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The Road to Good Credit


Do you have any idea what your credit score is right now? If you do, do you have any idea what got you that score? In today’s world, credit is actually very important. While I am not a proponent of car payments or student loans, I do think that credit is sometimes necessary for a home loan. Plus, some employers use a credit score as a gauge for your character! Since credit does play such a huge role in our successes and failures in life, it is incredibly important to understand the road to good credit.



My name is Derek, and I have my Bachelors Degree in Finance from Grand Valley State University. After graduation, I was not able to find a job that fully utilized my degree, but I still had a passion for Finance! So, I decided to focus my passion in the stock market. I studied Cash Flows, Balance Sheets, and Income Statements, put some money into the market and saw a good return on my investment. As satisfying as this was, I still felt that something was missing. I have a passion for Finance, but I also have a passion for people. If you have a willingness to learn, I will continue to teach.

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