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City Living: How to Save Money in the City


The city is home to around 50% of the world’s population, and that figure is ever increasing. City living is attractive for many of us with close proximity to jobs, friends, health facilities and food outlets. The ever growing popularity of city living has sent living costs sky high. Rent and real estate is increases every year, along with food and transport prices. Save enough money and you can even earn a little extra interest. Australian readers can check out UBanks term deposits for more information. Saving money in the city can be achieved, by following a few simple steps.


Cars are one of the biggest expenses in our world today. Rising petrol prices, expensive registration and insurance fees are just some of the major expenses automobiles incur. Consider carefully your need for a car, and if public transport is a suitable alternative.

Public transport is the most popular method of transport for many people. Most cities have great transport options for everyone that go almost everywhere. Remember: a truly successful city is not one where the rich drive cars to work, but where the rich take public transport.

If you really want to save those pennies, get yourself a bicycle or scooter. The exercise will keep you fit and healthy, and save money on all kinds of automotive costs.


In the city it’s easy to neglect regular exercise and healthy habits. We often talk about assets, but the biggest asset anyone has is their health. Staying healthy can help keep you on the top of your game, and give you the clarity of mind to be productive.

Keeping your health means you don’t have to take time out from work to recover from illnesses. Time you could spend improving your business and earning money.

You can exercise without having to get a gym membership. Memberships can be expensive and often long term contracts with hidden fees. Stay in shape by riding a bike to work, or going for a jog. If you like to lift weights, you can substitute bags of rice, or purchase small circular weights to use at home.


You can save yourself a bunch by getting fruit and vegies from your local green grocer than the supermarket. Green grocers are often situated near your supermarket, so a short stroll is sure to save you bundles.

Write a shopping list before you leave the house and stick to it. Knowing what you need before you enter the store will help eliminate compulsive shopping.

Look for generic brands of the food you like. Generic branded foods are usually produced in the same place as the premium brand and simply labelled differently.


AUTHOR Derek Sall

Derek has a Bachelor's degree in Finance and a Master's in Business. As a finance manager in the corporate world, he regularly identified and solved problems at the C-suite level. Today, Derek isn't interested in helping big companies. Instead, he's helping individuals win financially--one email, one article, one person at a time.

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