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5 Articles That Make You Go, “Hmmmm”…

Sometimes my favorite days are the ones that start with no agenda. I get up, grab a cup of coffee, head out to the porch, and just get lost in a collage of personal finance articles. No matter how much I think I know, there’s still so much more to learn – it’ll always be a given.

The articles below each made me go, “Hmmm.” and I think you’ll enjoy learning from them as well! Grab your coffee and browse some articles. Let me know which one is your favorite!

cars to avoid if you want to be rich10 Purchases You’ll Probably Regret

– by The Simple Dollar – Guess what’s number one on the list? A boat! No surprises there. Number 2?… Infomercial purchases! Makes sense. Even the lower-middle class has extra money to spend, and boy do we sure buy some stupid stuff! Check out the other 8 regrettable purchases with the link above.

What Wearing a $6,000 Rolex Taught Me About Wealth and Status

– by Business Insider – Ahh the Rolex. The supposed ultimate symbol of wealth and superiority. From a man that actually wore one for a couple weeks, find out what he discovered. It will almost certainly surprise you.

7 Lies We Tell Ourselves About Money

– by I Will Teach You to be Rich – We all keep telling ourselves that we’re going to be smarter with our money, but when? Tomorrow? A few months from now? Next year? Typically, the answer is…never. We have good intentions, but we just keep lying to ourselves. Check out this post to make sure you’re not guilty of the top financial lies!

Do We Have a Retirement Savings Crisis?

– by Retire by 40 – I write about it often, but I still CANNOT BELIEVE how little the average person has saved for retirement. According to this post, the average retirement account balance of a 60 year old is $14,500. Whoa. That’s terrible. There’s no other way to put it. Read this post and vow to become WAY better than average!

5 Ways to Invest In Real Estate in 2016

– by The College Investor – Real estate is an amazing investment. Liz and I have certainly benefited from our real estate investment so far, but not everyone can just buy an investment property. Find out four other ways you can invest in real estate this year by clicking the link above and reading through this excellent post!

Which article was your favorite? Even though it was super simple, I liked the Rolex post. 



My name is Derek, and I have my Bachelors Degree in Finance from Grand Valley State University. After graduation, I was not able to find a job that fully utilized my degree, but I still had a passion for Finance! So, I decided to focus my passion in the stock market. I studied Cash Flows, Balance Sheets, and Income Statements, put some money into the market and saw a good return on my investment. As satisfying as this was, I still felt that something was missing. I have a passion for Finance, but I also have a passion for people. If you have a willingness to learn, I will continue to teach.


  1. My favorite that worries me is the Retirement Savings Crisis. Things are going to be ugly for a lot of folks and that much misery coming at us is no good.

    Thanks for aggregating these.

    • Crazy ugly. Apparently everyone depends on their home value as a “retirement nest egg”? Either that or everyone plans on draining the Medicaid account… Either way, it’s not good.

  2. I have to admit, I have a beautifully crafted TAG watch. It cost a bomb!

    But, I bought it to celebrate my 40th birthday and to symbolise (after surviving a nasty divorce) that this was MY time. I don’t regret that purchase one little bit.

    That probably just means I’m guilty of the next topic on your list! 🙂

    • Haha. No worries Diane. Just be aware that you justified that expense and it was not in any way necessary. As long as you’re aware and didn’t just buy it to impress people, then I’m okay with that. Thanks for fessing up!! 😉

  3. In our 39 years of married life, we’ve purchased only one pre-owned car. I don’t mind buying used, but my husband always says there’s a reason the prior owner got rid of it so he wants to get new so the car has a warranty. The used car was a Lexus RX with 15,000 miles purchased for cash from a family member under some very sad circumstances. Otherwise, we do pretty well on the regretful purchases list. Hubby had a boat when we married but he sold it a year or two later and I never got to ride in it! Retirement savings? Wow, those figures are sobering. We recently built a new house and I know most of the construction workers had little to no savings….but almost all of them had a really great tricked out pickup truck. Perhaps they will be able to put a camper top on it and live in that in retirement.

    • Hi Kathy. Think about all the money you’ll lost in depreciation though! If you’ve purchased 4 new vehicles at $25,000 each and drove them until they were only worth $5,000, you essentially threw away $80,000 of your net worth….plus interest!

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