How to Save Money On Your IT Costs

save money on your IT costs

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Every small business owner knows that there are some expenses that fall into the “death and taxes” category – you just can’t avoid them. Top of the list comes tech. Even a self employed freelancer living nomadically and surviving from one gig to the next will shell out money on a decent quality laptop and the right software to do whatever it is they do.

How to Save Money on Your IT Costs

Whether you fall into that category or you operate a fledgling business that just might have the potential to grow into something more, tech is massively important for success. And it can also be a huge drain on finances. Here are some ways to ease the pain and save . . . → Read More: How to Save Money On Your IT Costs

7 Reasons to Buy a Used Car Over a New Car

reasons to buy used over new

17.2 million new vehicles were sold in 2017, reports USA Today. Whoa. And, at an average price of $36,270 per vehicle, that’s 624 billion dollars that landed in the dealerships’ pockets. Seems like quite a few people are in love with their new cars. Not me. In fact, I can come up with plenty of reasons to buy a used car over a new car — seven to be exact.

7 Reasons to Buy a Used Car Over a New Car

This sounds like another one of those articles, huh? Blah blah blah, you’re dumb if you buy a new vehicle. But I wouldn’t skim over this one if I were you. It’s because of the reasons below that I will never buy a new vehicle for as long as I live…even if I’m a deca-millionaire.

I challenge you to learn the truth about buying used vs. buying used. . . . → Read More: 7 Reasons to Buy a Used Car Over a New Car

What’s Your One Page Financial Plan??

the one page financial plan

“What’s your one page financial plan?” — This is the absolute best question that I’ve heard asked in a long time. Instead of talking about your hot stock pick or your fancy investment that shields you from paying taxes, I think it’s time for all of us to step back and ask ourselves the most intelligent question of all, “Why the heck do I care about money anyway??”

What’s Your One Page Financial Plan?

About 10 months ago, Liz and I bought a fixer-upper to fix and flip for a quick profit. Long story short…

the process took forever, all my late nights away really strained our marriage, and in the end it left us questioning what we really want out of this life.

Do we want to keep on living this crazy life, chasing one dollar after the next? All this scrambling around was leaving us drained, irritable, and . . . → Read More: What’s Your One Page Financial Plan??

5 Things You Must Do If You’re in an Accident

what to do if you're in an accident

Motor vehicle accidents can occur without a moment’s notice. Whether you believe your driving skills are superb or not, you can become a victim of an accident at the drop of a hat. If you are lucky enough to survive your injuries, you will likely need to hire an attorney to secure your case. One thing is for sure, if you wait too long it will not be possible to file a lawsuit against the driver at fault. Below, you will discover 5 things you must do if you’re in an accident.

5 Things You Must Do If You’re in an Accident

If you get into an accident, start checking the boxes below. It could save your life…both in the present and in the future.

1) Find A Safe Location

If you are involved in a minor collision, it will be best to go ahead and move all vehicles to . . . → Read More: 5 Things You Must Do If You’re in an Accident

10 Habits to Reach Financial Freedom in a Hurry!

habits to reach financial freedom

It can be difficult to restrain yourself from spending too much with all of the temptations and distractions around you. Marketing campaigns can convince you that you need something you really don’t and before you know it, you have credit card debt, no savings and financial freedom is just an idea that you are unable to reach. Instead of spending and taking on more debt, take on better habits to reach financial freedom in a hurry!

10 Habits to Reach Financial Freedom in a Hurry!

This post has been written by Brenda Berg, a professional with over 15 years of experience in business management, marketing and entrepreneurship. She’s also a consultant and tutor for college students and entrepreneurs. Her belief is that constant learning is the only way to success. Want to learn more? Check her out at her personal blog – Letsgoandlearn.com.

1) Withdraw the cash before you go . . . → Read More: 10 Habits to Reach Financial Freedom in a Hurry!

How to Deal With Your Defaulted Student Loan Accounts

deal with defaulted student loan accounts

Graduating and finding your first job is an exciting time in your life. It could also mean that it’s time to start paying back your student loans (Eeeeek!). Many college graduates enter the workforce with thousands of dollars in student loan debt. In fact, about 44 million graduates have (combined) over a trillion dollars of outstanding student loans.

How to Deal With Your Defaulted Student Loan Accounts

If you don’t make your payments, calls from debt collectors can leave you wondering if your degree was worth getting into debt. It’s important to take immediate action to make the loan current. Here are a few things you can do to deal with defaulted student loan accounts.

Effects of Student Loan Default

When you default on a student loan, your lender will begin a collection process. If you still don’t pay, the bank can put a bank levy on your assets including . . . → Read More: How to Deal With Your Defaulted Student Loan Accounts

Time For Your Mid-Year Tax Review – It Could Save You Thousands!!

mid-year tax review

Here’s how most people operate when it comes to their taxes… They claim zero dependents on their W-4 (even though they have 4 kids), they pay in way too much out of every paycheck throughout the year, and then they jump up and down and celebrate when they find out that they’re getting $6,000 back from Uncle Sam.

Let me be the one to bring you back down to reality (since everyone else is still in the clouds these days). You didn’t win the lottery. Instead…you simply overpaid on your taxes all year long, and then the government gave some of your money back a year later.

Others have worked their butts off and are earning far more than usual vs. last year (via their own businesses, house flips, or maybe via a promotion at work). This seems like fantastic news at first…but then you discover that you haven’t been . . . → Read More: Time For Your Mid-Year Tax Review – It Could Save You Thousands!!

Top 10 Things to Consider When Buying a House

money saving challenge - house

How long would it take you to save up $200,000? 4 years? 7 years? 10 years? Heck, maybe 20 years? The average house price in the U.S. is $200,000 and that’s certainly no chump-change. Yet, when it comes to buying a house, many people spend just a few hours trying to figure out what house would be best for them. In the end, they just end up picking the one that looks the biggest from the outside and has the nicest kitchen (as if the average person really stays home and cooks anymore).

If you plan on buying a house within the next two years, you really need to start planning now.

Top 10 Things to Consider When Buying a House

So what are these top things that you need to consider when buying a house? Are there really 10 that are truly important?

Definitely.

In fact, there are probably . . . → Read More: Top 10 Things to Consider When Buying a House

How to Stretch Your Budget When You Live Paycheck to Paycheck

stretch your budget

It can seem hard to take control of your budget and finances when you live paycheck to paycheck. So how do you stretch your budget and break the cycle of paycheck to paycheck without becoming a millionaire overnight? Let me assure you, there is a way.

How to Stretch Your Budget When You Live Paycheck to Paycheck

This post has been written by our amazing staff writer, Kimberly Studdard.

There’s two days left in the month and you’re wondering where the heck all your money went again.

The dog needed shots, You probably went out to eat too many times, And who knows about the other few hundred that you figured you’d have left…

It has happened over and over again. You know it’s got to stop, but you’re just not sure how to break the cycle.

The time is now, and the method is right here. Keep reading and . . . → Read More: How to Stretch Your Budget When You Live Paycheck to Paycheck

You Have Been Doing It All Wrong – Here’s How NOT to Fight Off the Debt

how not to fight off the debt

With reports of Uncle Sam going into insurmountable debt doing rounds on the internet and IMF bearing witness to this conviction in its Global Fiscal Monitor report, you can’t help but fear a terrible fate. But as a matter of fact, you aren’t as helpless as you think. You can’t help the U.S in resolving its debt crisis with your master plan, but nonetheless, you are answerable for your debt and you can always work your way out of it.

You Have Been Doing It All Wrong – How NOT to Fight Off the Debt

You have got to admit that the Ghost Of The Recession Past (2008) still haunts you and while times are still peaceful, you must strive to get rid of debt because if the future turns out to be the way we are anticipating it to be, there would be no room left whatsoever to fight . . . → Read More: You Have Been Doing It All Wrong – Here’s How NOT to Fight Off the Debt