7 Tips to Help You Cut Costs

Looking for more ways to save money? Here are some tips that can help you trim costs in everyday life.

1. Explore Your Library. Dust off your library card for extra savings. Today’s libraries have more than just books for you and your family to borrow. Stop by soon to pick up popular DVDs, exercise videos, even download a new Kindle book. (That’s right — you can borrow Kindle ebooks from the library!)

2. Search YouTube. Need to make a minor home repair? Trying to fix your broken bicycle chain? Do a quick search on YouTube before hiring a professional. There are tons of free tutorials and demonstrations on how to fix anything yourself. You can learn how to fix everything from a broken tail light to a stopped-up sink.

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3. Compare Quotes. You’ve probably had the same auto and home insurance policies for years. Are you sure you’re . . . → Read More: 7 Tips to Help You Cut Costs

How to Balance Frugality with a Social Life

prepare your finances for a baby

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Your friends all want to do expensive things — hit the bars, take a beach trip — but you’re broke. You don’t want to be an antisocial hermit, but you can’t afford to spend $15 on a margarita. How can you maintain a social life when you don’t have any cash? Here are a few tips.

# 1: Join a club or group. Convert solitary activities into social events. If you like to read, why not join the local book club? If you’re interested in running, why not join a runner’s group? This helps you meet new friends and maintain a social life that’s not dependent on hitting the bars and dining at restaurants. Websites like Meetup.com can help you make local connections based on similar interests.

#2: Volunteer. Not only is volunteering good for your wallet, it’s also a great thing to do for your community. If you . . . → Read More: How to Balance Frugality with a Social Life