8 Ways to Stay Out of Debt This Christmas

stay out of debt this Christmas

In case you didn’t realize this…it’s November…which means that Christmas is a month away. Do you have a huge pile of money saved up so you can buy all those future gifts with cash?? Haha, I doubt it!

The good news is, it’s not too late! And lucky for you, frugality and outside-the-box thinking just ooze from my veins! 😉

Even though you’re starting a little late, let’s figure out how you can stay out of debt this Christmas, and how to get into January without the financial scars!

8 Ways to Stay Out of Debt This Christmas

Here’s the typical person around Christmas time. They…

write out their list of what they’re going to buy and for who, they drive to Target or Walmart and pay full retail price for them, and then they return home, wrap them, and feel satisfied in their accomplishments…

…all while racking up debt . . . → Read More: 8 Ways to Stay Out of Debt This Christmas