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How to Save Money on Coffee, That Money Sucking Addiction

save money on coffeeCoffee isn’t just an indulgence for some people. It’s a vital part of the morning. No matter how tight your budget, if you’re a hardcore coffee addict, you can’t just give up that morning cup. But there are plenty of ways you can lower the price. Here are a few tips to save money on coffee.

#1: Drink Plain Coffee

We’ve all heard the “don’t buy lattes” cliche, which reminds us that a latte at Starbucks will cost $5 (or as much as $8 if you add a biscotti and a few other upsells). Repeat this habit daily, and you’re shelling out more than $1,000 each year.

But there’s an extra step that we can take, beyond that: Don’t make lattes or other fancy coffee drinks at home, either. Stick with tried-and-true black coffee, perhaps with a dash of milk, cream or sugar. None of those items are nearly as pricey as buying yet another kitchen gadget, such as an espresso maker.

#2: Subscribe to the Beans

A mail-order “coffee of the month” club is a subscription service that sends coffee beans to your home (either ground or whole, your choice) once a month. Often (but not always), these can be cheaper than buying coffee off-the-shelf at stores, since many independent roasters are willing to lower their price in order to introduce their batch to a new audience. Check delivery prices in your area to see if you can save money with a subscription.

#3: Order Online

Speaking of which: the internet gives you access to a wide array of coffee producers and distributors. Check websites like Amazon to see if you can find a delicious roast that’s cheaper than the cost of the beans at your local store. Here is a list of great beans to start with.

save money on coffee 2#4: Multipurpose

A lot of money gets literally poured down the drain in the form of food waste. The more you can minimize waste, the better on your wallet and on the earth’s resources.

Did you make an extra-large batch of coffee, that’s more than you can drink? Don’t throw it away: put extra coffee in the refridgerator and let it chill for a few hours. Then add ice (and cream or sugar, if you prefer) and turn it into an afternoon iced coffee.

#5: Shop Costco

If there’s a Costco in your area, you may want to invest in a membership. The cost of a Costco membership can easily pay itself off (several times over) through money saved, and this is particularly true for avid coffee drinkers. CostCo sells large bags of coffee beans from a variety of companies, including Dunkin Donuts and Starbucks, at a much cheaper price than you can find at a standard store.

Worried that bulk coffee beans will go bad, or at least lose their flavor or freshness? Keep the beans or grounds in an air-tight container and store them in the freezer to keep them fresh when you’re at home.

#6: Try Little-Known Brands

Famous national brands like Starbucks can charge a premium for their coffee beans because they already have a sterling reputation. But there are many small, independent companies that don’t have a large name, but produce great coffee. Because they can’t trade on their branding or recognition, they often sell great-quality tasting coffee for a lower price than the national brands.

You may not enjoy every independent roaster’s coffee, but there are gems out there. Buy several small bags and sample a wide variety of coffees. You’ll eventually find the one that fits that intersection between price and quality.

Kennedi writes money saving tips for women.

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My name is Derek, and I have my Bachelors Degree in Finance from Grand Valley State University. After graduation, I was not able to find a job that fully utilized my degree, but I still had a passion for Finance! So, I decided to focus my passion in the stock market. I studied Cash Flows, Balance Sheets, and Income Statements, put some money into the market and saw a good return on my investment. As satisfying as this was, I still felt that something was missing. I have a passion for Finance, but I also have a passion for people. If you have a willingness to learn, I will continue to teach.


  1. When it comes to my coffee addiction, I feel fortunate that I work at home. I also don’t mind the cheap stuff, so I generally buy Folgers or Maxwell House when it’s on sale. Sometimes I even buy generic- it all tastes great to me =)

  2. #7 Roast Your Own Beans — Purchase green coffee beans from distributor such as Sweet Maria’s–bonus: green beans last a REALLY long time. Takes a bit of practice and/or have BF roast for you :-). Delicious results!

    • Jane – I’ve never heard of green coffee beans, but that sounds like a great tip! Thanks

  3. Where is spell check when you need it? 🙂 as in Jane

  4. You can definitely save a lot of money by not being picky about the brand! My parents drink Foldgers, it’s very economical.

  5. Ooooo I like this post!! I’m an avid coffee drinker – always iced, a dash of milk and one sweet n’ low. I prefer flavored beans from local coffee shops but also don’t mind Folgers! I’m going to have to look into the “coffee of the month” clubs you mentioned!! Thanks!!

    • Sarah – Iced coffee is great! I usually make a pot of hot coffee, drink half hot, and save the other half in the fridge for iced coffee.

  6. Coffee and tea have one of the best markup margins in the food industry: they cost just cents to make and for some reason we’re willing to pay 50x more than the price of the ingredients drink them. Remarkable when you think about it…

    Making your own coffee at home certainly solves that problem, but it’s not so easy when you go out to work or to lunch. What do you do? Take a flask?

    • Myles _ Yes, a coffee flask is perfect for leaving the house. I prefer a ceramic to – go cup with a lid.

  7. A thermos or mason jar work work wonders. Somehow it’s acceptable for others to plunk a huge water bottle down.

    Being stealth is key!

    • Jane – I’ve never tried to put coffe in a mason jjar. That would be great for iced drinks!

  8. I have other option. I am in to tea and tea cost less than coffee. I brew at home mostly. Even while drinking at work cafeteria, it’s cheaper than a cup of coffee.

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