How To Build Your Credit

What If I Had a Zero Credit Score

How many times do you think you hear about credit in a day? There’s TV ads, radio spots, billboards, and even co-workers! Credit is part of every day life and you simply can’t escape it! While I wish I could say that credit is meaningless if you pay cash for everything, I simply can’t.

Credit has become so ingrained in our society that it might even keep you from getting a job! That’s right, even Human Resources cares about your credit score. According to them, if you have a good credit score, you are more trustworthy and would make for a better employee. Pretty crazy, but it’s true! Let’s figure out how to build your credit score.

What Goes Into Your Credit Score?

According to myFICO.com, your credit score is affected by payment history, amounts owed, length of credit history, new credit, and the types of credit used.

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