Today, we can do practically anything online. Whether it is doing a job search or getting a degree from the University of Phoenix, but not everything is so trustworthy. Shopping has become one of the most common online practices. We all do it. It has a ton of benefits such as creating a place where you can compare prices on products that you need or want, an unprecedented ease of use, and expanding business sales. Though these are all excellent benefits, there are common mistakes that we often make when buying things online. This in no way means that you shouldn’t make online purchases, but be aware of the blunders people often make when they’re browsing through online catalogs. So before you click that “confirm purchase” button, consider some of the following things.
Beware of Spam:
Don’t believe everything you read in emails, and though most people have become painfully aware of these illegal email spammers, millions of people still fall victim to spam related crimes every year. Right off the bat, if you’re sent an email that you didn’t ask for, nor does it look familiar, delete it immediately. Don’t purchase anything through these emails and offers. It’s always a scam and you’ll likely find yourself a victim of identity theft.
Purchasing Before Researching:
It’s so important, especially in this day and age, that you know exactly who you’re doing business with. Just because someone has a web site doesn’t mean that they’re a credible organization that should be entrusted with your personal information. Unless it’s a brand that you recognize, take ten minutes and do a little research as to the legitimacy of the company in question.
Over time, our society has developed a huge issue with instant gratification. When we want something, we want it now, and we’ll take no other excuse. This isn’t totally the fault of the individual. Our entire economy is based around convincing consumers that their every need or want should be totally fulfilled. This has fostered the behavior of rushed spending without thinking. It’s important for everyone to take a minute before any purchase, and consider if they actually need the product, or if they’re compelling themselves to make the purchases based on no rationale.
Ignoring Return Policies:
When people buy things that they feel they may later regret, they rationalize the purchase by say, “I’ll return it later.” Unfortunately, this is a common mistake because not every return policy is created equal. You have to read the fine print and look for any asterisk that includes a ton of caveats to a “30-day money back guarantee,” because it’s very often anything but a guarantee. Read the return policy and go over the actual terms and conditions before you do anything else.
It’s good to have responsible online shopping practices, no matter what you’re shopping for. It doesn’t’ matter if it’s with reputable online degrees or a handbag that you’ve been wanting. Don’t put your hard-earned dollars towards anything before you know a little bit about whom you’re dealing with. It could save you from getting burned later on.
My name is Derek, and I have my Bachelors Degree in Finance from Grand Valley State University. After graduation, I was not able to find a job that fully utilized my degree, but I still had a passion for Finance! So, I decided to focus my passion in the stock market. I studied Cash Flows, Balance Sheets, and Income Statements, put some money into the market and saw a good return on my investment. As satisfying as this was, I still felt that something was missing. I have a passion for Finance, but I also have a passion for people. If you have a willingness to learn, I will continue to teach.