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Happy Independence Day!


Many times I speak about determination and persistence on this site. Well, this date, July 4th, signifies great determination and persistence! It is on this date that our country, The United States of America, declared our independence! The men that signed that Declaration of Independence had many critics and nay-sayers, but they pursued what they believed was right.

Hopefully, nothing is stopping you from pursuing your dreams. If you have friends that don’t believe in your dreams and are tearing you down, they are not your real friends. Don’t be afraid to follow your heart and do what’s right for you! Let this day be an inspiration to us all!



My name is Derek, and I have my Bachelors Degree in Finance from Grand Valley State University. After graduation, I was not able to find a job that fully utilized my degree, but I still had a passion for Finance! So, I decided to focus my passion in the stock market. I studied Cash Flows, Balance Sheets, and Income Statements, put some money into the market and saw a good return on my investment. As satisfying as this was, I still felt that something was missing. I have a passion for Finance, but I also have a passion for people. If you have a willingness to learn, I will continue to teach.


  1. HAPPY INDEPENDENCE DAY Lifeandmyfinances. 🙂 Hope you and your wife enjoyed the holiday.

    • Thanks! We certainly did, and now we’re ready to head out on our next vacation! 🙂

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