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Goals Update and Weekly Round-Up #28


Do you have goals and dreams for your future? Do you have them written down? Every week, I remind myself of my goals for the month to make sure that I’m on track for hitting them. Sometimes I’m way behind the eight ball, and other times I really feel like I have a good handle on them. Either way though, my site improves and my readers have a better experience from the improvements.

Goals for July, 2012

Well, it’s already July 22! Time to take a look at those goals again.

1) Pay Extra Payment of $1,200 on the Home Loan

With this extra payment, we’ll officially owe less than $60,000 on our mortgage! That’s kind of exciting, don’t you think? Then the next goal will be the $50,000 mark, and then $40,000….and so on until we’re at zero! :)

I have already stashed away the $1,200 for our end-of-the-month payment, so this one should be in the bag. I say that, but with my wife and I both heading back to school next month, we’re going to have to get creative with our finances to keep making these extra payments. I’m sure I’ll come up with something.

2) Complete More House Projects

My past goals haven’t always been so realistic, so this month, I’m going to cut back on them a little bit. I want to install our final register cover in our bedroom and paint our two main doors upstairs. If I’m feeling ambitious, I want to also sand and paint our 3 main level doors, but this is merely extra if I complete the main projects.

Wow. I just realized that I haven’t done any of this! We’ve been so busy cleaning the house for our recent visitors that no real projects got done! Our house does look pretty fantastic though. I’m looking forward to tackling a few more of these projects this week.

3) Continue to Write Quality Articles

I never make this a goal, but it’s a ton of work to come up with and write quality articles every week. I personally write 2 articles and post 2 staff written articles for this site, 2 articles for my site – Creating a Passive Income, 1 article for my other site – Online Money Bloggers, and I staff write 1 post per week for other sites. That’s at least 6 articles per week that I’m putting together!

Success! It’s always my top priority to write quality articles for all of my sites. After all, if I just write garbage that no one is interested in reading, I’ll quickly lose my online “business”.

Weekly Round-Up

Passive Income With Flowers for Gravesites – by Creating a Passive Income

5 Characteristics of a Successful Blogger – by Online Money Bloggers

The Maximum Mortgage Tax Deduction Depends on Income – by Financial Samurai

Talk Yourself Out of Debt – by The Debt Myth

Retirement Questions to Ask Yourself – by Making Sense of Cents

Creating a 5 Year Debt Plan – by Cash Flow Mantra

7 Tips For Having a Green Lawn in Warm, Dry Weather – by Money Beagle

It Pays to Be Skinney – by Krantcents

Are Your Investments Making You Money? Are You Happy With The Results? – by Simply Investing

Household Spending… Where Do You Stand? – by Freedom 48



My name is Derek, and I have my Bachelors Degree in Finance from Grand Valley State University. After graduation, I was not able to find a job that fully utilized my degree, but I still had a passion for Finance! So, I decided to focus my passion in the stock market. I studied Cash Flows, Balance Sheets, and Income Statements, put some money into the market and saw a good return on my investment. As satisfying as this was, I still felt that something was missing. I have a passion for Finance, but I also have a passion for people. If you have a willingness to learn, I will continue to teach.


  1. I decided to just take a break as far as projects go this weekend. It has been nice to be able to take a weekend and just do what I want and relax 🙂 They’ll get done eventually!

    • Sometimes you just have to take a break. While it may seem like I’m always working on a lot, sometimes I do take a few days off here and there. 😉

  2. Great job on the mortgage pay off! Under $60,000 is SWEET!! I wonder what you will do with all your extra money once it’s paid off?

    • Can’t wait to make that payment in the next couple of days! Once it’s paid off, it’ll be time to invest, or go for the house on the beach (there’s a post coming tomorrow for this question).

  3. Congrats on the goals! My mortgage will be paid off in the next 5 years because I don’t want any debt in retirement.

    Thanks for th inclusion, I really appreciate it.

    • Being debt free will definitely be sweet! Good luck with your payoff as well!

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