7 Tips For Getting the Most Out of Your New Keurig

getting the most out of your keurig

“It’s amazing how the world begins to change through the eyes of a cup of coffee.” ~Donna A. Favors

Because I’m the type of person who doesn’t like to buy new technology until it’s been around for a while, we recently got our first Keurig. There are many options out there nowadays when it comes to these coffee makers, so we got ours at a great price.

I’m never opposed to spending money on things that will bring you joy. (Especially if you’ve put thought into it and pulled from your budget rather than using credit for some instant gratification!) But when I invest in a gadget like a Keurig, I want it to work hard for me.

7 Tips For Getting the Most Out of Your New Keurig

This post has been written by Jamie Jeffers, our incredibly talented (and apparently low-tech 😉 ) staff writer!

So . . . → Read More: 7 Tips For Getting the Most Out of Your New Keurig

Is Automating Your Savings Worth It?

is automating your savings worth it

In an era where you can do (almost) everything online, some people are choosing to automate their lives in almost every way, including saving money. With so many apps, online banks, and websites, it’s easy to think that automating your savings is a great choice. But is it?

Is Automating Your Savings Worth It?

This post has been written by our fabulous staff writer, Kimberly Studdard.

Below, you’ll find why automating your savings may be worth it, and also a few reasons why it may not be.

Makes Savings A Habit

The average American has less than $1,000 in savings. If you aren’t used to saving money, or if you find yourself spending your money as soon as you receive it, automating your savings can help foster healthy habits, as well as give you a bit of a nest egg should you need extra funds.

If you . . . → Read More: Is Automating Your Savings Worth It?

7 Top Apps to Help You Save and Invest in 2018

apps to help you save and invest

It’s a new year, which means many people have made resolutions to save and invest their money. New to the game? Then it’s time to check out some of the best apps to help you save and invest your money in 2018.

This post is written by Kimberly Studdard, our regular staff writer. It also contains affiliate links, but at no additional cost to you.

The Best Apps to Help You Save and Invest in 2018

Maybe you’ve been a little lax with your money in the past. Maybe you just haven’t tracked it like you should be. This year is your year. It’s time. You’re going to start kicking butt with your finances.

Not sure where to start?

Don’t worry, we’ve got you covered. We’ve already done the research, tried out the tools, and made our recommendations below. Check them out!

1) Mint

While Mint won’t directly save you . . . → Read More: 7 Top Apps to Help You Save and Invest in 2018

4 Ways to Buy Your Next House Without a Mortgage

Are you a no-debt person like me? Have you dominated your finances over the years and even found a way to pay off your house?! That’s awesome! But here’s the thing…Let’s say you’ve paid off your house, you don’t want to go back in debt….but you want to move. How on earth can you buy your next house without a mortgage?

I mean, sure you have equity in your home and you might have a nice pile of cash in your savings to put with it, but how can you sell your house and get the equity out of it to pay for the next house? Is it even possible?

How to Buy Your Next House Without a Mortgage

This is the question Liz and I are asking ourselves lately. We have our primary house near the city as well as our two rentals – all of which we own . . . → Read More: 4 Ways to Buy Your Next House Without a Mortgage

5 Ways to Save on Medical Expenses

Save on medical expenses

Whose health is at risk? The answer is: everyone’s…at all times. You never know when an unexpected medical expense may pop up and surprise you. Therefore, especially in today’s high-cost healthcare environment, you have to be ready to save ahead of time and learn to save on medical expenses.

And you might think that saving on medical expenses is too lofty a goal – but it’s not always as hard to achieve as you think. Understand how the system works and how to take smart steps at the right time, and almost anyone can save substantially.

Related: Top 5 Reasons People Go Bankrupt and How to Avoid It

5 Ways to Save on Medical Expenses

Here are five ways you can take action to bring down your medical expenses:

1. Choose Your Insurance Carefully

There are many online tools to help you find the most affordable and most appropriate insurer . . . → Read More: 5 Ways to Save on Medical Expenses

12 Frugal Winter Activities To Do Before It’s Over

frugal winter activities

Even though Christmas has passed, that doesn’t mean winter is done just yet. While the cold is still here, these are 12 frugal winter activities to do before winter is over!

12 Frugal Winter Activities To Do Before It’s Over

This post was written by our staff writer, Kimberly Studdard.

#1. Bake

Who doesn’t like fresh baked goods in the winter? This is a fan favorite for frugal winter activities, and you can bake just about anything you want. Cookies, cakes, even brownies. You can serve your newly baked goods with a glass of warm (or ice cold) milk and enjoy them next to the fire!

#2. Visit The Library

Your local library may have quite a few frugal winter activities that you can do with your family! From mom and me classes to winter arts and crafts, you are bound to find something that you and your family . . . → Read More: 12 Frugal Winter Activities To Do Before It’s Over

5 Ways to Quickly Save Money Today

quickly save money today

When we get told that there are quick ways to save money, we automatically start to think about get rich quick schemes that never work. But the truth is that there are ways that you can save money right now, and it would be enough money to really help on those monthly bills.

Related: How to Save Money on Your Bills Without the Hassle

5 Ways to Quickly Save Money Today

These suggestions are not meant to help you save small chunks of money every once in a while. These are ideas to save real money all year long.

1) Refinance Your Auto Loan

Your car is in great shape, but making those payments every month can be difficult. Instead of suffering with high payments, you could get an auto loan refinance and cut those payments down. With a refinance, you would take your remaining balance and put it back . . . → Read More: 5 Ways to Quickly Save Money Today

10 Ways to Get the Cheapest Rates on Car Insurance

get the cheapest rates on car insurance

According to ValuePenguin.com, the average cost of auto insurance in Michigan is $213 a month. That sucks. Good thing I figured out a way to pay just $46. 😉

“Alright, Derek. You’re telling me that you pay less than 1/4 of the average on your car insurance??”

Yup, that’s exactly what I’m telling you.

“Well how in the heck do you do that???!!”

I’m glad you asked… 🙂

10 Ways to Get the Cheapest Rates on Car Insurance

In many ways, Michigan is a great place to live.

Houses are cheap, Summers are gorgeous, and One can make a pretty decent income

But….car insurance is fricken expensive, and it’s caused me to be uber sensitive to how the whole operation works (and how to ultimately get the cheapest rates on car insurance).

If you want to pay wayyyy less in car insurance, then I suggest you . . . → Read More: 10 Ways to Get the Cheapest Rates on Car Insurance

8 Tips to Be Frugal Without Feeling Deprived

tips to be frugal without feeling deprived

Frugality has gotten a bad rep. Many frugal people are looked at as cheap, penny-pinching, or during the holidays, scrooge-like. However, being frugal doesn’t mean you have to throw your life away. It is possible to be frugal and still have a good time.

8 Tips to Be Frugal Without Feeling Deprived

This post has been written by our talented staff writer, Kimberly Studdard.

So how can you do it? Check out the 8 tips below and you’ll be well on your way to being frugal without feeling deprived.

Make A Budget

How do you know if you are being frugal if you don’t know what’s coming in or going out? The very first step you should take is make a budget. It’s possible to be frugal without feeling deprived, but you have to know where to start.

Your budget doesn’t have to be super fancy. In . . . → Read More: 8 Tips to Be Frugal Without Feeling Deprived

How to Save Money on Your Bills Without the Hassle

You always hear of ways to save money on your bills. But sometimes, these tips and tricks include making a ton of calls, almost freezing to death (just to save a few pennies on energy costs), and constantly haggling just to save a dollar. But, how do you save money on your bills without the hassle?

How to Save Money on Your Bills Without the Hassle

This post has been written by our staff writer, Kimberly Studdard. It may contain affiliate links.

Switch Providers

If you are tired of the endless calls, constant back and forth, and/or crappy customer service, switch providers! While this may not work for all of your bills, it should work for a least some. For example, if you find that your car insurance rates keep going up instead of down, and it’s not due to you, get quotes on other insurance companies. If you find . . . → Read More: How to Save Money on Your Bills Without the Hassle