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How to Become a Billionaire Family

Wish you had a million dollars? How about a billion? That’s right! Billion with a “B”! Few dare to dream so lofty, but it’s absolutely possible. And actually, it’s pretty simple. It’ll just take a few years. Well, that may be an understatement, but let’s not get ahead of ourselves. Instead, let’s check out two very solid methods to become a billionaire family.

How to Become a Billionaire Family

become a billionaire moneyThe typical route to become a billionaire family is this:

  • Start your own company
  • Grow wildly
  • Go public with it (IPO) or sell it

But you know what? Not everyone’s an entrepreneur, and some people just aren’t cut out for working on the same project for 15 hours a day, 365 days a year.

So is there another way? Can the average person amass a fortune of billions of dollars? The answer, yes and no… Let me explain.

The Average Way to Become a Billionaire

Twenty percent of the ultra-wealthy today aren’t self-made billionaires. They had a little help from their parents, and in some cases, their parent’s parents. In other words, they received an inheritance. Have you ever thought about leaving an inheritance to your children? How about your grandchildren? What if you started working today to set them up for billions later in life?

The method is simple. It’s the same old process that people have used since the early 1900’s:

  1. Start investing early
  2. Earn as much as you can
  3. Invest regularly for life

This process has generated thousands of millionaires. But, with the power of compounding, how much extra time do you think it would take to become a billionaire family?

Meet Carl, the Contribution King

Carl is a regular fellow. He earned B’s and C’s in high school and started working a full-time job when he was 18. His grandfather, who Carl adored, always warned him,

“Save up your money early. If you don’t, you’ll regret it for the rest of your life…just like me.”

Carl’s grandfather worked hard, but saved little, and died with little.

So right out of the gate, at age of 18, Carl started stashing money away. In the first four years of life, Carl was able to put $40,000 into his retirement account. Then, thanks to a few promotions for his hard work, he was able to bump up his contributions to $25,000 a year. He stuck with that plan until he put in his last day at work…when he was 72.

Over the course of his working life, Carl was able to contribute $1,315,000.

That’s definitely not the end of the story though. The mammoth question is, “How much was the account worth at age 72? And how much would it be worth if it was left there to grow?

Compound Interest – A Billionaire’s Best Friend

By investing early and consistently, Carl’s retirement grew, and GREW, and GREW!

Check out the stats:

  • Carl reached $1,000,000 after 18 years of investing
  • He account hit $2,000,000 just 6 years after that
  • Then $3 million 4 years later

By age 57, Carl’s account was going nutzo. He was earning one million dollars a year in interest.

When Carl worked his last day at age 72, his retirement account was worth… $41,656,074.52.

Now that’s a TON of money! Yes, Carl was a multi-millionaire, but he had lived simply all of his life and he loved it that way. He didn’t want a bigger house, he didn’t want to upgrade his ride, and he certainly had no interest in traveling by jet.

He liked his life just the way it was, so he decided to stop his contributions, but to just let his money grow.

Carl’s Booming Retirement Fund Continued…

  • At 80 years old, Carl looked at his investment total. It grew to $89 million.
  • Carl is still healthy and well at age 90. His account has grown to $231 million.
  • He passes away at 100 years young and is worth $601 million

He decided to leave his inheritance to his only grandson, Henry, who is 40 years old. Henry, who (like Carl) loved his grandfather very much, decided to let the good times roll. He left the investments alone until his retirement at 70 years old.

To Henry’s surprise, the account reached a milestone already at his 46th birthday. Henry was a billionaire! He looked up toward heaven with a tear in his eye. “We did it grandpa” he whispered to himself, and then promptly put the investment statement away and and again vowed to let it grow until he was 70.

*           *            *            *

Hoonnnnnnnkkkkk!!! The party horns blew as Henry and his family celebrated two things: his 70th birthday and his grandpa Carl’s legacy. It was time to review the investment statement.

The final total, 112 years since grandpa Carl began this investment journey, was…. $10,482,239,308.

Battle of the Mind Investing Money Retirement


My name is Derek, and I have my Bachelors Degree in Finance from Grand Valley State University. After graduation, I was not able to find a job that fully utilized my degree, but I still had a passion for Finance! So, I decided to focus my passion in the stock market. I studied Cash Flows, Balance Sheets, and Income Statements, put some money into the market and saw a good return on my investment. As satisfying as this was, I still felt that something was missing. I have a passion for Finance, but I also have a passion for people. If you have a willingness to learn, I will continue to teach.


  1. That’s kind of crazy. I’m not sure I have any desire to become a billionaire. (or my grand kids for that matter)At 33, I am rather content with our half million. But it’s really cool to see how it could happen.

  2. I have thought about this several times recently, I wonder how much money could a family like the rockfeller or the rotschild possess right now? They were billionaires many many years ago, if they kept the money in the family, as in your story, they must be worth insane amounts of money these days!

    • Here’s your answer:

      A billion dollars will turn into $10 billion in 25 years.

      A billion dollars will turn into $100 billion in 49 years (which by the way, is more than the richest man in the world).

      A billion dollars will turn into $1 trillion in just 73 years!

      At 104 years, there would be enough money to pay off the United States national debt! Crazy huh?!!

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