We all know we should be better with our finances, but scrimping and saving isn’t easy. Most of us don’t naturally make all the right decisions in life. Some of us need to make our own mistakes. Others of us learn by researching before taking action. Still a handful of others decide to learn by the example of the successful.
For me, I’d rather learn from someone else’s mistakes rather than make my own. This is where these top financial articles come in handy. Read and learn. Make fewer mistakes. And, most importantly, create for yourself a better future!
15 Things Successful People Don’t Do In Their 20’s
– by Business Insider – Sometimes our success isn’t due to what we do, but rather what we don’t do. For example, successful people don’t neglect their health. Successful people don’t give up when things get tough. Successful people don’t….well, maybe you should just read the article and find out for yourself.
Should I Afford It?
– by Wealth Redesigned – If you’re reading this, then you’re probably pretty smart financially. After all, who else other than financial nerds reads about personal finance on their day off? So, it’s likely that you have a savings account and could probably afford to buy quite a few things. So then the question isn’t “can I afford it?” It actually becomes, “should I afford it?”
When you have the money and could buy many of the things you want, how do you ultimately make the decision on if you should pull the trigger or not? Follow the process flow in this article and you’ll soon know.
10 Reasons You’ll Never Retire
– by Kiplinger – Some people just make wrong decision after wrong decision, but they don’t know it until they reach retirement age…and find out that they have no money. Don’t be this person. Discover your mistakes and correct them today.
You Weren’t Born to Pay Off Debt and Die
– by Blonde on a Budget – People often hold onto debt until they reach their 60’s and retire. Now, many are actually still paying a mortgage while they’re in retirement! In other words, some people have signed up to pay on their debts until they die. I strongly disagree with this mentality. Thankfully, so does Cait, as she write a post all about how we just weren’t meant to do this!
4 Vital Financial Decisions for College Students
– by Investopedia – Life in college is many things. It’s invigorating, exciting, liberating, but it can also be the beginning of something incredibly tragic. Unless students choose the correct path on these four vital decisions, their future life could become incredibly challenging.
Keep Reading and Learning
I’m so excited for those of you that decide to come here and learn more about personal finance! Let me tell you – you are weird. There aren’t too many people in this world that take it upon themselves to get wiser about their money. You are different, and if you keep this up, your finances will be much different too. 😉
My name is Derek, and I have my Bachelors Degree in Finance from Grand Valley State University. After graduation, I was not able to find a job that fully utilized my degree, but I still had a passion for Finance! So, I decided to focus my passion in the stock market. I studied Cash Flows, Balance Sheets, and Income Statements, put some money into the market and saw a good return on my investment. As satisfying as this was, I still felt that something was missing. I have a passion for Finance, but I also have a passion for people. If you have a willingness to learn, I will continue to teach.