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While a lot of the common financial advice out there for earning more money points toward starting a side hustle, it’s not the best solution for everyone.
In fact, in some cases, it could be far easier to earn more money in the form of getting promoted at your job it is to start a business. Because, quite frankly, starting and running a business is the furthest thing from easy.
This post has been written by Amanda Abella, author, speaker, and long-time blogger.
3 Steps Toward Getting Promoted
With that being said, there are certain things you can do to increase your chances of getting promoted.
1) Ask for it.
One of the biggest mistakes employees make is assuming they are going . . . → Read More: 3 Ways to Increase Your Chances of Getting Promoted
Most of the adult population is asking Siri questions like,
“How can I buy a house with $0 down?” “What should I do if I can’t make all of my payments this month?” “How do I survive on Social Security?”
But not you…
You’ve Got Money, Now What?
You’ve scrimped, saved, sacrificed, and now you’ve got a pretty impressive nest egg built up for yourself. First of all, congratulations! You’re one of the few.
But, because you’re in the financial minority, there really isn’t a ton of material out there for you, the responsible saver with loads of money. So what is it that you should do?
1) Let Yourself Enjoy It
All your life you’ve been following the mantra of living below your means, saving for a rainy day, and investing heavily for your retirement. You are a natural saver. When you live like this for 20, 30, or . . . → Read More: You’ve Got Money, Now What?
Very rarely do I lay awake at night, but last night I was on my back…eyes wide open…staring at the ceiling…so I started thinking about my website. And I had a eureka moment. I immediately grabbed my phone, opened my notes, and quickly messaged myself the outline for this very post.
How to Earn an Unlimited Income With Your Blog
I started my blog at the tail end of 2010. Since then I’ve earned over $100,000 online…but after last night’s epiphany, I figure that I’ve left at least $400,000 on the table. Maybe even more than that.
I’ve lost all of this money because my views on earning a blog income have been completely wrong. My opinions of business have been skewed. What I thought I knew about growing an income has actually placed a glass ceiling directly above my head all these years.
My Glass Ceiling Experience – and . . . → Read More: How to Earn an Unlimited Income With Your Blog
Car insurance… It’s that coverage that we know we need, but never want to look at (both because it’s boring and because if we’re finally looking at it, it probably means we just had an accident…). But you know what? If you fail to shop around for cheaper car insurance every couple of years, then you’ll end up paying far more than everyone else. It’s the game of the car insurance companies.
5 Steps to Cheaper Car Insurance
You’d think that since you’re a loyal customer with very few infractions on your driving record that they’d cut you a break and continually reduce your insurance rates, but no… In their minds, the longer you go without calling them, the more likely it is that you don’t want to shop around for better insurance. So, they hike up your rates a little bit each year to squeeze as much money out . . . → Read More: 5 Steps to Cheaper Car Insurance
It’s been proven. Early birds are more likely to succeed in their career than night owls, says the recent Harvard Business Review study. While evening people tend to be smarter and more creative, morning people:
are in sync with the corporate schedule anticipate problems better are more proactive have better grades in school, which means they… attend better colleges, and therefore… get better job opportunities
In other words, it pays to be a morning person. And I’ve seen it first hand.
8 Things I Do Before 8am
Tim Cook, Richard Branson, Michelle Obama, and hundreds of CEOs across the world all wake up before 5:30am. What for? To get a jump-start on the world, and I’m right there with them because it’ll help me succeed financially, physically, and mentally.
Here are the eight worthwhile things you’ll find me doing before 8am each morning.
1) Listen to a Dave Ramsey Podcast . . . → Read More: 8 Things I Do Before 8AM
It came out in the news again that the majority of Americans don’t even have $1,000 in their savings account. Even worse, it’s been reported that 56% of Americans have less than $10,000 saved for retirement.
The situation is looking bleak, my friends. But, if you’re anything like me, then you see these statistics and use them as motivation to save more money. I sure as heck don’t want to be in that situation, and I’m sure you don’t either.
This post has been written by Amanda Abella, a fabulous speaker and writer of personal finance!
9 Ways to Save More Money This Year
With that being said, here are 9 ways to save more money this year. Some of these I’ve tried, and others I plan on trying in 2017.
#1. Use apps to help you.
I like to think of myself as a pretty good saver, but . . . → Read More: 9 Ways to Save More Money This Year
People all across America are opening their mailboxes with that unmistakable grin on their faces. Finally, it’s not just bills in that metal box. There’s a paycheck in there and it’s from Uncle Sam! They grab that holy grail of a parcel, hold it up in the air and shout, “This money is going straight to savings!”
….Errrr, maybe not.
More than likely, they’ve already found out how much they’re getting back, spent it 3 times over with their credit cards, and now they’ll spend this money foolishly on something else (you know, instead of actually paying for the dumb thing they bought when they heard they were getting the refund).
This post contains affiliate links.
10 Ways to Earn Money With Your Tax Return Dollars
But YOU are different. YOU’RE reading this blog because you want to be fiscally wise and are therefore thinking differently about this money. What . . . → Read More: 10 Ways to Earn Money With Your Tax Return
I fricken love blogging. I get to help people with their personal finance challenges every day AND I actually get paid to do it. Some months are better than others, but every time I report my earnings I feel like I’m figuring out how to better help all of you, and in turn make more money.
It really is amazing how life works. The more of a blessing you are to others, the more likely it is that you’ll be blessed. This blog is no different. The more people I’m willing to help and inspire, the more likely it is that they’ll tell their friends, which means my visitor numbers shoot through the roof. With a crazy number of visitors, the more likely it is that this blog makes money. It’s pretty simple stuff really.
Here are my latest blog income reports. I started low and then thankfully experienced a . . . → Read More: My January 2017 Blog Income Report
One of the biggest resolutions on everyone’s list, and often the one that is rarely achieved, is saving more money. Everyone knows that it’s a great idea to save money, so why don’t more people do it? It’s simple, saving can be hard. But it doesn’t have to be that way. You can save more money this year and check off a resolution by trying out a few money saving challenges.
This post was written by the talented Kimberly Studdard. Enjoy!
3 Money Saving Challenges!
Now, these aren’t your typical 52-week money challenges. You know the one I’m talking about, where you save a certain amount of money for 52 weeks, and it equals to $1378 by the end of the year? Well, while that challenge isn’t bad, it’s easy to forget about and the money increases as the year goes on. This could mean that you are trying to . . . → Read More: 3 Money Saving Challenges That Aren’t the 52 Week Challenge
You might think that Valentine’s Day is a made up holiday advertised by greeting card companies. But that doesn’t matter much if your significant other is counting on you to remember them on this holiday.
If you’re broke, or avoiding spending money while you pay down credit card debt (like my family), don’t panic. There are still ways to make your special one feel loved without spending money.
Let’s look at some ways you can fill their love bucket without emptying your wallet.
This post was written by Jamie Jeffers, our amazingly talented staff writer!
If you plan to have a no spend Valentine’s Day, don’t spring it on your sweetie at the last minute. Take time to discuss this in advance. Make sure both parties are on board.
And no “gotchas” allowed. It’s no fun to go into a holiday thinking you’ve agreed to not spend . . . → Read More: Uplifting Valentines Ideas That Don’t Cost a Thing