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My Goals and the Weekly Round-Up


Do you want to know what my goals are for this website? It has been a while since I have provided an update for all of my readers. Unfortunately, I haven’t been able to focus on this site as much as I previously planned. When I’m not working full-time, in class, or writing articles for my site, I feel as though I need a little fun! So, instead of creating 10 new sites like I had planned (by the end of July I believe), I have been running, playing golf, and even a little video game play as well. It has been nice to be able to relax and have some fun once in a while, but it’s time for me to get serious and work on my website goals again.

My Main Goal

One of my major goals was to pay my house down to $40,000 by the end of this year. Currently, that number resides at about $55,600, so I still have a long way to go to reach this goal. The plan was to create 10 websites and earn them a PR, as well as buy and sell a couple of cars for a profit. So far, none of this has happened (embarrassing….), but today is the day to change that! I have my list of names for my 10 sites and I am motivated to create them on this very day (so stay tuned). As for the car flipping, I haven’t started this for three reasons. First, I have not had the discretionary income to feel comfortable buying a second car to resell. Second, I just haven’t seen anything that I could make a quick buck on (with little risk). Third, it takes time to find a good deal on a car and time to sell it! I just haven’t been able to devote the time to this.

It’s going to be extremely difficult, but I am still fighting to get this goal accomplished. I figure that by the end of the year, I’ll be able to throw $7k or so at it from my main savings, and possibly another $2k from my car flips (winter-time flips are tough though). So, I really need to make some money with my new sites in order to make up the other $6,000. I have a little less than four months to make this happen, which isn’t a lot of time, but it is still possible.

Weekly Round-Up

There is always some good reading out there. Here’s a few articles that I ran across this week. Enjoy these quality reads!

10 Things You Should Do Before Buying Your First Home – by One Cent at a Time

Should I Roll Over My 401(k)? – by the College Investor

What Your College Won’t Tell You About Your Money – by Faithful with a Few

How We Started Our Online Party Supplies Business AND a Giveaway – by Budgeting in the Fun Stuff

How Do People Survive on Minimum Wage? – by Wealth Informatics

How a $75 Parking Ticket Almost Ruined My Life – by Good Financial Cents

Five Signs That You May Be Heading For Financial Trouble – by Frugal Toad



My name is Derek, and I have my Bachelors Degree in Finance from Grand Valley State University. After graduation, I was not able to find a job that fully utilized my degree, but I still had a passion for Finance! So, I decided to focus my passion in the stock market. I studied Cash Flows, Balance Sheets, and Income Statements, put some money into the market and saw a good return on my investment. As satisfying as this was, I still felt that something was missing. I have a passion for Finance, but I also have a passion for people. If you have a willingness to learn, I will continue to teach.


  1. Your plan is very similar to mine. I want to start building more websites and flip cars. Haven’t really done too much of either though!

    • I think the plan is a good one, but it is a lot of work. Hopefully I’ll get my butt in action soon!

  2. why not leaving the car project aside and place the money you’d buy the car on your house.

    Since it’s your main goal for this year.

    • The idea is to earn a couple thousand extra bucks to put toward the house loan. If I did not flip the cars, then I would have less to put toward paying off the mortgage.

  3. If you can find the time to dedicate to all of your goals this is great, however I’d be somewhat inclined to agree with Peter. Surely you’d rather put a few thousand towards the mortgage guaranteed than invest money into a project you might not have the time to manage as well as needed and potentially lose some of your initial investment?

  4. Good luck on those, building websites isn’t really an easy job to do.

    • No, it’s definitely not. But it can be lucrative. I would do it for the cash it can provide in 6 months, but I wouldn’t consider it a long-term investment.

  5. I had no idea that flipping cars was a viable option for anyone other than mechanics. What made you get into that?

    Thanks for including us in your roundup!

    • It is, but you still have to know how to read people, and how to listen for noises in the engine or the undercarriage of the car. I actually got into it when my divorce was happening. I needed to come up with $13k in just a couple of months. I bought and sold two cars and made a total of $1,500. It was actually pretty fun too! 🙂

  6. Flipping Cars sounds like a great title for a reality show. Maybe there already is one called that. Best of luck with the goals. I would love to have my mortgage under $50K.

    • That is a great idea. Maybe I should start my own YouTube channel! 😉 I’ll let you know when I find that car that’s perfect for flipping. Maybe you can help me start the series. Hahaha.

  7. Did you open the sites finally? Thanks for mentioning my article!

    • Ummm….not yet…… I really do plan to soon though. I need to get them started before Google has their PR update (if it ever happens anyway).

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