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Goals Update #30


Do you have goals and dreams for your future? Do you have them written down? Every week, I remind myself of my goals for the month to make sure that I’m on track for hitting them. Sometimes I’m way behind the eight ball, and other times I really feel like I have a good handle on them. Either way though, my site improves and my readers have a better experience from the improvements.

Goals for July, 2012

Well, July is officially over. Let’s take a look at how we did.

1) Pay Extra Payment of $1,200 on the Home Loan

With this extra payment, we’ll officially owe less than $60,000 on our mortgage! That’s kind of exciting, don’t you think? Then the next goal will be the $50,000 mark, and then $40,000….and so on until we’re at zero! :)

Well it wasn’t easy, but we did make that $1,200 payment. Hopefully, we can do it again next month, but with my college classes starting, the tuition payment will obviously take precedence. Will keep you posted on this.

2) Complete More House Projects

My past goals haven’t always been so realistic, so this month, I’m going to cut back on them a little bit. I want to install our final register cover in our bedroom and paint our two main doors upstairs. If I’m feeling ambitious, I want to also sand and paint our 3 main level doors, but this is merely extra if I complete the main projects.

I didn’t do as well at this as I hoped. I did put two coats of paint on a couple of doors, but it was only for one side. The other sides still need painting before I hang them. This will get done soon, but unfortunately, it didn’t happen in July.

3) Continue to Write Quality Articles

I never make this a goal, but it’s a ton of work to come up with and write quality articles every week. I personally write 2 articles and post 2 staff written articles for this site, 2 articles for my site – Creating a Passive Income, 1 article for my other site – Online Money Bloggers, and I staff write 1 post per week for other sites. That’s at least 6 articles per week that I’m putting together!

Nailed it, and I plan to continue writing great articles in the future as well.

As for August goals, I’m going to follow the same format, but just widdle down the house projects a little more.

What have your goals been? Are you hitting them by your deadlines?



My name is Derek, and I have my Bachelors Degree in Finance from Grand Valley State University. After graduation, I was not able to find a job that fully utilized my degree, but I still had a passion for Finance! So, I decided to focus my passion in the stock market. I studied Cash Flows, Balance Sheets, and Income Statements, put some money into the market and saw a good return on my investment. As satisfying as this was, I still felt that something was missing. I have a passion for Finance, but I also have a passion for people. If you have a willingness to learn, I will continue to teach.


  1. I’ve been slacking on my non blog goals a bit but I’m OK with that. I’ll get back on track soon but I just needed a break overall. Too much going on makes you feel like you never get a break. Sometimes you just need to slow down!

    • Yep, sometimes we can definitely get burned out. It’s best to just take a little break rather than scrapping the whole project. 🙂

  2. Maybe you should set smaller goals and give yourself extra credit for doing more. Does meeting all your goals make you feel better? Does failing to meet them drag you down? Doesn’t that sap your energy?

    • Ha, I actually just did set smaller goals and I still didn’t hit them! Maybe I should go the other direction and shoot for mammoth goals – that way I still won’t hit them, but then get a lot more accomplished. 🙂

  3. You should talk to Don at Money Reasons about how he felt after paying off his mortgage. Mostly good, but some bad!

    Despite being retired, I want to keep my mortgage and maintain my itemized deductions to pay as little taxes as possible.

    • It makes sense if you’re certain that you can earn 3% or more elsewhere, but if not, then it’s definitely going into the books as a loss.

  4. I’m going to make it my goal to make a list of goals for the month and year. I have them in my head but I need to put them down in writing.

    • It is pretty important to get them down in writing, and to put them in a place where you often see them! That way, you’ll be more likely to hit them than if they were just sitting in your head.

  5. Making an extra mortgage sounds fun and dandy….but for some of us 1200 is the monthly payment already. I guess my list of goals would be more family/spiritually oriented…..Just get the house projects done one room at a time and don’t be so hard on yourself. It’s been too hot to do all that stuff anyway! 😉

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