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Goals Update and the Top PF Articles of the Week

I want to help people kick their debt in the teeth, which is why I am so adamant about growing this site. The better the articles I write, the more people visit and share it’s content, which then likely results in a greater number of people waging war against their depressed financial position. My efforts on this site could absolutely affect hundreds, if not thousands, of people for the better. This is why these yearly goals were born.

Goals Update #18 – How Am I Doing?

Alright, so how am I doing compared to my goals that I set for the year??

My goals are to, by the end of the year:

Visitor Numbers

Visitor numbers just continue to soar and it is absolutely awesome! Over the past month, I have had 38,244 visitors on my site, which is a new record! Since I had a couple of huge days (one day of 14,000 visitors and another of 7,500 visitors), I realize that this number won’t stay up forever, but before the spikes I was at about 14,300 visitors and a normal day brought in between 300-350 visitors. In the past week, the normal day has been between 400-600, which is very encouraging. While the 38,000 number will likely drop, I believe that I’ll still hold far above my goal of 15,000 visitors a month.

20150502 - monthly visitors

Facebook Friends

Building my Facebook numbers is so much easier than I ever thought it would be. This past week, I wrote solid content and posted those links as well as a few inspirational quotes on the off-days. With this minimal effort, my friends increased by seven! I’ll just have to keep this up week after week and I should be in great shape! My current Facebook friend total is 629. I like it!

20150502 - facebook friends

Twitter Followers

I have to admit that I was slacking in this category again, but with my quality articles on my site and others, I still had a lot of Twitter interest and additional followers. My current Twitter follower numbers are at 2,099. Hopefully I’ll bust into the 2,100’s this upcoming week!

20150502 - twitter followers

Subscriber Numbers

I really want to hit my 2,000 subscriber goal, but I still have a lot of work ahead of me. While I am growing, my subscriber numbers are just a hare above twelve hundred at 1,202. There’s definitely some work to be done here. More to come on this in the upcoming weeks!

20150502 - subscribers

Top Personal Finance Articles on the Web

5 Hardest Things About Retirement That You Aren’t Expecting – by Main Street – Now that I’m completely debt free, the next level of thought is naturally retirement. Should I retire early or would I be more happy working my job week after week? This article was spot on with my concerns. It seems that the most important thing is to have a plan for your time if you want to retire. Well, that and money of course.

Is It Better To Be A Full-time Employee or Freelancer? – by Financial Samurai – If you want to freelance but also keep the same level of cash flow, then you should plan on earning 20%-30% more with freelancing. The added costs of insurance and investments (since you’ll no longer be getting company matches) need to be factored before saying sayonara to your corporate job.

Are You Spending More Money With Credit Cards? – by The College Investor – It’s no secret that I’m a pretty die-hard Dave Ramsey fan. He always claims that people spend more money with their credit cards than they do with cash. Well now it’s official – the College Investor has discovered this within his own spending and can verify the claim. Basically, if you want to save more money, ditch that credit card.

Why I Would Pay Off My Mortgage over Investing in the Market Every Time – by Modest Money – This post was written by yours truly and had quite a response over at Modest Money. Some people loved it and others absolutely hated it! There are so many naysayers that talk about how much more can be earned by investing in the market instead, but you know what? First of all, it comes with risk; and secondly, many of the naysayers don’t even invest! Follow the link and visit the page if you’d like to check out the post and the comments.

If you believe in the mission of this site, please share it with your friends via email and social media!

Goal Updates


My name is Derek, and I have my Bachelors Degree in Finance from Grand Valley State University. After graduation, I was not able to find a job that fully utilized my degree, but I still had a passion for Finance! So, I decided to focus my passion in the stock market. I studied Cash Flows, Balance Sheets, and Income Statements, put some money into the market and saw a good return on my investment. As satisfying as this was, I still felt that something was missing. I have a passion for Finance, but I also have a passion for people. If you have a willingness to learn, I will continue to teach.


  1. Once again, great work with your goals. Very inspiring.

    And thanks for the great article links as well.

    • Thanks MSR! Always good to see your comments as well.

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