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This inspiring post was written by Jamie Jeffers, one of our very talented staff writers! Enjoy!
The day my husband and I sat down to form our goals for the next year or two ended much differently than I could have expected. You see, we have this meeting every year in early January, and I was excited to talk about the things we could accomplish this year.
My husband had a pretty good job and was starting to make a little more money. That seemed like the perfect opportunity to do some of the things we’ve always wanted to do.
There was just one problem. A bigger problem than I even realized at the time. It’s called debt.
We both knew we . . . → Read More: The #Hashtag That Inspired Us to Pay Down Thousands in Debt
Remember this post from last year?
“Liz and I are idiots. While many of our friends have paid nearly nothing in taxes, we found ourselves paying over $22,000 to Uncle Sam…”
It’s been almost a full year since that post and I definitely haven’t forgotten it. In fact, all last year I was consciously making moves that would drive us to a wealthy future, but with much fewer taxes. And guess what happened? We paid in nowhere near $22,000. In fact, we earned $5,000 more and paid just $11,776 to Uncle Sam this year. BOOM!
How We Paid Far Less In Taxes
So how the heck did we do it? How could we possibly earn more money and pay half the taxes?
What we’re doing must be illegal, right?
Wrong. (If it were, I probably wouldn’t be announcing it to the world on this insanely popular blog now . . . → Read More: How We Earned More This Year, But Paid Far Less In Taxes
This was an interesting month to say the least. I’ve earned more than any other month I’ve reported, and I’ve done it in a completely different manner. Curious yet? I know I am…and I’m wondering if I can replicate it again and again. Or, if maybe this fantastic month was just a one-time deal.
My March 2017 Blog Income Report
I fricken love this blog. I’ve learned more about money and wealth in the past six years than I have in the previous twenty-five because it. This blog keeps me thinking, keeps me growing, and keeps me teaching (which is how you really cement what you’ve learned into your thick noggin – and believe me, mine’s pretty thick).
Do you have something you want to get better at? I’d recommend blogging about it. You’ll certainly get better at whatever it is you want to improve upon, AND you can impact . . . → Read More: My March 2017 Blog Income Report
I graduated from college at the age of 23 and was worth -$10,000. Over the next 7 years, I married, divorced, remarried, and still came out completely debt free (including the house) by the time I turned 30.
How the heck did I do that?
How to Get Completely Debt Free by 30
I honestly didn’t think I was doing anything that spectacular at the time. Sure, I was a little more aggressive than most, but was I super-human in my efforts to pay off my student loans, my credit cards, and my house? Nope. Absolutely anyone could have done what I did over those seven years.
Looking back, I attribute my financial success to the following reasons – all of which you can implement and use for your success as well!
1) I Got Scared
Everything was new. We just recently graduated, found an apartment, and were living on . . . → Read More: How to Get Completely Debt Free by 30
According to a recent study performed by Carnegie Mellon, if you handed $1,000 to a millennial, the men would go out and buy a TV and stereo equipment, and the women would come home with bags full of clothes. Not that big of a shocker huh?
But let’s be honest, would we be any better if someone handed us a thousand bucks with no strings attached?
How a Thousand Dollars Can Change Your Life
I started writing on this blog back in 2010, and to be honest…I was terrible. I wrote as if I knew everything, but in reality I had experienced nothing and the only people I knew were the middle class or upper-middle class.
Today, I’ve got years of writing, research, and speaking under my belt and I can teach from experience. Especially on this seemingly innocent topic centered around $1,000.
Why is it so important . . . → Read More: 4 Ways a Thousand Dollars Can Change Your Life
Like millions of Americans, you have probably dreamed of owning your own business. And why not? Being a business owner is a big part of the American dream. However, the one thing that stops most would-be entrepreneurs is the lack of funds to get started. But as Tony Robbins says, it’s not resource but resourcefulness which determines whether you will be a success or not. As such, here are some proven tips on how to start a business on a shoestring budget.
Don’t Reinvent the Wheel
Coming up with something completely new takes time and money. Instead of trying to reinvent the wheel, focus on what you know and do it better than anyone else. This might sound simple, but it can be very hard to do. If you want to start a business on a shoestring budget, then you don’t have millions, or even thousands, for research and development. . . . → Read More: How to Start a Business on a Shoestring Budget
When you look at most financial advice online, they tend to cater it to people who have a spending problem.
Given the statistics that come out about our lack of savings as a whole, it’s easy to assume that most of us are spending too much money. Not to mention that, culturally speaking, we tend to partake in consumerism.
However, as I’ve come to learn through my own financial journey, financial issues aren’t always because of a spending problem. Sometimes, it’s actually an earning problem.
This post was written by Amanda Abella, an expert writer and speaker in personal finance.
The Moment I Realized I Had an Earning Problem
I’ve spent the better part of a decade teaching myself personal finance. Like I already mentioned, most of it is catered to people who overspend, don’t have savings and don’t have money to invest.
Fast forward a few years and . . . → Read More: Do You Have a Spending Problem or an Earning Problem?
We all remember taking driving lessons to earn that special license that would grant us freedom to travel at our leisure. Driving is simply a necessity for some people, but many of us believe being able to take a car to any destination is a huge triumph that signifies a significant milestone in life.
However, we only realize how stressful car ownership can be when we become car owners. Sure, you might be able to traverse states and countries, but the costs inherent with owning a vehicle can often be overwhelming.
Veteran drivers will adamantly warn newcomers that until they make more money, owning and running a car will be a constant strain on their finances. Nevertheless, the inexperienced will ignore what they hear in favor of living out their dreams with only happiness in mind.
If you are a new driver and are yet to discover how your . . . → Read More: How to Find a Good Deal on Your Car Insurance
I’ll admit it, I was pretty late to the smartphone game. The first one I ever owned came in the mail just over a year ago. I was reluctant to use it, since I’m not the kind of person who gets excited about new technology. (Change is bad!)
But one thing I was excited about was the chance to listen to podcasts on the go. I only occasionally listened to them at the computer. Between pop up ad interruptions (I perpetually have at least 7 tabs open at once) and the demands of housework and children, I just couldn’t keep up with it.
But with my fancy cheap new phone, I could take a podcast with me anywhere! Whether I was doing laundry, running errands, cooking supper, or waiting on a bus, I could listen to a podcast with ease.
This post was written by Jamie Jeffers, a fantastic writer . . . → Read More: Top 5 Podcasts for Digging Out of Debt