8 Home Buyer Mistakes You Need to Avoid

8 home buyer mistakes you need to avoid

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When you’re looking for real estate & homes for sale in Laval and other great residential cities, it’s quite easy to make mistakes during the whole process. The problem with these mistakes is that buying a house involves a great deal of money, and mistakes can severely affect your financial situation. You may end up with an unsuitable house or a home that you can’t actually afford.

8 Home Buyer Mistakes You Need to Avoid

Here are some of the more common mistakes people commit regularly when they’re trying to buy a home:

Neglecting to research the neighborhood.

Most listings tend to feature the home itself, but you’re not just buying a house. You’re contemplating a new life for yourself and for . . . → Read More: 8 Home Buyer Mistakes You Need to Avoid

Proof that Anyone Can Retire Early…Even a Middle School Teacher

anyone can retire early

Many folks with massive student debt have no net worth. Well, they do, but it’s in the negative numbers. The thing is, it’s not just student debt that puts folks in the hole.

Proof That Anyone Can Retire Early!

This is a guest post from my buddy Keith Schindler over at MoneyisnotTaboo.com. Shin (as we all call him) didn’t make all the right financial moves in life and yet he still retired in his early 50’s! This goes to show you that you don’t need to be perfect – but you DO have to start! Take it away Shin! Tell us how absolutely anyone can retire early.

When my wife and I got married, I was a student without a full time job. I had very little money. In fact, my greatest asset was my 1974 Fiat Spider convertible.

I was living in a dorm when . . . → Read More: Proof that Anyone Can Retire Early…Even a Middle School Teacher

How to Successfully Reduce the APR on Your Car Loan

reduce the APR on your car loan

If you’ll soon be in the market for a new car, or have already started looking (and you absolutely must get a car loan) one of the best things you can do for yourself is focus on getting the lowest APR rate possible, which will surely save you an abundance of money both short- and long-term. Here are a few solid tips on how to lower APR on a car loan.

Practice Patience

It can take a while for you to find the perfect car, save up a sizable down payment and do everything else you can to set yourself up for success. For that reason, it’s not unusual for it to take as long as six months for some to complete the car financing process. One reason for this is that some buyers prefer to spend some time getting their credit score up as high as possible . . . → Read More: How to Successfully Reduce the APR on Your Car Loan

5 Goals to Have After Getting Out of Debt

goals to have after getting out of debt

Ever watch a dog that has the slightest twinge of hunger? You can literally see their mind racing on that one single topic — “Food, food, food, gotta have food.”

When we’re extremely motivated to get something, our brain acts just like a dog on a hunt for food. It’s 100% focused and totally oblivious to anything else!

“Get out of debt, get out of debt, gotta make another $20, get out of debt.”

Related: How Does the Debt Snowball Really Work (FREE TOOL INCLUDED for YOUR Debt Snowball)?

Haha! This is great and all when we’re just racing to get out of debt, but what about when you hit that goal? What the heck should you do once you get out of debt? There are so many people out there that just don’t have a clue. They might save up a few more bucks, but they just end up . . . → Read More: 5 Goals to Have After Getting Out of Debt

Why This Millennial Got Himself into More Debt After Educating Himself Financially

strategy to retire early

The title doesn’t quite sound like me does it? Well, I’ll let the cat out of the bag early here….it isn’t. I’m a no debt guy and I always will be. BUT, there are plenty of people in this world that still believe in debt as a means of creating wealth. Benjamin Davis is one of them.

After learning a bit about what Benjamin is doing to (hopefully) retire at the age of 33, I thought it’d be pretty cool to have him on the blog and hear his strategy to retire early by taking on loads of debt.

It’s definitely a different mindset, but I think it’s absolutely worth hearing him out and potentially learn something new about personal finance.

Have a read, and be sure to flood the comment area with your thoughts!

* * *

Why This Millennial Got Himself Into More Debt

I am . . . → Read More: Why This Millennial Got Himself into More Debt After Educating Himself Financially

How to Get an Education Without Debt

get an education without debt

With average student loan debts hovering a little over $30,000 after graduation, many people think it’s impossible to get an education without debt. But it’s not! In fact, with technology, education is expanding exponentially, and there are a ton of ways to learn, and even get a degree, without pulling out a single loan.

How to Get an Education Without Debt

This post has been written by our talented staff writer, Kimberly Studdard.

So what can you do if you’re ready to head to school, but you’re having a hard time making the numbers work without taking out those dreaded student loans? Even though many people would tell you otherwise, there’s actually plenty you can do! Take the steps below and you’ll be well on your way to get an education without debt!

1) Choose the Right College

Choosing the right college can help you get an education without . . . → Read More: How to Get an Education Without Debt

3 Things to Know Before Starting to Save Money Through SIPs


What Are SIPs?

SIPs are Systematic Investment plans. An SIP is a tool via which investors can invest in mutual funds. The provisions allow them to invest small amounts of money over a period of time, instead of a lump sum.

Let’s look at these three points that can improve your SIP investment

1) Why Should You Start A SIP?

Most investors opt for systematic investment plans in order to save taxes. A flourishing condition of finance has also been stated as a reason to invest via SIP. It is important to chart a strategy and work towards a goal before starting a SIP investment.

Most investments have redeemed merely the amount invested because of the lack of a pre-set goal.


The profit from a SIP that is started for the sake of it is usually gone without benefits. Setting a goal, like the following can however, . . . → Read More: 3 Things to Know Before Starting to Save Money Through SIPs

5 Reasons You Couldn’t Pay Me to Win the Lottery

win the lottery

Are you dying to win the lottery? Are you dreaming of all the things you could do with millions of dollars? That new yacht, that mansion of a house, the garage full of exotic sports cars… sounds pretty good right? To me, it sounds horrible…

5 Reasons You Couldn’t Pay Me to Win the Lottery

No, I’m not some kind of extreme minimalist that deprives myself of all the luxuries in this world. And, I’m not against the lottery because it’s really just a giant tax on the poor (although, this is a serious problem that needs correcting). I have five other reasons for never wanting to win the lottery. And, I’m so against winning it, that I wouldn’t even agree to win it if you paid me money on top of the winnings.

Sounds crazy, right?

Who in their right mind wouldn’t want millions of dollars to just fall . . . → Read More: 5 Reasons You Couldn’t Pay Me to Win the Lottery

Make Money by Taking Surveys? I Don’t Think So

make money by taking surveys

Have you ever thought about taking surveys online for a little extra cash? I mean, why not? It would take maybe 10 minutes of your time, you could make $5, and you’d be a bit richer without hardly noticing it! AND, maybe it would even keep you off of Facebook for a few minutes out of the day. Double win! But, do you really make money by taking surveys?

I’m sure you’re skeptical, and quite frankly, you should be.

Make Money by Taking Surveys?

This post contains affiliate links.

For about the 3rd time this month, I’ve had a survey site reach out to me, asking if I would promote their site to my readers.

After all, the survey site would (supposedly):

Allow my readers to earn some extra money, Receive some free product, and I’d earn an affiliate wage of $2.50 for every person that signed up through my . . . → Read More: Make Money by Taking Surveys? I Don’t Think So

How the Internet Changed Investing Forever

changed investing forever

There is no doubting that the internet changed humanity and its development for good. It has reshaped almost every kind of human interest, activity, and industry. It has also augmented and redefined how we trade.

Trading platforms that run online such as Weiss Finance were one of many newfound mediums for trading that arose with the advent of online trading. You can easily create an account with such an online trading platform, and begin trading, all in the same day.

How Communication has Evolved

One of the most beneficial boosts that online trading has brought the everyday trader is the unrestrained access to information and data.

Previously, before the internet reached a stage where anyone could perform such advanced levels of research, individual traders would have to go to public services such as libraries in order to find out the vital information they needed from financial literature.

The information that . . . → Read More: How the Internet Changed Investing Forever