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Top 5 PF Articles in April

Want to stop wasting your time reading crappy Yahoo! posts about celebrities with millions of dollars? It might be entertaining, but it’s not helping you a lick. What if instead, you decided to read an article about cutting your bills in half, about how being broke is easily fixable, or about how much you should have saved given your age? …Yeah, these articles would actually help you, and it’s the only kind I share on posts like this.

Top 5 PF Articles in April

I love personal finance because the more I learn and the more I implement, the better life becomes. Here are five more articles that I’m glad I found, and I’ll keep the wisdom in my noggin as long as I possibly can. Check them out!

The Odds of a Comfortable Retirement Are Worse Than You Think

– by The Fiscal Times – Sorry for the immediate downer, but this is an important thing to realize! If you’re a 30-year-old earning $55k a year, then you should have $16,000 saved for retirement at this very moment. According to the article, 67% of 30-year-olds are far behind, with most of them admitting that they have $0.00 in their retirement accounts! What are your odds of a comfortable retirement?

20160410 - live rich even when you're not14 Books That Will Change the Way You Think About Money

– by Business Insider – Times are changing. People are more interested in a funny cat or dog video than they are about their own financial success. How do I know this? How many people do you see reading PF books vs. watching stupid YouTube videos? The ratio is probably equivalent to the odds of a massive lottery jackpot…. something like, 1:59,458,394. And both are equally as stupid.

Want to actually change your future life? Read at least one of these 14 books, if not all of them. Me? I’ve already read six of these, and I plan to read the remaining eight before the year is over.

17 Tips to Save Money

– by Business InsiderThese tips are so simple. It’s a wonder why more people don’t tackle all of these suggestions in a single day and start earning hundreds, if not thousands of dollars. Have you cut your cable yet? Do you have a programmable thermostat? Do you dine in more often than you dine out? If you answered no to any of these questions, then you should certainly read this article…

73 Readers’ Top Financial Problems and How to Solve Them

– by The Smarter DollarThe top two financial problems by this site’s readers were: (1) Not having enough of it, and (2) debt. Sounds about right, but it leads to a plethora of additional questions. Why don’t you have enough money? Are you spending too much? What type of debt do you have? Is it earning you money or is it taking away from you each month? The author has done a fantastic job breaking down each challenge with an illustration of “the money tree”. Check it out.

13 Things to Accomplish With Your Money Before You’re 30

– by Business Insider – These articles always make me a little nervous because I’m almost *gasp* 31 years old! Thankfully though, I was able to check each box that this article threw at me. What about you? Do you have an emergency fund? Are you investing at least 10% of your money? Do you have a side-hustle? Find out if you’re accomplishing what you should be by perusing this article.

Which article was your favorite? Personally, I love the 14 book recommendations.



My name is Derek, and I have my Bachelors Degree in Finance from Grand Valley State University. After graduation, I was not able to find a job that fully utilized my degree, but I still had a passion for Finance! So, I decided to focus my passion in the stock market. I studied Cash Flows, Balance Sheets, and Income Statements, put some money into the market and saw a good return on my investment. As satisfying as this was, I still felt that something was missing. I have a passion for Finance, but I also have a passion for people. If you have a willingness to learn, I will continue to teach.

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