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Awesome Articles and My Teetering Goals

me looking at my paid off houseI want to help people kick their debt in the teeth, which is why I am so adamant about growing this site. The better the articles I write, the more people visit and share it’s content, which then likely results in a greater number of people waging war against their depressed financial position. My efforts on this site could absolutely affect hundreds, if not thousands, of people for the better. This is why these yearly goals were born, and why I try to hard to improve on them every week.

Goals Update #19 – How Am I Doing?

Alright, so every category is growing, which is great, but this could also make me grow complacent. How are these numbers doing compared to the linear growth that’s necessary to hit the yearly goals? This is what I should really be worried about. We’re coming up on the 5 month mark. How am I doing compared to my expected growth?

My goals are to, by the end of the year:

Visitor Numbers

My visitor numbers are still fantastic. Remember when I had an amazing 14,000 visitor day because my article was featured by SAHA Financial Daily? This was also followed by a 7,500 visitor day, which was quite impressive as well, considering my previous record high was about 1,800 visitors. Well, those two amazing days just dropped off my 30-day count, so instead of my numbers being 41,000 or more, they are now at 21,436. But, considering my goal by the end of the year is 15,000 visitors, this is still fantastic!

The numbers were helped by a few different articles this past week. First of all, RockstarFinance and LifeHacker featured my post, “Want to Succeed? Then Stop Making Everything So Fricken Complicated! Secondly, I wrote a guest post for Modest Money titled, “Why I Would Pay Off The Mortgage Over Investing Every Time“. As I expected, this brought about both praises and criticism, but generated quite a lot of traffic to my site! More than this, it also lead to an open invitation from Modest Money’s owner for me to write another article any time I wanted. Sa-weet!!

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Facebook Friends

Okay, so I have been able to turn around my Facebook friend numbers, but the progress hasn’t been enough yet. To get to 1,000 Facebook friends by the end of the year, I should have about 700 friends at this point. Unfortunately, I only have about 635. I have considered hiring a social media expert to help me grow these numbers, but he is quite costly and I’m not quite sure it would make sense for me at this point. I really need to sell a few products on my site to generate some passive income – then the monthly expense might be warranted. Until then, I’ll probably keep pressing on by my lonesome.

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Twitter Followers

I’m still not doing too shabby with Twitter – gaining an average of 25 followers a week at times – but the growth just hasn’t been consistent enough. I’m starting to lag behind my goal pace line. Again, a social media expert could help me out here, but it’s simply not in the cards right now. With 2,136 Twitter followers, I am approximately 100 followers behind my goal pace. I’ll need to do something in the next few weeks to get myself back on track. What this is…I unfortunately don’t know yet.

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Subscriber Numbers

Oh dear – do I really have to write about my subscriber numbers? I am so far behind my goal line it’s embarrassing. However, since I added my free eBook for subscribing, my numbers have been increasing on a more consistent basis – from just under 1,100 to 1,248. That’s pretty decent. At this point though, in order to hit my goal of 2,000 subscribers by the end of the year, I really need to have about 1,420 subscribers right now. I’m almost 200 subscribers behind pace. It’s time to brainstorm about how to get more subscribers, and fast!

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Awesome Articles of the Week

Want to read some awesome articles that weren’t written by yours truly (why on earth would you want to do that??)? Well take a look at the five articles below. These are some excellent reads that I have personally enjoyed this past week – I just know you’ll enjoy them as well. Have fun browsing!

20150510 - BI articleHow Much You Have to Earn to Be in the 1% in Every State – by Libby Kane, Business Insider – This one really isn’t much of a read, but it’s always interesting to see if you rank in the top 1% of your state. As expected, I am far below the 1% rate for my state, but I am quite a bit above the average of the lower 99%, so I guess that’s good!

The Disconnect in the US Stock Market Just Keeps Getting Bigger – by Akin Oyedele, Business Insider – Apparently investors are becoming more disinterested in the market, but the overall stock prices just keep going up. Could there be a correction coming in the stock market? Honestly, I’m not convinced since there are hundreds of thousands of metrics that people use to predict the future market and they are inconsistent at best. I’m just going to avoid the Chicken Little syndrome and continue to invest consistently in the market.

The Average Net Worth by Age For The Upper Middle Class – by Financial Samurai – Sam goes into some impressive detail in this post. Not only does he talk about net worth, but he shows how one would get such a net worth by each of the age marks. It’s a lengthy read, but if you’re interested in the topic of net worth, I think you’ll like it.

The 25 College Majors That Will Lead to the Lowest Paying Jobs – by Kathleen Elkins, Business Insider – Not surprisingly, social work and teaching is scattered throughout this post. But, don’t forget that if you follow your passion, it’s basically like being retired because you get to do what you love every day and get paid for it! And, just because the average income is low doesn’t mean yours has to be. Get creative and beef up your income!

My Decision to Not Have Kids – by Frugal Rules – This post actually made me a little upset. I understand that having kids isn’t for everyone, but if your reasons for not having children are things like, ‘it scares me’, or ‘I don’t have motherly instincts’, then I’m pretty sure you’re just thinking too hard about it. This article is well written and provides a unique perspective, which is why I’m sharing it here, but if anything, it just makes us millennials look selfish.

Another week is in the books and more progress has been made on my goals. However, I need to pick up the pace on almost every category that I’m working on. Stay tuned for future progress!

Goal Updates


My name is Derek, and I have my Bachelors Degree in Finance from Grand Valley State University. After graduation, I was not able to find a job that fully utilized my degree, but I still had a passion for Finance! So, I decided to focus my passion in the stock market. I studied Cash Flows, Balance Sheets, and Income Statements, put some money into the market and saw a good return on my investment. As satisfying as this was, I still felt that something was missing. I have a passion for Finance, but I also have a passion for people. If you have a willingness to learn, I will continue to teach.


  1. Keep working at your Blog. It takes time, and will go great. Continue to post solid articles.

    • Thanks for the encouragement NNL! It has been pretty cool to see what can happen when you stop worrying about money and drive toward your passion instead. I’m loving the results, but just wish they were ticking up a little faster! 😉

  2. Great job on tracking your goals progress! That’s half of the battle in itself – staying proactive on your goals. What a super impressive traffic spike from those referrals, that is so awesome. Keep up the good work!

    • Thanks! It has been fun to see the progress for sure. I can’t wait to see what happens throughout the rest of the year!

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