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Great Reads and My Goals Progress: 2 Months Down, 10 to Go

Every week I read dozens of articles. Some of them are crap, but others of them can be quite eye-opening! Don’t worry, I share only the awesome ones with you. Browse the articles below, but be sure to come back and look at my site progress for the last 2 months. It should be interesting to say the least. Enjoy!

Top 4 Articles of the Week

There actually weren’t too many articles that impressed me this week, so I had to extend my search for more. These four are definitely solid reads though.

8 Traits that Make People Millionaires – by Frugal Rules – To be honest, there is nothing eye-opening about this article, but it is a good reminder of all the things we should be doing day in and day out if we want to reach millionaire status and retire well.

How I Earn Over 10% Income With P2P Lending – by Financial Samurai – Since I have an extra pile of cash lately that is only earning 3% (as I wait for a real estate investment), P2P lending on is starting to intrigue me. It seems that guest writer, Jeremy, has made it work, and he is confident enough in his returns to invest nearly $40,000! Maybe I should start a small test account soon and see what happens.

Are the Low Costs of Oil Good or Bad for the United States? – by My Personal Finance Journey – The low cost of oil is obviously good for the consumer in the present day, but what about in the long-term? Will the United States be hurting even worse than they were just a few years ago? Very intriguing article.

Re-Evaluating Your Financial Priorities – by Man vs. Debt – Three years ago, I was convinced that I was going to retire early. Now, with the cost of healthcare, I’m starting to rethink my goals. As this article states, it’s okay to rethink your objectives. In fact, it’s downright necessary if you want to succeed in life. Another good read that might make you go, “Hmmm.” 😉

I hope you enjoyed these great articles from this past week! Now it’s time to journey into my life here on this blog. How am I doing with my goals after two solid months of effort? Let’s find out!

My Goal Progress After Week #9

My goals are to, by the end of the year:

I decided to take a little different look at my numbers this week. Instead of showing only the growth of each metric, I decided to lay out the goal pacing line for where I need to be each week in order to hit my overall goal by the end of the year. Once I created the graphs and took a look, my first response was, “Ohhhh crap!”. The second response – “I need to do something, and soon!”

All Metrics Compared to Growth Pacing

My goals for the year are summed up above. Assuming linear growth, I need to increase (each week) my monthly visitor numbers by 137, my subscriber numbers by 18, my Facebook friends by 9, and my Twitter followers by 24. So every week I need my numbers to increase by these amounts. For all the metrics except monthly visitors, I really need to get my act together. Check out my “Oh crap” moment below:

20150228 - monthly visitors


20150228 - subscribers


20150228 - facebook friends


20150228 - twitter followers

My subscriber numbers absolutely suck and aren’t hardly growing at all – mainly because there is no incentive for anyone to subscribe other than receiving the updated newsletter every other day.

My Facebook friends are lacking and need some rejuvenation. I still need to read up on how this can be done.

My Twitter followers actually aren’t too bad. I was lagging in the first couple of weeks, but have pretty much kept pace with that maroon line since then. Plus, I expect the growth to be somewhat exponential toward the end of the year as more people share my tweets each day and therefore attract a greater number of followers.

And, my only metric that looks decent is my monthly visitor number. Hopefully I can continue to grow this in the upcoming months with my solid content!

Throughout this week, I will be working hard at increasing these numbers in the short term, but also coming up with a comprehensive plan for improving these numbers in the long-term! Stay tuned for some serious growth!

What do you think about my numbers? Should I be freaking out?



My name is Derek, and I have my Bachelors Degree in Finance from Grand Valley State University. After graduation, I was not able to find a job that fully utilized my degree, but I still had a passion for Finance! So, I decided to focus my passion in the stock market. I studied Cash Flows, Balance Sheets, and Income Statements, put some money into the market and saw a good return on my investment. As satisfying as this was, I still felt that something was missing. I have a passion for Finance, but I also have a passion for people. If you have a willingness to learn, I will continue to teach.


  1. Really enjoy the personalization you layer on everything you post. You don’t just regurgitate material from other people, but rather you give us your take and angle on it. This makes your site a lot more interesting to me. Keep up the good work!

    • Thanks for the great compliment, Scott! I’ve got some more good stuff coming soon!

    • Yup, I learned a lot from that article. We’ll see if I try it out myself soon, but I might jump into real estate before I get the chance. We’ll see.

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