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“Hey Derek, What Should I Do??” Answering Your Money Questions #3

“Alright Derek, I’m thinking about retiring early, but I’m scared to death of health insurance costs. Are they going to wipe out my life savings?!”  — Megan

“Derek, my car is breaking down all the time and I think it’s time for an upgrade. But how much car is too much?” — Tom

Megan, Tom – Thanks for the awesome questions this week! I’m honored to give you my take on them.

If YOU have questions for me, ask them in the comments below, send me an email through the Contact tab above, or find me through Facebook or Twitter (@LAMFinances). Thanks all!



My name is Derek, and I have my Bachelors Degree in Finance from Grand Valley State University. After graduation, I was not able to find a job that fully utilized my degree, but I still had a passion for Finance! So, I decided to focus my passion in the stock market. I studied Cash Flows, Balance Sheets, and Income Statements, put some money into the market and saw a good return on my investment. As satisfying as this was, I still felt that something was missing. I have a passion for Finance, but I also have a passion for people. If you have a willingness to learn, I will continue to teach.

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