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Save Money by Bartering

I absolutely love bartering. By using the skills I already have, I can help someone else out that has the skills that I need. They then, can use their skills to help me. All, with absolutely no money exchanged.

This type of payment used to happen all the time. Back in the day when farming was prevalent, land owners would pay for doctor’s visits with eggs and beef. Instead of paying for groceries, the grocer might keep a tab and agree to wipe out your debt by building him a new shed. Instead of paying a pastor for his sermons and visits, the congregation would provide a place for him to stay and would bring him meals every day of the week. Life was simpler then, and these payments were considered the norm.

Today, people never even think about bartering for something that they need. Instead, they just whip out their credit card and swipe with the understanding that their bank will pay the bills for them as long as they agree to pay the bank back at a later date with interest.

A Fixture for an Edging

My neighbor swung by the other night, wondering if I knew anything about installing light fixtures. Apparently, he was trying to put his new fixture up, but the directions were confusing and he nearly electrocuted himself in the first five minutes. Rather than risking his life, he figured that he would ask someone that knew what they were doing. Since I had installed many fixtures for my own house remodel, I was nominated for the position.

I told him that I would be glad to help. As it turns out, the fixture was a little more complicated the normal ones, but after about 45 minutes it was completely installed and ready for many years of use. Immediately after completion, my neighbor asked the infamous question, “What do I owe you?” Truthfully, I didn’t really want a payment. I was just glad that I could help. But then, seeing that I was uncomfortable with a payment, he spoke up again, “Well how about I edge your yard?” I looked at my pitiful yard and quickly agreed to the new barter we had just agreed on.

The following day, I got home from work and discovered that my yard was completely edged and was looking beautiful. I wish I had a before and after picture (I barely had a sidewalk before), but take a look at what it is now. Not too shabby huh? All for installing one little light fixture.


Do You Have a Skill That You Can Barter?

So what are your skills? Maybe you are great at organizing closets, can help teach piano lessons, or can shingle a roof. Whatever skill you have, don’t be afraid to offer those services in exchange for some of your needs and wants. There will be no money exchanged, and you might even have some fun doing it?

So what about you? What skills can you offer in bartering?


Weekly Round-Up

I’ve been slacking a little bit on my weekly round-up, so I wanted to make sure I didn’t miss it this week! Here are some of the articles I enjoyed – I hope you enjoy them too!

5 Free Ways to Show Your Spouse You Love Them – by My Personal Finance Journey

How to Make Money with Online Jobs? – by One Cent at a Time

6 Things Your Debt is Costing You – by Money Beagle

Is Your Money Mindset Keeping You in Debt? – by See Debt Run

4 Smart Ways to Pay for Your Next Vacation – by Sweating the Big Stuff

I Sock Away a Minimum of $6,000 a Year From Change – by Budgets are Sexy

Tips for Newlyweds to Stay Out of Debt – by Money Smart Guides



My name is Derek, and I have my Bachelors Degree in Finance from Grand Valley State University. After graduation, I was not able to find a job that fully utilized my degree, but I still had a passion for Finance! So, I decided to focus my passion in the stock market. I studied Cash Flows, Balance Sheets, and Income Statements, put some money into the market and saw a good return on my investment. As satisfying as this was, I still felt that something was missing. I have a passion for Finance, but I also have a passion for people. If you have a willingness to learn, I will continue to teach.


  1. “There will be no money exchanged”

    Correct. However, your (corrupt) IRS has decided that it is taxable anyway, and if you and your neighbor don’t declare the “income” at “fair market value” you are both violating federal law.

    Admittedly, it’s nearly impossible to enforce. Except that you just outed yourself by publicly posting this. Ain’t the Internet wonderful?

    • Hi Howard. Ha, I never said that I wasn’t going to pay taxes! I think you need to lighten up a little. 😉

  2. I have great online skills such as SEO and I think I should go for bartering too 🙂

    • Ha, I know I could probably use your skills! 🙂

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