Keeping Yourself and Your Money Protected – Finding the Right Insurance Company

buying life insurance - money protected

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Insurance can be crucial in various scenarios, and that’s why companies stand at your disposal with numerous possibilities in this department. Buying life insurance is one of the most important purchases you will be making, so you shouldn’t rush into any decisions without having thought through every relevant detail through. When attempting to keep yourself and your money protected, be sure to slow down, think, and be selective.

Related: Dear Wife, I’m Dead. Here’s What You Need to Do

Keeping Yourself and Your Money Protected

For total financial health protection, it’s quite essential to choose your insurance company by the book, and there are a few guidelines that will help you do that. Here’s what you need to focus on most when . . . → Read More: Keeping Yourself and Your Money Protected – Finding the Right Insurance Company

6 Reasons Why We’ll Never Flip Another House

never flip another house

Just two months ago, my wife and I made a $27,400 profit from a flip house. Then we vowed to never flip another house again in our lives…

6 Reasons Why We’ll Never Flip Another House

Okay, sure, it was fun to make the house purchase, fix everything up with our bare hands, sell the property, and then put a huge lump of cash in the bank…but those were about the only positives. Plenty of other negatives came along for the ride, which is why we feel as strongly as we do to never flip another house.

1) Time Away From Family

When we took on this house flip, I made a promise to myself that I wouldn’t let this work take over my life and take me away from my family. Overall, I thought I did a pretty good job.

I worked at the house during my lunch breaks, . . . → Read More: 6 Reasons Why We’ll Never Flip Another House

5 Ways to Improve Your Finances With Instagram

improve your finances with instagram

Social media doesn’t have to be all bad. While many blogs advise to be careful using social media because it can make you spend more money or have FOMO (fear of missing out). In reality, it can actually help you be better with your money. One of my favorite places to learn all about how others are bettering their finances is Instagram. It has been inspirational, even for a personal finance geek like me. Here are my 5 favorite ways that you can improve your finances with Instagram.

5 Ways to Improve Your Finances With Instagram

This post has been written by our amazing staff writer, Kimberly Studdard.

1) Debt Free Tribe

Did you know that there is a huge debt free community on Instagram? There are so many people who are on their debt free journey, and you can find just about anyone who is on the same path . . . → Read More: 5 Ways to Improve Your Finances With Instagram

10 Financial Milestones to Hit By Age 35

financial milestones to hit by age 35

Are you creeping up on your mid-thirties? Are you wondering how well you’re really doing financially? You’re definitely not alone. Since money is basically everyone’s dirty little secret (regardless of whether it’s good or bad), it’s sometimes hard to know how you measure up and if you’re doing enough for your future self. Today, we’re tearing down the wall of secrets and leading you straight down the path of success! It’s time to go through the top 10 financial milestones to hit by age 35.

In this post, you’ll get to see where everyone else is and where you should be financially as well!

Related: How to Retire with $3 million by Age 52

10 Financial Milestones to Hit By Age 35

Do you currently own a house that has more space than you really know what to do with (you know…other than load it up with totes full of . . . → Read More: 10 Financial Milestones to Hit By Age 35

We Just Got Infinitely Richer 3 Days Ago…

infinitely richer

You know how a select handful of people win the lottery each year? We were just one of those people. Except…we didn’t win the Mega Millions or the Michigan Lottery. Heck we didn’t even win a scratch-off (in order to win these things, you’d actually have to play…and we don’t. We’re just too smart for that! :))

Instead, we won the lottery of new life!

We Just Got Infinitely Richer 3 Days Ago…

Just 3 days ago we welcomed into the world a new beautiful baby boy, Eli. He’s perfectly healthy, happy, (and still very sleepy). Our daughter (who is two), is handling the transition like a champ so far. I’m sure we’ll have our challenges, but we need to continue to recognize how blessed we are to have a growing, healthy family. And that we are infinitely richer with this new addition.

A Look Back on My Life . . . → Read More: We Just Got Infinitely Richer 3 Days Ago…

3 Ways to Calculate Which Debts to Pay Off First

which debts to pay off first

Paying off debts can be a daunting task. Whether you find yourself knee-deep in credit card debt, struggling to make ends meet every month, or desperately wish that you could pay off those student loans, there is hope. Once you’re ready to tackle them though, how do you know which debts to pay off first?

3 Ways to Calculate Which Debts to Pay Off First

There are a few methods to determine which debts to pay off first, based on what your goals are and how immediately you need results. Understanding these methods will help you better tackle any debt.

1) In Order of Interest Rate

One method for paying off debts is to rank your debts in order of the interest rate. It makes sense to pay off the debts that are accruing the most interest first since those are the ones that can end up costing you . . . → Read More: 3 Ways to Calculate Which Debts to Pay Off First

What Are the Fields Where FinTech Had the Biggest Impact?

fintech

The last few years have come with extensive changes among various industries, but the financial market seems to be the one that has gone through the most extreme improvements and shifts. Making a payment back in the day used to look completely different from what it does today, and all thanks to the technology advancements that have occurred with the passing years. FinTech has become one of the most popular subjects in terms of money and finances, being adopted by a wide range of corporations, banks and businesses.

What Are the Fields Where FinTech Had the Biggest Impact

The ease and convenience that come with FinTech, financial alternatives make it understandable while so many have directed their attention towards this specific trend. But what exactly are the fields where it has had a noticeable impact? Among the wide variety of things that have changed since fintech has conquered the market, . . . → Read More: What Are the Fields Where FinTech Had the Biggest Impact?

Financial Infidelity and How to Overcome It

financial infidelity couple making up

Financial infidelity, or hiding your financial situation from your partner, can be the ultimate betrayal in a relationship. While cheating hurts, financial infidelity can ruin a significant others finances as well. And what’s worse… financial infidelity happens often. In fact, 2 in 5 Americans have admitted to committing financial infidelity. So what do you do if your partner cheats on you financially?

Financial Infidelity and How to Overcome It

This post has been written by our amazing staff writer, Kimberly Studdard.

See The Red Flags

First, it’s important to see the red flags that come with financial infidelity. Having a lot of new items (clothes, electronics, etc) is one of the most common signs of financial infidelity, but there are other red flags as well.

If your partner suddenly becomes paranoid about receiving mail, is emotional or changes the subject when you talk about money, or starts worrying about . . . → Read More: Financial Infidelity and How to Overcome It

The Case For Downsizing Your Living Space

downsizing your living space

If you’ve ever seen one of the television episodes about tiny house living or watched a news report on the trend, then you’ve likely considered downsizing to something smaller than your current home. There are many benefits to downsizing your living space, and it’s something you should carefully consider….Particularly if you’re trying to save money for retirement or simply want to have more spendable income to experience new things, travel or invest.

The Case For Downsizing Your Living Space

The following is a guest post from Holly Welles.

In recent years, the size of single-family home new builds has decreased. Both millennials and baby boomers are choosing smaller options, including tiny homes to help them meet financial and lifestyle goals. Baby boomers and Gen Xers are looking at retirement finances and millennials are dealing with student debt.

Paying less to live is an attractive option, but still allows them to . . . → Read More: The Case For Downsizing Your Living Space

Choosing My First Job – One of the Best Decisions of My Life

choosing my first job

Do you remember when you graduated from college? Did you experience that pivotal moment where you could have had fun in your work vs. getting serious and actually start adulting? I did, and when I reflect back on those moments, I consider choosing my first job to be one of the best decisions I’ve ever made!

Choosing My First Job – One of the Best Decisions of My Life

When I was 20 years old, I was on the fast track to becoming one of America’s best future engineers. I understood the math, I was getting mostly A’s in all my classes, and I knew that it was a career that would pay me well throughout my adult life.

Then, after completing an internship in my junior year, I realized that I hated it… I liked the math and physics behind engineering, but I wasn’t a huge fan of actually . . . → Read More: Choosing My First Job – One of the Best Decisions of My Life