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Best Reads From This Past Week

Old TextbooksThere are so many personal finance blogs out there. To be honest, some of them are crap and should be ignored 100% of the time, but there are probably hundreds more that have valid content and can really make an impact from time to time. It is my goal each week to seek out and find those fabulous articles, read them, learn from them, and then pass them onto you for your education as well!

Best Reads From This Past Week

This past week was a pretty solid one for articles that will likely make you think. Grab your cup of coffee, lay back a bit, and enjoy the posts below:

More and More Americans Are Finding It Impossible to Afford a Down-payment on a House – by Business Insider – This article proves that the average person is going about their personal finances all wrong. Their incomes are too low and their debts are too high, which of course means that they have very little cash at the end of each month. With this scenario, of course it will take forever to save up that down-payment!

Sure, houses can be expensive, but if you can get yourself out of debt and improve your income a bit (perhaps with a side-hustle), then that down-payment might only take you a year or less!

20 Passive Income Ideas to Earn Real Wealth – by College Investor – I nodded my head to every single one of the ideas in this post. While some will probably earn you just a little bit of money, others will give you the chance to earn quite a lot! Check it out and see for yourself.

Starting From Rock Bottom – by Retire by 40 – We have all experienced a rock bottom in life. Maybe yours was just after college, perhaps it was 10 years down the road, or maybe you’re at rock bottom right now — whatever the case, this read provides an intriguing rock bottom perspective and the thoughts and actions that might derive from that rock bottom experience.

Why You Need an Emergency Fund (and how it saved us) – by Couple Money – There is nothing sexy about an emergency fund. Basically, it’s cash that earns no money and collects dust. It might never even get used, but we should all have one in the event that life happens (and it always does). Here is yet another example why you should stock up your savings and get ready for a visit from Mr. Murphy.

13 Tips to Eliminate Debt From Regular People Who Paid Off Thousands – by Business Insider – Paying off debt doesn’t take revolutionary thought, but hearing how others did it often helps. This post interviews 13 different couples and each one provides a little different take on how they paid off their debts. Now that you have some extra fuel from the read, go out and pay off yours!



My name is Derek, and I have my Bachelors Degree in Finance from Grand Valley State University. After graduation, I was not able to find a job that fully utilized my degree, but I still had a passion for Finance! So, I decided to focus my passion in the stock market. I studied Cash Flows, Balance Sheets, and Income Statements, put some money into the market and saw a good return on my investment. As satisfying as this was, I still felt that something was missing. I have a passion for Finance, but I also have a passion for people. If you have a willingness to learn, I will continue to teach.

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