The Fastest and Easiest Ways to Save Up for a House

save up for a house

Are you getting ready to purchase your very first home? Congratulations! Just be prepared to put in quite a bit of work. Not only to find your perfect abode, but also to save up for a house. Thankfully, there are a few ways to increase your savings rather quickly so that you can get closer to fulfilling your dream of being a homeowner.

The Fastest and Easiest Ways to Save Up for a House

It doesn’t have to take years and years to save up for a house. Follow these four steps and you’ll be socking more money away each month than you even thought possible!

1) Choose the Right Savings Account with an Online Bank

There are a lot of savings accounts that you can choose from. If you want your money to grow so that you can save up for a house more quickly, you should stick with . . . → Read More: The Fastest and Easiest Ways to Save Up for a House

50+ Practical Ways to Pay Off Debt Faster [Free Tools Included!]

pay off debt faster

Laura Harris is a fascinating person with an even more fascinating story – debt free by 25, a stay-at-home mom on a super low income, and a self-made success in the freelance writing industry… When she came to me with the idea of writing this post, there was absolutely no way I was going to pass her up. Practical ways to pay off debt faster? Uhhhh, yes please. This is a topic that we’re all craving, and given the quality of the content below, I wouldn’t be at all shocked if this post is soon read by thousands (maybe even hundreds-of thousands) of people.

In 2012, my husband and I became debt-free. What we thought would take seven years only took two. We were shocked. It wasn’t because we made more than the average family. We learned if we wanted more freedom, we had to find as many ways as . . . → Read More: 50+ Practical Ways to Pay Off Debt Faster [Free Tools Included!]

14 Retro Date Night Ideas That Will Save You Money

I’m a huge proponent of dating your spouse long after the march down the aisle. This is especially relevant when it comes to finances due to the volatile money problems that arise between couples. If you’ve used a lack of resources as an excuse for not going on dates, I’m here to share some retro date night ideas that are designed to get you back out there and save you money.

“Retro” as defined by Merriam-Webster dictionary is: “Relating to, reviving and being the styles and especially the fashions of the past.”

So, what is a retro date night? Imagine you’re 16 again and you’re heading out for a date. What kind of budget did you have? Did your dad hand you a $20 before you left? Perhaps you saved up from your minimum wage job of flipping burgers, earning $6.25 per hour (or less – that was minimum wage . . . → Read More: 14 Retro Date Night Ideas That Will Save You Money

5 Ways To Slice Your Meat Budget In Half

meat budget

Growing up in the Midwest, I was raised in a family who loves meat. We read about Pa Ingalls feeding his family in The Little House on the Prairie. Then, our own father would come home from hunting with fresh venison. Not to mention the summer barbecues…or Thanksgiving…or potlucks. Case in point: We like our meat budget. But it can get costly.

To this day, my most expensive purchases at the grocery store are in the meat department. Since my husband is a huge fan of sandwiches and you already know my family history, becoming vegetarians wasn’t much of an option for us.

5 Ways to Chop Your Meat Budget in Half

Instead, I tried out a myriad of ways to chip away at our costly meat budget, finally landing on a few that work great in our home. The more you alternate these techniques – and the ones you’ll . . . → Read More: 5 Ways To Slice Your Meat Budget In Half

My Favorite Money Saving Tip – Learn to Cook

money saving tip

The following is a throwback blog swap post from Joe at Retire By 40, where he writes about his journey to early retirement and other fun stuff along the way!

My favorite money saving tip is to learn to cook. Food takes up a huge chunk of everyone’s budget and the easiest way to reduce that expenditure is to cook at home. I came home today to find Mrs. RB40 stabbing a potato while complaining that a baked potato costs 6 bucks at the cafeteria! $6 for a baked potato? That’s ridiculous. It’s a good thing she knows how to make a great baked potato.

I was lucky that I learned to cook in my parents’ small Thai Restaurant. Well, to tell the truth it sucked to be working at the restaurant when I was in high school, but I picked up an invaluable skill set. I can cut . . . → Read More: My Favorite Money Saving Tip – Learn to Cook

10 Fantastic Ways to Save Money This Christmas Season

cheaper because of the holidays

I know, it’s only November 2nd today, but many of you are already starting your Christmas shopping, and I want to make sure that you don’t overextend your budget this year. So just for a second, put down those sale papers, put away your credit cards, and listen to how you could save yourself a fortune this holiday season. Here are 11 fantastic ways to save money this Christmas season.

#1. Start Early, Stop Early

Some people try to save money by waiting until the very last second to do their Christmas shopping. They figure that at this point the stores are deeply discounting their merchandise so that they aren’t forced to inventory a massive number of products for months to come. While this is partially true, the deep discounting only pertains to those items that are Christmas specific like decorations, eggnog, and Santa blankets. As for those typical gifts, . . . → Read More: 10 Fantastic Ways to Save Money This Christmas Season

How to Save Money on Coffee, That Money Sucking Addiction

how to save money at work

Coffee isn’t just an indulgence for some people. It’s a vital part of the morning. No matter how tight your budget, if you’re a hardcore coffee addict, you can’t just give up that morning cup. But there are plenty of ways you can lower the price. Here are a few tips to save money on coffee.

#1: Drink Plain Coffee

We’ve all heard the “don’t buy lattes” cliche, which reminds us that a latte at Starbucks will cost $5 (or as much as $8 if you add a biscotti and a few other upsells). Repeat this habit daily, and you’re shelling out more than $1,000 each year.

But there’s an extra step that we can take, beyond that: Don’t make lattes or other fancy coffee drinks at home, either. Stick with tried-and-true black coffee, perhaps with a dash of milk, cream or sugar. None of those items are nearly as pricey . . . → Read More: How to Save Money on Coffee, That Money Sucking Addiction

How to Save Money on Utilities This Winter

My utility bills have been awesome this summer! For the most part, the summer days were mild and required very little work from my air conditioning unit, which translated into incredibly cheap utility bills. This winter, however, is likely to be a different story. In order to keep as much money in my pocket as possible this winter, I need to start taking action to seal up my house as best as I can, both to keep the cold out and the heat in.

This home efficiency stuff is easier said than done though, especially with my 70 year old house that is poorly insulated and has numerous cracked windows. With this old house, what can I possibly do to save money on utilities this winter? Let me share with you the list I came up with so far, and maybe you can benefit from my discoveries as well!

1) . . . → Read More: How to Save Money on Utilities This Winter

10 Cheapskate Tactics That Will Save You Money

purchasing decision

Are you looking to save yourself some more money each month? For many of us, money is tight, so certainly we’d like to save a few dollars whenever we can! Since I have been trying to pay off some big debts this past year, I have explored many cheapskate options. Some of them were a little too extreme for me (like rummaging through old food outside of restaurants or checking pay phones for change), but here are some that I have actually tried and enjoyed. I hope you like them as well!

1. Buy Used Furniture

New furniture can be extremely expensive these days. A simple dresser from IKEA can even cost you $400. If you want a solid wood dresser like the days of old, you could be paying over $1,000! Unless….you can find a used one. As many families are updating their home furnishings, these solid wood pieces . . . → Read More: 10 Cheapskate Tactics That Will Save You Money

7 Tips to Help You Cut Costs

Looking for more ways to save money? Here are some tips that can help you trim costs in everyday life.

1. Explore Your Library. Dust off your library card for extra savings. Today’s libraries have more than just books for you and your family to borrow. Stop by soon to pick up popular DVDs, exercise videos, even download a new Kindle book. (That’s right — you can borrow Kindle ebooks from the library!)

2. Search YouTube. Need to make a minor home repair? Trying to fix your broken bicycle chain?  Do a quick search on YouTube before hiring a professional. There are tons of free tutorials and demonstrations on how to fix anything yourself. You can learn how to fix everything from a broken tail light to a stopped-up sink.


3. Compare Quotes. You’ve probably had the same auto and home insurance policies for years. Are you sure you’re still getting . . . → Read More: 7 Tips to Help You Cut Costs