hungry man a fish, you feed him for a day, but if you teach him how to fish, you feed him for a lifetime.“ – Lao Tzu

When I think about what is required for financial success and how I can teach that to my kids, my head starts swimming. There really isn’t very much in my control when they leave home; however, I can do a few things early that will ensure my children have the right foundation.

Why?

Because three-fourths of Americans are living paycheck to paycheck. Student loan debt is at crisis levels. Credit card debt is a staple in nearly every home.

Advertisers are going to invest as much time and resources as possible to convince my kids that they need to buy their stuff. I need to spend as much time and resources as possible to ensure they know how . . . → Read More: How to Set Your Kids Up for Financial Success

6 New Year’s Resolutions That Will Save You Money

Want to do better with your money this upcoming year? If you’re like most of the U.S. population, you’ve got less than $1,000 in your savings account, under $100,000 in your retirement account, and you still haven’t set up a will.

America…we can do better!

6 New Year’s Resolutions That Will Save You Money

If you really want to do better with your money this upcoming year, then start getting serious about the six resolutions below. They’re not complicated and some of them could be accomplished in less than a week! But, if you hit them all within the next year, you’ll be FAR better off 10 or 20 years from now.

1) Plan for unexpected income

Oh boy…I already know what you’re thinking – “Unexpected income?? HA! Wouldn’t THAT be nice?!” But it happens more often that you think:

Reimbursement for over-payment (often happens in medical billing) Tax return . . . → Read More: 6 New Year’s Resolutions That Will Save You Money

10 Sites to Find Super Cheap Textbooks

 

College tuition. I always expected it and worked my butt off during the summers to pay for it.

College textbooks… I somehow managed to forget this cost EVERY SINGLE YEAR.

Can you relate?

If so, this post is tailor made for you!

This post contains affiliate links…BUT they’re all awesome sites I promise. Enjoy!

10 Sites to Find Super Cheap Textbooks

Take a look at the list below, search for your textbook at each site, and pick the cheapest option! BOOM, easy!

To assist you with the comparison of each site, I figured it’d be fun to look up a textbook and see where we could find it the cheapest. Here we go, everyone’s favorite book, Principles of Managerial Finance (13th edition)! Woot Woooot! 🙂

1) ValoreBooks.com

I personally love ValoreBooks.com. Throughout my college years, I purchased over a dozen books from Valore for less than half the . . . → Read More: 10 Sites to Find Super Cheap Textbooks

How to Save Up $1,000 in Just 4 Weeks (Without Working a Second Job)

How to Save Up $1,000

Are you sick of never having any money? Wouldn’t it be nice to have a comma in your bank statement one of these days? Even if you’re living paycheck to paycheck right now, I can teach you how to save up $1,000 in just four weeks. No lie. If you’re reading this post and you desperately want to see your account jump to one thousand dollars, then read on my friend.

How to Save Up $1,000 in Just 4 Weeks

This is step one in Dave Ramsey’s 7-step plan to becoming wealthy – saving up a $1,000 baby emergency fund. For many, it can be the most difficult step since there’s never any money left at the end of the month.

Many of my personal finance friends give the advice, “Get a second job and put that money in the bank.” Well you know what? Sometimes life just isn’t that . . . → Read More: How to Save Up $1,000 in Just 4 Weeks (Without Working a Second Job)

14 Retro Date Night Ideas That Will Save You Money

I’m a huge proponent of dating your spouse long after the march down the aisle. This is especially relevant when it comes to finances due to the volatile money problems that arise between couples. If you’ve used a lack of resources as an excuse for not going on dates, I’m here to share some retro date night ideas that are designed to get you back out there and save you money.

“Retro” as defined by Merriam-Webster dictionary is: “Relating to, reviving and being the styles and especially the fashions of the past.”

So, what is a retro date night? Imagine you’re 16 again and you’re heading out for a date. What kind of budget did you have? Did your dad hand you a $20 before you left? Perhaps you saved up from your minimum wage job of flipping burgers, earning $6.25 per hour (or less – that was minimum wage . . . → Read More: 14 Retro Date Night Ideas That Will Save You Money

How You Can Save Hundreds of Dollars (Free Budget Sheet Included!)

Save Hundreds of Dollars

Oh the random financial complaints at work…

“An extra $1,000 a month? Ha! Wouldn’t that be nice.” “Nobody can possibly afford to stay at home with their kids anymore. It’s just not possible!” “So you just signed your life away on that mortgage? Don’t worry, everyone has debt.”

I find myself having to bite my lip more and more these days. Apparently, the more fiscally wise you become, the less you can relate to…well, anybody. But, if I were given the choice to either relate to broke people or to be insanely wealthy, I think I’d choose insanely wealthy every time, wouldn’t you?

How You Can Save Hundreds of Dollars a Month

The truth is, I used to have a broke mentality for quite a few years. I bought TVs, stereos, flashy cars – I thought I was pretty big stuff.

…And then I discovered that I couldn’t even afford . . . → Read More: How You Can Save Hundreds of Dollars (Free Budget Sheet Included!)

3 Major Investment Lessons I Learned In My 20’s

On my 20th birthday, I opened my first mutual fund. As a part-time night teller earning $8.25 per hour, I was so proud of myself. Things didn’t go quite as I’d planned them, however. Throughout the next decade, I learned many investment lessons from my own choices and actions – as well as others’.

I wish I could say all of the lessons were positive. But, mistakes are excellent teachers, too. Doggone it.

So, here are some things I learned. You may agree or disagree with this list. It’s likely your own list would look different. That’s alright. Once you’ve read through my list, I’d love to hear your thoughts in the comment section below.

3 Major Investment Lessons I Learned In My 20’s

First of all, should investing even be on your radar when you’re in your 20’s?

ABSOLUTELY. I may not have handled it perfectly, but I plan . . . → Read More: 3 Major Investment Lessons I Learned In My 20’s

5 Money Saving Skills From Frequent Flyers

Americans sure like to fly. Every year, we take to the skies again and again, with nearly a billion passengers traveling from one place to the next on airplanes. All that flying isn’t cheap either. The average domestic round trip flight is nearly $370 these days. When you add in all of the other costs associated with travel, it can be prohibitively expensive. It doesn’t have to be that way, though. Here are some great tips to save money when you are booking your next flight.

This article was written by our skilled staff writer, Will Lipovsky

1. Timing is Everything

When it comes to booking your flight, when you book is the most critical factor. For instance, if you buy tickets just two weeks prior to travel, you are going to pay an average of $111 extra for your trip. Likewise, if you try to buy your ticket . . . → Read More: 5 Money Saving Skills From Frequent Flyers

How to Save Money on Quality Gifts This Year

save money on quality gifts

Whether you’re preparing for Christmas, a wedding, a baby shower or your spouse’s next birthday, gift-giving happens all year long. I believe the three most practical ways to live a frugal, yet generous life are to budget, save up, and find discounts. We’ve discussed the power of budgeting before. Now let’s talk about real ways to save money on quality gifts.

7 Ways to Save Money on Quality Gifts This Year

At the time of this writing, the pumpkins are on the scene. The air is turning cool. And the infinity scarves have yet to don each and every millennial’s neck. But, if you’re like me, you have that person in your life who always makes sure you’re aware that Christmas is, in fact, still coming. He or she posts memes that say things like “100 Days Til Christmas” or “12 Sundays Left.”

I consider this passive aggressive torture. And . . . → Read More: How to Save Money on Quality Gifts This Year