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Earn More Money Without a Blog


Have you ever stopped to think about how you could make more money? If you know me at all, you would know that my initial response is normally, “Why don’t you start a blog?” I felt like it was so simple for me to start my website and earn an income, but I did have a few things going for me: (1) I enjoy writing and communicating with people, and (2) I have a strong passion when it comes to personal finance! Starting a personal finance blog was like putting on a pair of sweatpants. It just felt right. 😉

“I don’t think I could do that every day”

As I continue learning about the blogging world and the potential for income, I naturally start talking about it in my every day conversation. When my friends and family hear that I’m actually earning money doing it, their ears start to perk a bit and they ask a few follow-up questions. But, within a short period of time, they drop their head and tell me that they wouldn’t be able to make money with a blog because they’re no good at writing (or they simply hate to write).

Being able to write an article that’s easily readable is actually incredibly important when it comes to blogging. If this article had 14 spelling mistakes and 5 run-on sentences with a million “and”s, it would get old in a hurry wouldn’t it? I know I wouldn’t want to read it.

Money Is Out There For Those That Don’t Want to Blog

Although I love the income that blogging provides, there are other ways to make money! You just need two things: Passion and Skill.

Passion + Skill = $$$

I suggest that you write down a list of things that you love to do. If you had the whole day off tomorrow and there were no chores on your “honey-do” list, how would you spend your time?

My Do-Whatever-I-Want List

  • Read a new personal finance book about gaining wealth
  • Play the piano
  • Play a game of tennis with a buddy (or my wife – she’s pretty good)
  • Catch up on my article writing / brainstorm a new online gig
  • Go for a bike-ride

(In case you were wondering, yes, this is really what I would love to do with my day)

So, I came up with my list of interests/passions without even considering if I could make money with them or not. Now, let’s review these options to see if we could think of any way to make money with these activities.

  • Personal Finance – all my learning could allow me to teach a course (only $10 per person for a 2 hour lesson) 😉
  • Piano – I could play for a wedding, a special church concert, or maybe even play regularly at a restaurant or club (P.S. I’m not this good, but I could be with some practice I’m sure).
  • Tennis – organize a tennis club or put on a city-wide tennis match. The proceeds could go straight into your pocket.
  • Writing – this sort of defeats the purpose of this article doesn’t it? Oops. Give me a break, it’s what I love to do! 🙂
  • Bike-ride – if you like bikes, perhaps you’d like to buy and sell them online. There are tons of people giving away bikes for next to nothing. Pick these up and sell them for a huge profit.

What Are You Interested In?

Obviously the examples above are pretty simplistic, but I believe that there’s a business idea in every passion! What are your passions and how could you make money with it? If you have a passion, but just can’t think of a way to make money with it, ask me in the comments below. I love a good challenge!

For those of you that just want to think of something crazy to try to stump me, do your worst. 😉



My name is Derek, and I have my Bachelors Degree in Finance from Grand Valley State University. After graduation, I was not able to find a job that fully utilized my degree, but I still had a passion for Finance! So, I decided to focus my passion in the stock market. I studied Cash Flows, Balance Sheets, and Income Statements, put some money into the market and saw a good return on my investment. As satisfying as this was, I still felt that something was missing. I have a passion for Finance, but I also have a passion for people. If you have a willingness to learn, I will continue to teach.


  1. I really enjoy golf, so maybe when I retire, I can own a golf course.

    • That’s a great idea! I love to golf too (I can’t believe I didn’t put that on my list), and would love to own a course someday!

  2. My nephew who just turned 14 got into the bike repair and sales business quite by accident. He started fixing his own bike as a way of saving his mom time and money. He did so well, other kids starting asking him to fix theirs. The parents started paying him. When they wanted to replace the bike instead of fixing it they would give it to him. If you have a passion it can easily turn into a business.

    • It’s amazing how something so simple can turn into a business. I heard the same thing with iPhones. This one kid broke his, learned to fix it himself, then all of his friends started paying him to fix theirs. Now he has such a huge business, he’s franchising it!

  3. I really love photography, in time I’ll have my own photo studio. For now, event shoot can make me some money.

    • My wife is doing the same thing right now. She really loves to do weddings, but also takes family photos and such for some more regular income. If you get some referrals, your business can really take off! 🙂

  4. I’ve thought about teaching a beer brewing course or helping others with bike repairs. Both of those are things that I’m really interested in, and I think that people would pay for either of those things, too.

    • I know both those things would do well! I love making homemade wine but brewing my own beer for some reason has always intimidated me. In the UP of Michigan where I lived for awhile someone opened a bike repair shop that not only repaired bikes, but did bike rentals as well as was very successful!

    • I think you could easily make some money with those ideas. Maybe you could jump-start it with some YouTube videos!

  5. My issue has always been there are TOO MANY things I enjoy doing so narrowing it down to a managable few to focus on is really really hard for me. That is what I am working on now, narrowing it down to a few to focus on in order to reach my 2012 goals. I love making candles, writing, unschooling my children, camping, wildlife,cooking, frugality, personal finances, reading, foraging wild edibles, homesteading ideas, blah blah blah the list goes on but for a challenge?

    I love cemetaries! LOL

    • All of your ideas could be turned into cash and it sounds like you know it, you just have to pick one instead of 10! 🙂

      As for the cemetary…. believe it or not, I have actually dug into this business idea. I mean, how hard can it be? All you need is a hunk of land, take care of the grass and some flowers and you have yourself a cemetary business!

      • hmmmmm I actually never thought of “creating” a cemetary LOL now my curiosity is up and will have to look into it.

        and yes with all the others I know it, it is just a matter of narrowing it down 🙂 at least until I can clone 10 other me’s and do them all LOL.

  6. I love to dance. I can go on all day about dancing and music 🙂

    • Sounds like it might be time to teach a dance class! If you were teaching me. I know I’d like to learn – you just have to convince me to make a fool out of myself practicing first though…..

  7. I’ve got a list like this – mostly it includes a farm and working on the farm doing farm chores.

    • Yeah, a farm can be a profitable business! Tough work though. I thought about buying a bit of property and throwing some corn seed around…..but, then I found out there was much more to it than that… “Ohh yeah.. I might need some equipment…..”

  8. Most of us, if we think about it enough, have a skill or relevant experience in some capacity that can be of value to others. This meaning, outside of one’s degree and career. Motivation and an open mind can go a long way in finding such opportunities.

    • You’ve got it Squirrelers! We all have a talent of some kind, and somebody out there is willing to pay for it!

  9. Is there money to be made in drinking beer and telling fart jokes?

    I enjoy board games, but haven’t yet explored how to turn this into gold. At one point I talked about opening an online store. In the cost/benefit analysis, I’m really attracted to games, but I’m not attracted to gathering inventory and sending it out. That seems to be the REAL business in that area….

    • Oooo. This has to be the best stumper yet! Well, if you can drink beer while hanging upside-down, people might pay to see that. Or, maybe you could be a professional beer tester! Also, there is such a thing as a professional board game player – especially if you like monopoly! 😉

  10. If you’re located in Chicago, you can teach a Dabble class for just about anything about which you have some knowledge –

    • Good tip! Thanks Susan!

  11. The best part about it is when you are passionate about something it doesn’t even feel like work AND you are getting paid for it 🙂 Nice article.

    • I basically call that retirement! If someone could drop their mediocre job for doing the work of their dreams, then it hardly seems like work at all!

  12. Just making a list gets you thinking about the possibilities! I expect to follow one of passions in retirement because it will keep me engaged and interested.

    • Sure does! There are so many money-making ventures out there that anyone could enjoy – it’s hard to choose just one!

  13. often, making money is simply a matter of monetizing something that you can do. Writers can make money blogging, painters – painting, musicians – music, web developers – you get the picture.

    • Yep yep! The key is to make sure it’s something that you love though. Otherwise it’s just another job with no satisfaction…

  14. Thought provoking article Derek. Anything bicycle related get me really excited. I’ve even considered creating a mobile soda / ice-cream utility bike rig to caer to the tourists around the beach here in VB. Don’t laugh, it would be a cash-cow.

    • Lol! I’m sorry, I did laugh. But, I bet you’re right! It’s basically like the vendor dudes at a baseball game. I bet they make a ton of cash each night (but, they don’t get to keep all of the profits). I’d love to hear you try it and then write about the experience. That would be awesome!! 🙂

  15. hahaha – you play tennis too? spooky. I agree – there is crazy amount of money to be made. My wife just raised $1k in the past month for a friend traveling to Africa by selling Christmas ornaments (of all things).

    • Wow! $1,000 in a month with ornaments? Obviously it might not have gone so well if there wasn’t a good cause, but still, that’s pretty cool.

      Yes, I enjoy playing tennis, although I’m sure that my skills have deteriorated greatly – I haven’t played in over a year I bet. 🙁

  16. I love writing (which is why I blog) and I love biking. Combine the two and I have my next endeavor! 😉

    • Sounds like a biking blog is on the way! Can’t wait to see it! 🙂

  17. THis post is very useful and it has a lot of great idea..tHANKS FOR SHARING THIS..

    • No problem Catherine! I’m glad you find it useful!

  18. In my part, I really love website theme designing. But too bad for me that I can’t stay in my PC for a long period of time because my eye irritates. Now I will do the drawing and my brother make the design and codes then he just asked for some technique how to do so.

    • Sounds like you are still able to do what you love, even with your obstacle. Kudos on still making it work!

  19. These are some really cool ideas. I have thought about some different things I could try but I just haven’t had the time to get organized. I want to make this a priority for 2012.

    • I’m glad you liked the ideas Miss T! I bet 2012 is going to be your year. I know I’ll be cheering you on to get your goals!

  20. I love writing, taking my dog for a walk, and taking pictures of animals. I thought about starting a dog-care/dog-walking business and a pet photography business, but it doesn’t fit my lifestyle right now. Maybe when kids are grown and my health is back in order!

    • Doggie-care is a great idea! My wife and I used to dog-sit when we lived in Florida, and we made pretty good money for hardly any extra work! If you’re committed, it could be pretty lucrative!

  21. I enjoy writing and developing (which is also writing in a way, just in a different language. ;)).

    • Hey, you could really make some good money with developing right now! If I were you, I’d pursue it.

  22. Derek I absolutely love to write and have been considering starting a blog. The problem is that I do not know what to write about. I feel like in order to have a successful blog the subject has to be semi narrow. Do you have any suggestions?

    • Hi Casey! If you decide to start a blog, a great place to learn about the details is my “Start Your Own Blog” tab.

      As for the subject. Yes, you need to first think about the topics that you’re passionate about, and then decide if the writing is marketable to both readers and advertisers (if you plan to make money with your blog anyway). If you’re into nutrition, that’s a great topic online right now. Along with that would be weight loss and perhaps muscle gain. If you like finance, a personal finance blog is a great one! We can talk through email if you like. I’d be glad to help!

  23. Your do-whatever-I-want list sounds a lot like my daily life: I write articles, read books, and occasionally work out. Replace “piano” with “gardening” and you’ve described my life. 🙂

  24. Hello Lifeandmyfinances,
    Thanks, on a related note, In this article we will share with you the 3 top ways How To EARN MONEY BLOGGING. These powerful methods will allow you to build up a very well working cash-flow line.
    Great Job!

    • No problem. Glad I could offer you a good read! 🙂

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