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10 Times When You Should Splurge

Life isn’t all about saving money. Sometimes, it’s about getting the best value out of the things you buy. There are some purchases that are worth making — even if they cost a bit more.

Let’s take a look at 10 items in which “cheapest” isn’t necessarily always the best.

1. Skip Cheap Sunglasses. Your eyes are pretty important in life, right? Don’t skimp on protection by buying cheap sunglasses at the gas station. Invest in a quality pair with real lenses that have UV sun protection. This helps to protect your vision and save on bills to the optometrist due to lousy protection.

2.  Research Running Shoes. Good for you for wanting to become a runner. Shame on you for thinking any pair of shoes will do. Get your feet measured by a professional (or use one of those measuring tools at the shoe store) and research an optimal pair of running shoes — regardless of whether you opt for ‘barefoot’-style Vibrams or a more cushioned sole. Your feet will thank you later.


3. Trash the Flimsy Bag. Your workbag shouldn’t double as a grocery sack. Invest in a bag or tote that will last you for years, no matter where you end up working. Not only will it make a great first impression, but it will replace the need to buy a new bag every few months.

4. Watch Yourself. A classic watch can be worn on any occasion or as a daily accessory. You may not need a watch — you might use a phone — but if you choose to wear one, spend more on leather or metal bands that won’t snap after a few wears. Plus, one day it might be considered “vintage” and vintage timepieces will never go out of style.

5. Choose Classic Accessories. Accessories like pearl earrings or silver bangles can be worn with any outfit. Spend a bit extra on those items and save your money on trendy pieces. Trends tend to change as soon as everyone notices, so instead, stick with classics.

6. Get Fitted. Is it impossible for you to find jeans that are short enough to wear (without skimming the ground)? Or tops that don’t pull across your chest? Find a good tailor and your life will get a bit easier. Paying extra to alter your clothing means that you will actually get to wear and enjoy what’s in your closet.

7. Don’t be Shy. This tip is for the ladies — let’s be honest, a good bra is a necessity. The correct fit and size can make your outfits look even better than they did before and give you a boost of confidence! Get fitted by a professional.

8. Protect Yourself. Outerwear like rain jackets and winter coats should be made to last multiple seasons. Cheaply made, inexpensive ones will probably only last you one winter or a few rain showers. More expensive pieces are made from higher quality materials that can withstand the elements for longer.

9. Wear a Blazer. A blazer can be worn over almost any outfit to make it dressier or office appropriate. A well-structured black or tan one will last you for years and will never be seen as trendy. Skip the cheap cardigans that keep getting a hole in the armpit and splurge on the classic jacket. Why? Basically, if you buy one thing that lasts for years, you’ll save more money (in the long-run) as compared with 10 things you need to replace when they fall apart.

10. Don’t Forget Your Face. People notice your face first. Research skincare and makeup ingredients and figure out what works best for your skin and coloring. Lotions that don’t have a lot of chemicals that can clog your pores might be better for your long-term skin health. Most department stores and high-end makeup stores can help you figure it out and give you free samples to try before you spend money on products.

Do you agree that spending the extra dollars is necessary? Will it really get you a higher-quality product?

Kennedi writes frugality for women.

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My name is Derek, and I have my Bachelors Degree in Finance from Grand Valley State University. After graduation, I was not able to find a job that fully utilized my degree, but I still had a passion for Finance! So, I decided to focus my passion in the stock market. I studied Cash Flows, Balance Sheets, and Income Statements, put some money into the market and saw a good return on my investment. As satisfying as this was, I still felt that something was missing. I have a passion for Finance, but I also have a passion for people. If you have a willingness to learn, I will continue to teach.


  1. As a runner, I can relate to buying quality running shoes. If you become a serious and consistent runner, having crappy shoes can actually cause injury.

    • Absolutely! Bad running shoes can lead to stress fractures or damage to your joints. I’m glad you buy good athletic shoes!

  2. Also agree on the running shoes, I’ve gotten bad ones before and ended up with blisters galore. Ugh.

    • That’s too bad — but hey, lesson learned! And at least it was only blisters, nothing more serious.

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