Have you ever seen a puppy online that was just so cute that you wanted it to be yours instantly? With that cute little nose, little floppy ears, and loving puppy-dog eyes, it’s just so hard to resist! Well, I never thought that I’d be saying this, but I couldn’t resist it anymore either. My wife and I are now the proud owners of a little Yorkie puppy named Lucy.
For those of you that have been following this site for a while, you know that every decision I make is based on financials. If an endeavor does not benefit me financially, I simply never choose it!
For once in my life, I have made a decision with my heart, and not with my financially clogged mind. This Yorkie has absolutely no financial benefit, and yet, if I had to make the decision again, I would still choose to make her a part of this home.
The Full Story of Our New Puppy
My wife has been wanting a puppy of her own since she was a little kid, and I always wanted a dog as well. Since we’ve been married, we’ve often talked about a dog, but never pulled the trigger because we were either strapped financially or we were living in a rental property that wasn’t our own! As of August, we finally own a house and have a yard for a dog to run and play!
Since Mrs. LAMF recently found her dream job , we have more than enough cashflow (when adding in my day-job and side gigs) to take care of our mortgage in 4 years or less AND we could afford the puppy.
While I had secretly been considering a puppy, Mrs. LAMF figured that it wouldn’t be happening for a while yet (since we’re not quite finished with our house yet). This seemed like the perfect situation for a surprise! 🙂
On Monday, I found the perfect little puppy online. It didn’t have the $1,000+ price tag on it like many of them did, and no other Yorkie could match her cute face! I knew instantly that this was the puppy for Mrs. LAMF, and I had to jump on it because of the cheap price.
So, on Wednesday morning, I asked my boss if I could take a half-day (while showing her the cute puppy face of course) to truck across the state and bring this puppy home. Of course, she said yes, and I was on my way to St. Charles!
The trip was successful and I made it home in time to put a note on the door which said, “Hi Sweetie, I got you an early Christmas present. Come look under the tree. 🙂 — Derek”
My wife came in the door a few minutes after, not knowing what the note was all about. When she walked into the living room and saw her “gift” under the tree, she absolutely flipped out. She loved it!
Here’s a photo soon after their first bonding experience!
Don’t Be Afraid to Make Those Memories
It took me quite a while to learn this, but sometimes you just have to make decisions with your heart and create those lasting memories. Sure, you won’t earn any money on your “investment”, but relationships and fond recollections can often outweigh the dollar signs!
Please take what I’m saying to heart, but also, if you don’t have any money, do NOT go out and buy a puppy! First, you must wait until you are financially secure (my wife and I waited 2.5 years for this moment), then you can start splurging on those memorable moments (as long as they don’t interfere with your long-term plans).
Have you been making memories? If yes, then how so? And, did it break the bank?
My name is Derek, and I have my Bachelors Degree in Finance from Grand Valley State University. After graduation, I was not able to find a job that fully utilized my degree, but I still had a passion for Finance! So, I decided to focus my passion in the stock market. I studied Cash Flows, Balance Sheets, and Income Statements, put some money into the market and saw a good return on my investment. As satisfying as this was, I still felt that something was missing. I have a passion for Finance, but I also have a passion for people. If you have a willingness to learn, I will continue to teach.