Goals Update and Weekly Round-Up #13



Do you have goals and dreams for your future? Do you have them written down? Every week, I remind myself of my goals for the month to make sure that I’m on track for hitting them. Sometimes I’m way behind the eight ball, and other times I really feel like I have a good handle on them. Either way though, my site improves and my readers have a better experience from the improvements.

Goals For March, 2012

In the first couple of weeks, I expressed how March seemed to slow down quite a bit in comparison to February, but things have been picking up and I’m feeling much better about these goals. Here’s a recap of where I stand so far.

  1. 900 Subscribers – In February, the goal was to get to 800 subscribers, but I didn’t make it. Rather than keep the bar where it was, I raised it to 900 subscribers, which I’m still incredibly far from achieving… Currently, I have 759 subscribers, and 900 just didn’t happen. FAIL
  2. Earn $1,500 with this site – I was a little nervous about this goal mid-way through the month because I had only earned about $400, but things have really picked up since then, and I’ve soared beyond that $1,500 mark. SUCCESS!!
  3. Finish the SEO Structure of http://www.creatingapassiveincome.com – I was actually able to do this a couple of days into March because I knew that it was important. At this point, I’m incredibly glad that I did it because my search engine rank has moved from #62 to #25 in a short amount of time. Looks like I’m making my way toward page one! 🙂 SUCCESS!!
  4. Make Another $1,200 Payment on the Mortgage – I had previously predicted that this month’s extra mortgage payment would be a cinch because this month was “triple-paycheck-month” for my wife (since we get paid every 2 weeks, sometimes we get 3 checks in one month instead of just 2, which makes our income quite a bit more for the month). However, we’ve got it in our heads that a Mini Cooper is the car for us, and if we pay cash, then we’ll end up not paying our extra mortgage payment in March…. Maybe I just need to pull my head out of my butt and get a less expensive car…. who knows. I’ll keep you posted on this. I have a couple of more days to decide. FAIL? SUCCESS??

Since half of the month was basically lost to my GMAT cram session, I just didn’t have the time to hit my subscriber goal of 900. Otherwise, this would have been a pretty amazing month of hitting my goals (as long as I decide to make my extra $1,200 mortgage payment).

Goals For April, 2012

Well, it is April 1 today, so I guess I’d lay my goals out there for this month. I have a few new goals in mind, so this month should be pretty fun!

  1. 1,154 Subscribers – I made this goal about a year ago – at the time, I had about 75 subscribers and had the crazy notion that I could exponentially increase my subscribers over the months and end up at 1,154 subscribers. In order to hit this goal, this means that I need to add about 400 subscribers in 30 days. I’ve got a few tricks up my sleeve – we’ll have to see how this goes! 😉
  2. House Project: Finish the Upstairs of Our House, Minus the Trim – Soon after we purchased our house in August, I began posting updates of the improvements we were making, and you all loved it! Well, we’ve been sluffing off lately, but it’s time to get re-motivated. I love completing projects and the upstairs really needs to get finished! Pictures will come soon.
  3. Finish Editing the eBook and Put it into a PDF Format – many of you are probably sick of me talking about my eBook (since I’ve been working on it since the invention of the wheel), but all I have to do is make a few final edits and then make it look like a book! I can’t wait to get this into the hands of students everywhere. I truly believe that it’s going to inspire and educate others about obtaining a debt free degree.
  4. Make Yet Another $1,200 Extra Payment – I can’t stand debt, and I want this mortgage to be gone yesterday! So, to speed up the process, my wife and I have decided to put an extra $1,200 payment each month to reduce our principle in a flash! Four years from now, we’ll be completely debt-free.

Weekly Round-Up

Should I Buy a Car and Skip Our Extra Mortgage Payment? – by Life And My Finances

Use Vlogging to Increase Traffic – by Online Money Bloggers

What is the Average Audit Rate by Income Level? – by Financial Samurai

Why You Should Have a Career Plan – by Prairie Eco Thrifter

How to Buy a House in the Cayman Islands – by Financial Success for Young

High School Students Do Taxes For Free – by Yes I Am Cheap

Put Your Financial House In Order Like Company’s Coming Over– by Frugal Confessions

Blogging Through Debt – by Cash Flow Mantra

Are You Proactive or Reactive? – by So Over Debt

How to Start a Blog: My Advice to Beginning Bloggers – by Faithful With a Few


22 Things You Didn’t Know About Me – by Funancials

I Was Wrong About Apple – by Buy Like Buffett

Mega Millions: What Do I Really Win? – by Buck Inspire

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My name is Derek, and I have my Bachelors Degree in Finance from Grand Valley State University. After graduation, I was not able to find a job that fully utilized my degree, but I still had a passion for Finance! So, I decided to focus my passion in the stock market. I studied Cash Flows, Balance Sheets, and Income Statements, put some money into the market and saw a good return on my investment. As satisfying as this was, I still felt that something was missing. I have a passion for Finance, but I also have a passion for people. If you have a willingness to learn, I will continue to teach.


    • I will definitely need to start attracting subscribers immediately. Yes, the bar is high, but it seems like a fun challenge! 🙂

  1. If there is anything we, as readers, can do to help improve your subscribership, please let us know. We love to see you meet/exceed your monthly goals!!!

    • Thanks Tim! I’ll be sure to let you know!

  2. $1,200 extra per month towards the mortgage is awesome. When the bf and I finally close on our place we’re hoping to pay down the mortgage as fast as humanly possible. We’ll be a little more then 4 years, but we’re hoping for 10-15 (maybe less if we both continue to get promoted at work).
    Kari@Small Budget Big Dreams recently posted..Sunday Shout-Out: April Fools’ Edition

    • That’s awesome Kari! Paying a house off in less than 30 years is quite rare these days!!

    • Oh I will! I’m ready to see a complete product!

    • Thanks Miss T! The extra payments are fun for sure. What will be even more fun is when the entire mortgage is gone! 🙂

    • I plan to kick-start my subscriber venture tomorrow. Stay tuned on how it goes. 🙂

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