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Save Money, Stay Healthy

Many individuals today are concerned about their retirement savings. Will they have enough money to retire? Will they need to get a part-time job? How much should they draw from their investments each year? While all of these questions are important, perhaps a more important question is, “How can I save money now and ensure myself a long, healthy life?”

One of the leading expenses as we grow older is in relation to medicine and healthcare. Visiting the doctor and receiving medical treatment certainly adds up and becomes a large expense every year. If you are still relatively young, I believe that it’s time to get into shape and remain healthy for your future years on this earth. It can really save some dents in your pocketbook.

Do you know what the leading cause of death is? Heart attacks. They account for 28.5% of all deaths in America. Let’s study what causes heart attacks:

1. Smoking

2. High Blood Pressure

3. Overweight and Obesity

4. Physical Inactivity

5. Diabetes (High blood sugar)



Ok, the first one is a no-brainer. Avoid smoking cigarettes and your heart will thank you (and your lungs will too).

Notice that the rest of the causes are in relation to physical activity and eating healthily. Most of us already knew this, but we still don’t get out and exercise, and we still make our weekly stops at McDonalds and Burger King.

Are you currently inactive? Make time to go for a walk or swim at your local pool. These exercises are great for your body (and swimming is low impact, which is also a plus). Get out of the house and enjoy the nature trails or the park that is in your area.

If you are more athletic, perhaps you could look into the leagues in the area: Softball, tennis, golf, basketball, and water sports. These are all great options to get your heart thumping and your blood flowing! Anything is better than nothing.

“I don’t have any time to exercise!” I’ve heard this excuse a million times (mostly from myself!). Take the stairs while you’re at work, flex your abdominals while sitting at your desk (you’ll feel this the next day, trust me), or maybe you could pre-make your lunch the night before and use the extra morning time for a quick jog. I don’t know which exercise you’ll enjoy, but pick one!

By taking out some time to get fit, you will inevitably save yourself money down the road. You will no longer have to pay those pesky co-pays and you may even dodge one of these expensive surgeries! You won’t truly know how much money you are saving, but isn’t living longer enough incentive!? It really should be.

So, get out there and move!

Money Save Money


My name is Derek, and I have my Bachelors Degree in Finance from Grand Valley State University. After graduation, I was not able to find a job that fully utilized my degree, but I still had a passion for Finance! So, I decided to focus my passion in the stock market. I studied Cash Flows, Balance Sheets, and Income Statements, put some money into the market and saw a good return on my investment. As satisfying as this was, I still felt that something was missing. I have a passion for Finance, but I also have a passion for people. If you have a willingness to learn, I will continue to teach.

1 Comment

  1. All I can say is Amen to all of that plus be sure and have good health care insurance as you enter retirement…plan for the premiums; most of us get something in our older years that needs treatment, medications, etc and you can preplan for that also

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