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Goals Update and Weekly Round-Up #21


Do you have goals and dreams for your future? Do you have them written down? Every week, I remind myself of my goals for the month to make sure that I’m on track for hitting them. Sometimes I’m way behind the eight ball, and other times I really feel like I have a good handle on them. Either way though, my site improves and my readers have a better experience from the improvements.

Goals for May, 2012

So May is over, which means it’s time to grade myself on the completion of my goals. I already know this isn’t going to be pretty, so let’s get this over with…

  1. House Project: Finish Upstairs and Main Level, Minus Trim – Alright, so the entire upstairs didn’t get finished, but there was progress made! I sanded down our office window and my wife painted it like a pro. I then sanded down the bathroom door and the office door AND painted them. They’ll be ready to hang today. That means that we can organize and unload our office supplies into their rightful place. That also means that we can go to the bathroom without worrying about visitors walking into our house unexpectedly. 🙂 FAIL
  2. Put eBook into a PDF Format, Build My Site for it, and Sell It! –This goal once again didn’t happen, but I have much more hope for its progress in June. I now have Windows 2010, which makes a PDF transfer incredibly simple, and I’ve hired some more help for my site, which gives me more time to work on the eBook. FAIL
  3. Get That Jeep Sold and Make a Double Payment on the Mortgage – The sale of the Jeep allowed us to make our regular payment, an extra payment, and our missed extra payment from May. So, just a couple of days ago, we put $3,211 toward our mortgage loan! We’ve now moved from having paid 7% of our house debt off to 11%! Hooray! SUCCESS!!!

This was somewhat of a difficult month for completing goals. The weather was nice early in the month (which distracted me from my goals) and my wife and I took a vacation later in the month. It’s really no excuse, but I’m sure many of you know what it’s like to work yourself to the bone. Sometimes, you just have to take some time out for yourself. I think that’s what this month was for me.

I’m still not disappointed with my results though. We sold the Jeep and paid down a large amount of our home loan, and we also got quite a few hours worth of work in on the house. It will be finished soon, I can feel it! 🙂

Goals for June, 2012

Here’s the goals for June. I would really love to accomplish every one of these!

  1. Project “Our House” – If we really buckled down and focused on this house, I bet we could get almost all of the interior projects finished by the end of this month. This will entail sanding and painting about 8 doors, painting 4-5 door trims, and finding some registers covers (15 or so) that fit the current holes in our walls…
  2. Yes, the eBook – This eBook has been a thorn in my side. Who would have thought that it would be so much work to complete an eBook? I desperately hope to finish everything this month, because I truly believe that this book could help millions of people in their quest for a degree.
  3. Make Another Additional Payment on the House – If we complete this goal, our loan will go from 11% paid off to 13%! I love to see progress; hopefully we can hit this goal once again this month!

I thought about making some additional goals this month, but I don’t want to lose focus on the house project and the eBook. I’m very excited about working on both of them and would love to put a check in the box on these as well.

Weekly Round-Up

My personal finance buddies have been writing up some awesome articles this week. Take a look!

Passive Income With a Car Wrap – by Creating a Passive Income

The Most Important Detail For Your Blog’s Success – by Online Money Bloggers

Estimating the Vacation Budget – by Cash Flow Mantra

The Average Net Worth For The Above Average Person – by Financial Samurai

Small Money Mistakes That Have Big Consequences – by Prairie Eco Thrifter

Have You Talked To Your Parents About Insurance? – by The College Investor

The Pros and Cons of Prepaid Debit Cards – by Financial Success for Young Adults

5 Things You Didn’t Know About Unsecured Loans – by Funancials

8 Surprising Ways People Waste Their Money – by Free Money Wisdom

Largest Lotto Winnings in an Infographic – by Little House in the Valley

Get The Whole Family Involved in Going Green – by Frugal Confessions



My name is Derek, and I have my Bachelors Degree in Finance from Grand Valley State University. After graduation, I was not able to find a job that fully utilized my degree, but I still had a passion for Finance! So, I decided to focus my passion in the stock market. I studied Cash Flows, Balance Sheets, and Income Statements, put some money into the market and saw a good return on my investment. As satisfying as this was, I still felt that something was missing. I have a passion for Finance, but I also have a passion for people. If you have a willingness to learn, I will continue to teach.


  1. Where did you guys travel to? My husband and I just got back from Alaska–it was amazing!

    • We went to Mackinac Island (at the top of the “mitten”). It’s a pretty cool town where there are no cars or motorcycles. Just horse drawn carriages and bicycles! My wife and I both love it!

  2. Thanks for the mention this week! House projects always seem to take forever, but you need to just buckle down and get through it!

    • Yes, they are taking much longer than I figured they would! But, right now we are sitting in our newly-formed office and it feels great!

    • Thanks Michelle! I hope that it’s better than last month! We’re already doing pretty well on the house projects!

  3. Congrats on the 11 percent. That is awesome!! I hope we hit this same point soon.

    Thanks for the inclusion too. That article was personal to a lot of people.

    • Thanks Miss T! I wish you the best off luck with paying off your mortgage as well!

  4. Any time of year is a good time to set goals and start working towards them. However there are certain times of year when it feels very natural to set goals. One of these times is the New Year, and another is ‘Back to School’ time.

    • No matter what the time, goals are still 100% effective and should be used for almost every profect, whether it’s at work or home!

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