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What Are Your Goals in Life?


This post is not about me teaching you something. It’s about you clearly understanding what you want to do with your life. And, the first step toward your goal is writing it down!

I’d love to get interactive with this post. Please respond to the question below and feel free to respond to other people’s comments as well. If you’d like to stay anonymous, just make up a name!

What is one thing that you’d love to accomplish? When do you plan on acheiving this goal? And, what is your plan to acheive it?

Can’t wait to see all the comments! Can you guess how I would answer these questions?



My name is Derek, and I have my Bachelors Degree in Finance from Grand Valley State University. After graduation, I was not able to find a job that fully utilized my degree, but I still had a passion for Finance! So, I decided to focus my passion in the stock market. I studied Cash Flows, Balance Sheets, and Income Statements, put some money into the market and saw a good return on my investment. As satisfying as this was, I still felt that something was missing. I have a passion for Finance, but I also have a passion for people. If you have a willingness to learn, I will continue to teach.


  1. Derek- I would imagine my goal and yours would be similar. I would eventually like to blog full-time about personal finance and make appearances much like Ramit. If I could then open a one-on-one course enabling people to reach there dreams, that would be ideal. At the same time I’d love to travel around the world.

    The best follow up question to “what are your dreams” is “what have you done to reach them?”

    I’ve taken baby steps thus far, but I applaud you on what you’ve been able to accomplish.

    • Do you have a specific date on this goal? Without a target date, these are just dreams – I want to see you acheive this!

  2. I’d like to help people like me become more financially independent. My goal is to be able to help young adults like my younger cousins with positive influences and teach them about money. In my community its not very common to talk positively about money. Mostly because nobody has any. So I want to show them that it’s ok to work hard to achieve wealth, as long as you don’t make the mistake of working for money, and instead let it work for you. To do that, I have to reach my smaller short term goals of gaining more time freedom. But to do that I have to work really hard at first.

    • I love your aspirations, FSYA! They are quite similar to mine. Do you a more specific goal within this? Such as: I want to start speaking to groups of young adults by 2013, or I want to become financially independant by 2014 so that I can show others how to do it for themselves as well.

  3. My goal is to become financially independent – to make enough money that I don’t have to worry about the next paycheck, and to live with financial freedom.

    Fortunately, I already have my health, a great family, all the things that money can’t buy. Now I would like enough money to obtain the rest, not just selfishly for myself, but for my family, and anyone else (friends, charities, causes) I choose to share the wealth with.

    • That’s a great goal! When would you like to acheive this KB? Do you have a plan mapped out for how you’ll gain that financial independence?

  4. I will be super honest. My goal is to have a consistent enough income that not only pays the standard living expenses, it allows me to hire a personal driver. I waste too much time in the car! To do this I will bring my income streams from 4 to 7 and include residuals in at least 3.

    • Oooo, a personal driver! That sounds nice. I like the details about how you’ll accomplish it as well. When do you plan to accomplish this goal? 2013? 2014? 2020?

    • It’s an important thing to know Miss T! Once you find out, let me know. It’s great when you have an accountabilitiy partner! 🙂

  5. I plan on seeing my children develop into successful happy people. I plan on helping them by being financial indepent and assisting them with education expenses as required. I would also like to have enough assets / cashflow to ensure I have the choice to spend my time freely with my family. Right now I’m building my online business to work towards these ends, and saving as much as possible.

  6. I already reached the big goals! Now I am working on mundane things such as my blog, patience or adding exercise. The next few years will include volnteering, learning Spanish, riding on the Tour de France course (not during a race) and more travel. I will develop more goals along the way.

  7. The one thing that I want to accomplish? I want to be financially stable.
    When? Starting now..
    How? By working my ass off! and probably a couple of this and that…

    • Thanks for the comment, but it sounds like you might need some more specific goals. What does financially stable mean? Is it being able to pay the bills? Getting rid of all debts? Or maybe it just the ability to buy some clothes without making sure there’s enough money in your account first. Whatever the goal may be, make sure you set a specific date for when you would like to accomplish the goal.

  8. Funny you should ask, I am trying to figure this out for myself. The one thing I know is that I want to reach financial freedom 15 years from now so in 2025. How I plan to get there, baby steps, and I have a long way to go (but I decided to aim for the moon). I really don’t have specifics at the moment as I haven’t figure it out. I am single at the moment but I hope to find the one and have a family some day and spend money and that will probably change everything.

    • I understand that you just started this online venture and aren’t sure where it will take you, so it makes sense that you might not know your future goals. I’m glad that you have a date in mind for financial freedom though. If 2020 rolls around and you don’t have two pennies to pinch together, you’ll know that something is going to have to change!!

  9. I want to be an expert on families. Marriages & parenting. That includes building blogs around the subject.

    • Sounds similar to my goals! I would love to show families how to become financially successful. It will come. Good luck!

  10. Great thread going here! My goal is similar to most people’s …. get to the point where I do not need to worry about money!

    • Do you have a date in mind? When would you like to achieve this?

  11. I want to write my first fiction book. I have ghost-written several, so now I just have to stick to my goal and roll it out. Right now I’m participating in NaNoWriMo, so my goal is to finish 50,000 words by the end of the month. Then I will wait a month and return to the book with fresh eyes for the first editing and additions. After that, I’ll wait another month, re-edit, and then send it to my sister to edit. I hope to complete all of this by April 2012, and then I can work on submitting query letters to publishers.

    • Sounds like you have a pretty solid plan and know exactly how to get there! Because of your specific goals (with mini-goals in there even!), you’ll definitely make it happen. Good luck! Maybe I can be a proof reader? 🙂

  12. i want to finish school, expected date 6/2012. (first in the family). I want to finish debt free, doign well working full time. I want to start my own blog, hopefully by March 2012. I am working on this by starting to write some of my thoughts and ideas. I want to earn 6 figures by the time i am 30, but without sacrificing my happiness. My undegrad is in progress, Masters is next.

    • That is quite a few goals, but it sounds like you’re on track to achieve all of them. That’s awesome! Great job graduating from college with no debt. You are already on the fast track!

  13. Good day Derek. I want to share mine.

    ” I want to turn the world upside down! ”

    I don’t know if this goal is achievable but here is my plan. I want to established strong leadership to my country without using politics.

    • Good luck achieving your goal! I think the world could certainly use a change.

  14. Hey Derek! Thank you for this opportunity to write down our goals. Actually i have many friends working in the field of online marketing, and some how it has always appealed to me a lot. I would leave the designing career and settle down full time to be an online marketeer, and work full time from home!

    • Remember to make the transition slowly! Only once you start replacing your design income should you consider the 100% switch-over. Good luck to you though!

  15. My goal is to create more income so we can start moving ahead and enjoy a better quality of life with our family. With hard work we should be well on our way in a year or less. We are actively building our own home business.

    • I love that you’re building your home businesses! That is the way to go. Not only is it a safe investment, it can grow to something far bigger than you’ve ever imagined!

  16. My goals in life is to become a financially stable. And to make enough money to help my family and to give them a good life. I’m “28” now and i’m hoping i can achieve my goals before the age of “40”. For me life begins at “40”.lol. So that i don’t have to worry no more about our financial needs.

    • That’s a good goal, and I bet you can achieve it by 40! Good luck!

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