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How to Make More Money Now

Do you need to make more money now? I do. I need to make $11,000 in the next 2 months, but I believe that I can do it. Plus, I can teach you how to make more money now as well!

I certainly didn’t see it coming. Tax time came around and I didn’t expect a huge return, but I definitely didn’t expect to owe $4,300! After all, I claimed zero for my full-time job and I paid in quarterly for my side business. Add to that the amount that I owe in quarterlies this year and the dollars that I still owe my ex, and I soon realized that I need to come up with $11,000 by the end of May!

Money Set Aside

Because I didn’t know what the outcome of my taxes were going to be, I did have some money set aside as a “just in case”, so this brings down the total to about $6k. But, $6k in 2 months?? That’s still one heck of a challenge.

Living Frugally

If I want to, I can live pretty freaking cheap. If I commit to buying groceries and not going out to eat as well as not do anything else that costs money (sorry golf clubs, but you’re staying in the garage), I could have a disposable income of about $1,500 a month. So now I’m down to owing $3k.

Side Business

On average, I can count on my side businesses (mainly, this website) producing about $1,000 per month net of expenses. So, now I’m living unbelievably cheap, using all of my side income toward my expenses, but I’m still $1,000 short of what I need to pay all of my bills. So what can I do to increase my income by $500 (at least) each month?

Ask For a Raise?

If you have worked for a while in Corporate America, you know that making some extra money is not as easy as just going to your boss and asking for a raise. In order to get that desired pay increase, you have to show concrete examples of why you are worth the extra money, which means that you should have been working your tail off for the past 6 months, not just in the last week. So, just standing in front of your boss with your hand out (palm up) probably isn’t going to work at this point.

Earn Extra With My Talents

So far, I’ve been able to earn a pretty decent side income by writing about personal finance. People like to read my stuff (for some reason), and they’re always interested in making more money. That’s why there are thousands of personal finance sites out there. Do you know what’s tough about managing a personal finance site though? Coming up with articles every other day! For me, this is actually pretty easy since my mind is always thinking about business and making a profit.

So, here’s my idea: why not offer to write articles for other personal finance bloggers?! I can whip up an article in less than 15 minutes, charge $10 for it, and suddenly I’m making $60 an hour. Over the course of the next couple months, I estimate that I could find an interest for 100+ articles (I already have an order for 10). And there’s my $1,000!

It’s Easy to Make Money If You’re Already Making Money

So what’s the moral of my story? Basically, if I didn’t already have other avenues of making money, I would have been screwed, or at least it would have been way more difficult to come up with an extra thousand bucks in such a short amount of time. If you currently breathe air (by the way, that’s all of us) you’re going to have a situation arise in your life where you need to make more money, so I suggest that instead of waiting until that moment of desperation, make some more money today.

How to Really Make More Money Now

For all of you that are about to rip my head off because this article promised you ways to make more money now, take a look at my not-so-new-but-still-incredibly-relevant book, “101 Ways to Make More Money”. Some of the tasks listed in this book aren’t the most glamorous, but they will definitely help you make more money today.

If you needed to make more money now, could you produce it? How?



My name is Derek, and I have my Bachelors Degree in Finance from Grand Valley State University. After graduation, I was not able to find a job that fully utilized my degree, but I still had a passion for Finance! So, I decided to focus my passion in the stock market. I studied Cash Flows, Balance Sheets, and Income Statements, put some money into the market and saw a good return on my investment. As satisfying as this was, I still felt that something was missing. I have a passion for Finance, but I also have a passion for people. If you have a willingness to learn, I will continue to teach.


  1. Love the drive (although that is what the tax man will do to you)! Glad I was able to take some off the table.

    • Thanks Evan. Glad you liked your articles. Looking forward to doing business with you again soon.

  2. Great tips, Derek, especially about utilizing all of our skills even if part time.

    • It’s important to focus on what we do well, otherwise our part time idea might be EXTREMELY part time (haha, meaning, you probably won’t stay in business). Thanks for the comment Tony.

  3. Haven’t read the whole list yet, but I love these things!

    For using talents for cash, that’s why I teach guitar and referee soccer. Pretty good cash in both.

    • I think you just named 2 out of the 101. 😉 Maybe you don’t need to read the book… haha.

  4. Good luck! This is gonna be tough. If I see of anything floating around, I’ll send it your way.

    • Yeah, I’m well on my way though. I mean, after 1 day I’m already 1/10th of the way there! Thanks for keeping your ears open. Any referals would be appreciated!

  5. The internet has given us a lot of chance to make more money now. If I need more money, I’ll look for something to do on net where I could make full use of my talents and knowledge. It’s not as easy as it seems, but given enough time and effort I will be able to do so.

    • You’re right. Getting started with this online money making stuff is not easy, but once you get moving and increase your network, it suddenly gets easier and easier.

  6. Currently i’m focusing on the side business side of things, but I am definitely leveraging my talents while i’m trying to do that. Thanks for the list!

    • Best of luck to you on your side business Nick! If you can get it going, it certainly can be an asset down the road!

  7. I hate those kind of surprises! I could work during my conference periods which could add $1,800 a month just doing that. My wife could do some extra work and earn maybe another $1,000 per month. I could sell some stock in my brokerage account as well as tap savings.

    • Sounds like you definitely have some options! Awesome! It’s great to be able to just ramp up your earnings if you need to.

  8. I thought the moral of the story was creativity and hard work will pay off, or maybe that is just the moral I wanted. It’s true that if we really analyze our situation, we can improve upon it. Also, most people have a talent that is worth something, like your writing, but it has to be developed and put in front of people who are willing to pay for it.

    • Very true Alice. It is true that all talents can be developed and may even create wealth, but quite honestly, my message was more about preparation. About digging the well before you’re dying of thirst. Sometimes I think more people should look for other income sources, even before they really need it.

  9. That’s an important moral to the story: digging the well before you’re dying of thirst. I am usually daydreaming of different ways I can make extra income aside from my regular “day job”. I think it’s always best to have a regular income stream as a backup while you try out something new on the side. I’m glad to hear your awesome writing talents are being put to good use to make money and entertain and educate your readers, Derek! Thanks. 🙂

    • No problem Dara! Sounds like you’ve got a great mindset already! Having more than one income is excellent. It provides all sorts of possibilities that might not have even been a thought in your mind before!

  10. I think you hit the nail on the head when you said “it’s easy to make money if you’re already making money.”

    I’ve always found it easier to increase income streams than to start them from scratch!

    • For sure! When I first started my blog, it took me 3 months to make $5! Now I can make $5 in a matter of minutes. It’s best to start creating this wealth when you’re not in need. Thanks for the comment Alex.

  11. Asking for a raise is something that more people should do. If you don’t ask, you won’t get it. It’s amazing how many people don’t try to negotiate when they receive a new job offer, and how many people don’t ask for a raise based on their performance and value to the company.

    • Very true Ron. If you’re a hard worker and are producing much value for your company, then there’s no reason why you shouldn’t ask for a raise.

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