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Goals Update #26


Do you have goals and dreams for your future? Do you have them written down? Every week, I remind myself of my goals for the month to make sure that I’m on track for hitting them. Sometimes I’m way behind the eight ball, and other times I really feel like I have a good handle on them. Either way though, my site improves and my readers have a better experience from the improvements.

I have been pretty good about coming up with goals each month, and I’ve achieved quite a few of them as well. If you could see what my site was just a year ago, you wouldn’t believe the transformation!

Site Earnings

Last July, this site really started to take off and I was suddenly earning $1,500 each month. Since then, my focus has shifted a bit (more towards affiliate earnings), but the income is still just as solid as it was a year ago. Plus, since I’ve recently hired some staff writers, I’m able to work less, but still make the same amount.

Other Sources of Income

With my extra time, I have been able to work on other projects that could increase my overall income even more! I’m currently writing a book, there are other sites in development, and I have a pseudo online store that I’d like to implement as well! All of these ideas could generate some extra income and some of them could even do it passively.

Extra House Payments

I have mentioned that my wife and I are attempting to pay off our mortgage loan in just 4 years. We are currently 11 months into this plan, and we’re still on track for paying off the house by 2015.

What’s the True Focus?

While it has been great to accomplish some goals in the recent past, I’m beginning to question the long-term goal that I’m striving toward! So we might pay off our house in the next 3 years – so what? What are our plans after that? Are we looking to retire early? Start a large business of our own? Or, maybe we want a house on the lake. I honestly don’t know the answers to these questions at the moment, which is why I haven’t set any goals for this month.

This week, I am devoting my time to hunting down the answer that’s right for us. I understand that life doesn’t always happen as planned, but I’d rather have a specific aspiration for the future rather than just blow with the wind.

Perhaps you can give some inspiration on this! What are your long-term goals? Do you wish to retire by the time you’re 40? Start your own business? Or perhaps you’d like to have an extended vacation overseas? I’d love to hear about your long-term aspirations!



My name is Derek, and I have my Bachelors Degree in Finance from Grand Valley State University. After graduation, I was not able to find a job that fully utilized my degree, but I still had a passion for Finance! So, I decided to focus my passion in the stock market. I studied Cash Flows, Balance Sheets, and Income Statements, put some money into the market and saw a good return on my investment. As satisfying as this was, I still felt that something was missing. I have a passion for Finance, but I also have a passion for people. If you have a willingness to learn, I will continue to teach.


  1. Today I have achieved my long term goal of retiring from the corporate world. My new long term goal is to build a self sustaining business that’s truly a blast to run every single day!


    • That’s awesome! Congrats FS!! I’ll get there someday.

      • That one day comes for us all! In fact, I think it comes quicker than we think!

  2. When you are really focused on paying off a large debt, it is hard to think beyond that. Ultimately, I think I’d like to live more and work less, details haven’t been worked out yet.

    • It really is tough. We have to learn to think beyond the house debt and look forward to what’s coming next. If we could somehow shorten the length of time it would take to pay it off, then I think it would be much easier.

  3. Wow Sam! Congratulations.

    Derek–my husband and I are sort if where you are. We achieved debt freedom besides the mortgage, and are now accumulating money. But we really don’t know the ‘so what’ or our next goal. Good luck in working yours out!

    • Thanks Amanda. I’ve been planning this for a couple years, and I actually need to reduce some of the things on my plate. Good luck on your adventure!

      I can’t wait for Derek and everybody to announce their retirements!

    • I think my wife and I would like to start a business together after the house is paid off. If we can nail down what we want to do, then our future goal would be much easier to concentrate on.

  4. Achieving your goals always create more questions. What is next? In many cases, just trying things help answer that question. Keep trying things!

    • I think it’s good to keep thinking about what’s next. If you don’t, then you’ll never get beyond what’s going on in your life today. Thanks for the encouragement. I’m sure we’ll come up with something soon.

  5. I think my ultimate goal would be what Sam has accomplished 🙂 I’ve always wanted to own my own business 🙂

    • Retirement sure sounds nice doesn’t it. Not just retiring and doing nothing, but to “retire” by earning an income with something you love to do. That’s what I’m looking forward to.

  6. The simple fact that you ask the question and are looking for advice from your readers is a step in the right direction. As with most things in life, suggestions from others is just that, a suggestion. Deep down, I am sure you know what you really want. It seems you are on the right track with your earnings, you may be asking a deeper question of purpose and so what? for you and your spouse – often times that search comes from a higher power.

    • I think you’re right Kevin. I’m headed in the right direction, but we just need to find that purpose. I think both my wife and I are pretty entreprenuerial, so another business plan will probably be in our near-future. Can’t wait to share our thoughts!

  7. My long term goal is to reach my dividend cross-over point where I’m taking in more in dividend earnings then I am spending in monthly living expenses. At that point I will retire.

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