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Top 5 PF Blog Posts From Last Week

Want to be inspired? Want to get a different viewpoint on life? How about an “Aha!” moment? These articles will do just that. Below are the best of the best that I found from last week. Enjoy!

20160710 - average net worth of millenialsThe Average Net Worth of Millennials by Age

– by The College Investor – Seriously? The average net worth of a 31 year old (like myself) is only 6,000 bucks? What the heck have these people been doing for the last 10 years? Oh I know…paying the minimum on their student loans, buying a new car, and purchasing that honkin house that’s stealing their money. Stop being dumb, people! And start tracking your net worth!

What You Need to Know About Network Marketing

– by The Penny Hoarder – I used to have my own business within a network marketing structure. After that experience, I can definitely see the pros and cons of direct selling. Some people succeed tremendously, many do not, but hopefully all have benefited from the experience. I know I did!

Why I Don’t Want to Be Self-Employed

– by Give Me Back My Five Bucks – The millennial movement is definitely focused on working for yourself and making your own hours. But, it’s not always the picnic that you thought it’d be.  That’s what Krystal Yee discovered anyway. She felt trapped, overworked, and stressed out beyond belief. She was happy to get back to the “simplicity” of Corporate America.

Why Being Frugal Is Pointless Unless You Crush Your Mortgage

– by Enemy of Debt – Finally! Thank you EOD! Everyone keeps trying to save $2.00 on toilet paper, but they’re totally ignoring the bigger things in life…like all that interest we’re paying on our home mortgage! Frugality should start with your biggest assets. Stop sweating the little stuff.

4 Things No One Ever Told Me About Marriage and Money

– by Frugal Rules – I found this read intriguing. I didn’t necessarily agree with it all, but it spoke to realities that few people care to discuss. What are your views on joint checking accounts? Are you too public about your spouse’s financial status? Money and marriage makes for an interesting topic always. Give it a read, see what you think.

Which article struck you the most? Mine was “Why I don’t want to be self employed”. Maybe I don’t either? Now I’m not so sure!



My name is Derek, and I have my Bachelors Degree in Finance from Grand Valley State University. After graduation, I was not able to find a job that fully utilized my degree, but I still had a passion for Finance! So, I decided to focus my passion in the stock market. I studied Cash Flows, Balance Sheets, and Income Statements, put some money into the market and saw a good return on my investment. As satisfying as this was, I still felt that something was missing. I have a passion for Finance, but I also have a passion for people. If you have a willingness to learn, I will continue to teach.


  1. I didn’t realize the average net worths were so low. I understand not wanting your own business. My clients call me with all of their problems – no matter how non-related they are to my services. It’s exhausting.

    • Pretty much, I don’t think anyone pays attention to their net worth. They just make sure they can make all their payments and call it good. It’s pretty sad. As for working your own business, makes sense to me too! Sounds quite exhausting.

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