Time For Your Mid-Year Tax Review – It Could Save You Thousands!!

mid-year tax review

Here’s how most people operate when it comes to their taxes… They claim zero dependents on their W-4 (even though they have 4 kids), they pay in way too much out of every paycheck throughout the year, and then they jump up and down and celebrate when they find out that they’re getting $6,000 back from Uncle Sam.

Let me be the one to bring you back down to reality (since everyone else is still in the clouds these days). You didn’t win the lottery. Instead…you simply overpaid on your taxes all year long, and then the government gave some of your money back a year later.

Others have worked their butts off and are earning far more than usual vs. last year (via their own businesses, house flips, or maybe via a promotion at work). This seems like fantastic news at first…but then you discover that you haven’t been . . . → Read More: Time For Your Mid-Year Tax Review – It Could Save You Thousands!!

How to Stretch Your Budget When You Live Paycheck to Paycheck

stretch your budget

It can seem hard to take control of your budget and finances when you live paycheck to paycheck. So how do you stretch your budget and break the cycle of paycheck to paycheck without becoming a millionaire overnight? Let me assure you, there is a way.

How to Stretch Your Budget When You Live Paycheck to Paycheck

This post has been written by our amazing staff writer, Kimberly Studdard.

There’s two days left in the month and you’re wondering where the heck all your money went again.

The dog needed shots, You probably went out to eat too many times, And who knows about the other few hundred that you figured you’d have left…

It has happened over and over again. You know it’s got to stop, but you’re just not sure how to break the cycle.

The time is now, and the method is right here. Keep reading and . . . → Read More: How to Stretch Your Budget When You Live Paycheck to Paycheck

10 Things That Will Absolutely Kill Your Net Worth

kill your net worth

Your net worth – simply described as what you own minus what you owe – is hands-down the most popular gauge for wealth. There are people in this world that have never earned more than $50,000 in a given year, but they’re worth millions. And then there’s a whole other class of people that earn $200k+ a year and are worth absolutely nothing. Whether you earn hardly anything or you make a ton, there are 10 things that will absolutely kill your net worth and I strongly urge that you watch out for them, avoid them, and prosper heavily because of it.

10 Things That Will Absolutely Kill Your Net Worth

When I was 23 years old and living on my own, I made a profound realization that changed the course of my life forever.

The bums living near my neighborhood earned very little, they owned practically nothing, and I . . . → Read More: 10 Things That Will Absolutely Kill Your Net Worth

How to Complete a No-Spend Challenge When You Have a Family

no-spend challenge with a family

If you’ve ever heard of a no-spend challenge, you may have run across blog posts that say “Just cut everything out!” or “It’s super easy with the right mindset!”. While these sayings aren’t necessarily false, many of the people who talk about a no-spend challenge are single and don’t have children. So what do you do if you have a family but want to complete a no-spend challenge?

How to Complete a No-Spend Challenge When You Have a Family

This post has been written by our amazing staff writer, Kimberly Studdard.

You’ve got a spouse…and kids. Sure, life can seem expensive at times, but saving money is definitely still a possibility. And, a no-spend challenge can still be done as well. Follow the steps below and you’ll almost certainly find more money in your pocket at the end of the month!

Related: 10 No-Spend Challenges Everyone Should Try

Get Your . . . → Read More: How to Complete a No-Spend Challenge When You Have a Family

8 Scary Simple Acts That Will Keep You Broke Forever

stay broke forever

If you don’t have $2,000 in your bank account right now, you’re broke. Of course, this isn’t the official definition, it’s just one that I made up based on my experience with people, their spending habits, and the cost of the typical emergency. Considering that only 39% of Americans have $1,000 in the bank, most of you reading this are probably sitting in the “broke” camp. It’s time to wake up, because it’s your simple actions every day that will keep you broke forever.

8 Scary Simple Acts That Will Keep You Broke Forever

Do you get to the end of every month and wonder where the heck all your money went? And then you do the exact same thing the next month…and the next month…and pretty much every month after that? It’s a vicious cycle that won’t end until you decide to end it.

Below are all the things . . . → Read More: 8 Scary Simple Acts That Will Keep You Broke Forever

50+ Practical Ways to Pay Off Debt Faster [Free Tools Included!]

pay off debt faster

Laura Harris is a fascinating person with an even more fascinating story – debt free by 25, a stay-at-home mom on a super low income, and a self-made success in the freelance writing industry… When she came to me with the idea of writing this post, there was absolutely no way I was going to pass her up. Practical ways to pay off debt faster? Uhhhh, yes please. This is a topic that we’re all craving, and given the quality of the content below, I wouldn’t be at all shocked if this post is soon read by thousands (maybe even hundreds-of thousands) of people.

In 2012, my husband and I became debt-free. What we thought would take seven years only took two. We were shocked. It wasn’t because we made more than the average family. We learned if we wanted more freedom, we had to find as many ways as . . . → Read More: 50+ Practical Ways to Pay Off Debt Faster [Free Tools Included!]

18 Ways to Save Money on Your Road Trip This Summer

make money while traveling the world - camping

As summer approaches, many people are making travel plans and getting ready to head out to new destinations. If you’ve been thinking about a road trip, this summer is the perfect time to go! But what if you want to save money, and don’t want to spend a small fortune on gas, amenities, and repair costs? Here are 18 ways to save money on your road trip this summer.

18 Ways to Save Money on Your Road Trip This Summer

This post has been written by our talented staff writer, Kimberly Studdard.

1) Plan In Advance

First things first, always plan in advance. Where do you plan on going? What are some great stops on your route? How long do you plan on being on your trip? All of these questions should be answered before you even leave your driveway. While spontaneous road trips can be fun, they can also . . . → Read More: 18 Ways to Save Money on Your Road Trip This Summer

6 Reasons You Should Always Have $1,000 in the Bank

$1,000 in the bank

What do most people do when they have a $1,000 emergency? Based on my observations over the years, they…

Set up a Go Fund Me account (eye roll…so because you don’t manage your money well and now have an emergency, you think I should foot the bill for you??…I don’t think so) Put the emergency expense on their credit card and then try to pay it down over time (which never works because inevitably another emergency pops up before you can…or you know, you need to fund a vacation or something) Borrow the money from a family member and pay it back as quickly as possible…as if there’s not already enough fuel there to start a family feud Scrimp and save to come up with the money quickly

Or, people simply take $1,000 out of their savings account, pay the bill, and get on with their lives. Obviously this . . . → Read More: 6 Reasons You Should Always Have $1,000 in the Bank

How to Afford Your Dream Honeymoon on a Budget

dream honeymoon on a budget

So you’re planning your wedding, and everything is going well, until you realize you have to pay for your honeymoon too. Weddings add up in costs, but adding in a honeymoon makes them even more expensive. That’s one of the reasons many choose to skip their honeymoons. But it doesn’t have to be that way. You can have your dream honeymoon on a budget, even after paying for a wedding!

How to Afford Your Dream Honeymoon on a Budget

This article has been written by our staff writer, Kimberly Studdard.

Just imagine: you recited the vows, you sealed it with a kiss, you stuffed cake in your spouses face…and now it’s time to skip town and experience life together as a new couple! It just can’t be beat!

Don’t skip the honeymoon! Embrace it and just figure out how you can make it affordable. Learn how to afford . . . → Read More: How to Afford Your Dream Honeymoon on a Budget

Lexington Law: Credit Repair Today Can Help Set You Up For a Brighter Future

lexington law

From mid-May through July of 2017, hackers were stealing identities through the Equifax data system. Over 143 million people were affected. It was by far the largest, most impactful breach to date. The hackers were able to steal people’s names, Social Security numbers, addresses, birth dates, and even some driver’s license numbers. And, since this information simply doesn’t change, they can access and basically steal your identity whenever they want – at any point in the future. If you weren’t impacted yet, it could be just a matter of time.

While we all heard about the Equifax data breach, there are plenty of others instances of hackers stealing millions of identities:

Yahoo! – 3 billion accounts were breached in 2013-2014 eBay – 145 million users were hacked Target – 110 million compromised Uber – 57 million users were hacked along with 600,000 drivers JP Morgan Chase – 75 million households . . . → Read More: Lexington Law: Credit Repair Today Can Help Set You Up For a Brighter Future