Some expenses are unavoidable but if I can help it, I’ll pinch pennies where I can. After being married for two years, my husband and I have found many round-about alternatives to avoid wasting money. Some you may relate to, some you may raise an eye-brow to, but we’ve saved hundreds of dollars per year and we don’t feel like we’re missing out. To name a few…
I’m not how long this will last, but as of now we don’t even have a TV. We use Hulu.com to watch TV shows on our laptop and rent movies from the library. I actually forgot about the world of cable until a cable rep came knocked on our door asking if I’d like to hear about some promotion going on then and gazed at me confused when I responded “no thanks, our wireless in included in the rent.”
Any beverage but milk
You won’t find any juice, pop, or even bottled water in our fridge. I fill my water bottle or cup from the faucet for each meal. My husband & I only use milk in our oatmeal for breakfast or his post-workout shake. Occasionally you’ll see a bottle of Two-Buck Chuck (wine) from Trader Joes.
Unless we have a group of people over, we don’t use our dishwasher. Dave hates clutter and I hate dirty dishes sitting around, so we have an unspoken “wash as you go” policy. This gets rid of the cost of buying detergent for the dishwasher. If we do use it, I select the air-dry setting so I don’t waste money on the heat-dry setting.
This is partially true. I have long hair that doesn’t require much upkeep, so I get my hair cut ever 3-4 months. I either have my sister-in-law do it if she’s around or I get it done for $11 at a cheap place down the road where some high school friends work. We save close to $150 a year by cutting Dave’s hair every month. He uses his own clippers and I help him touch up any missed spots. It took a few “whoops” moments on my part but I’ve gotten pretty good at it!
I’m very grateful for my dad’s car skills. He loves buying fixer-uppers with the engine sitting in the trunk and turning them around to sell for profit. My dad always put a thousand miles on the fixed cars before selling them to make sure the kinks are worked out so I went through 4-5 cars throughout high school. We currently drive the same 1999 Honda Accord Dave’s parents gave him in high school but plan to buy a fixer-upper from my dad when we need a second car down the road. Until then, Dave will continue to walk the whole 5 minutes to work from our apartment.
You heard right. I don’t use shaving cream. Dave does, but I don’t. I’ve been blessed with fine hair and am invincible to nicks! I use nicer brands of razors like Venus but I’ve never bought my own razors. My mom has always given them as a stocking stuffer for Christmas and they last me a year! Instead of buying shaving cream and razors for two people, we just need them for one.
What do you refuse to spend money on?
* If you read last week’s post about vacationing in Ireland & want an update on how spending went along with the 300+ pictures I took, check it out.
This has been a guest post from Jessica. She is a Registered Dietitian and shares practical, useful tips on food, fitness, and finance. Be sure to subscribe to her blog, Budget For Health.
My name is Derek, and I have my Bachelors Degree in Finance from Grand Valley State University. After graduation, I was not able to find a job that fully utilized my degree, but I still had a passion for Finance! So, I decided to focus my passion in the stock market. I studied Cash Flows, Balance Sheets, and Income Statements, put some money into the market and saw a good return on my investment. As satisfying as this was, I still felt that something was missing. I have a passion for Finance, but I also have a passion for people. If you have a willingness to learn, I will continue to teach.