Skip to content

How to Ditch Your Job and Become a Stay-At-Home Mom

“A-d-d-i-l-y-n” – I wrote out the letters on the hospital room white board. Liz smiled, nodded, and we all nuzzled together, excited about our future as a family.

During those memorable moments, Liz and I pretty much knew that she was going to ditch her job and become a stay-at-home mom. We had been planning for this before we even met each other!


  • Liz was completely debt free on our first date,
  • I was just wrapping up some debt that I owed my ex,
  • ….and secretly, I’d been dreaming of supporting a stay-at-home mom since I was about 16 years old… (weird I know, but I’m a bit of a planner… ;)).

And since we met,

  • Liz sold her home and banked $40,000 from the equity, and
  • I paid off my house (where we still live today) entirely.

Then, six months after our precious Addilyn was born, we bought a rental house with cash to make up for some of Liz’s lost income.

All in all, it was a pretty easy transition, but that’s just because Liz and I are both extreme savers and planners. And, we started our family quite a bit later in life at age 31, so we had a bit of time to figure out our finances and get our feet firmly planted in this crazy thing we all call ‘life’.

How to Ditch Your Job and Become a Stay-At-Home Mom

…So basically, our story is a terrible one for all of you that want to become a stay-at-home mom, and haven’t been planning it for decades…

I mean seriously, just pay off all your debts, pay off your house, and buy a rental property with cash…(said with an unbelievably heavy dose of sarcasm). “Ummm…sure Derek. Should I just punch you now or give you a kick in the groin later?”

For this reason, I don’t often bring up the story of Liz and I when I hear of women that desperately want to stay at home with their kids.

Quite often, they’ve got some serious challenges to overcome:

  • They have an extremely low income,
  • They can barely pay their bills as it is,
  • and they might even be drowning in debt.

These are challenges Liz and I never faced, but I know someone that’s overcome every one of these challenges and is now a stay-at-home mom of not just one, but two kids!

Laura Harris – A Stay-At-Home Mom Success Story

I met Laura a few years ago when I was on the hunt for a new staff writer, and boy am I glad I found her! She was always a pleasure to work with and her writing was absolutely fantastic!

stay-at-home mom blueprint
Laura and her adorable family

A couple of her most popular posts were:

I don’t think I really realized it at the time, but when Laura came on board and started writing for this site, she was in a secret battle. A battle to stay home with her future children.

Her family income at the time was less than $24,000 a year (gulp), which would have stopped almost anyone else in their tracks to admit defeat….But not Laura.

To make her stay-at-home mom dreams a reality, she:

  • Cut her cable
  • Stopped eating out
  • Made gifts instead of buying them
  • Shopped second-hand for clothes
  • Cut out all spontaneous purchases
  • Increased her income by freelance writing
  • And chunked as much money toward her debt as possible

It definitely wasn’t easy, but Laura’s dreams soon became a reality. She and her husband, Dontae, were expecting their first child, and because of all their efforts, she was able to ditch her job and become a stay-at-home mom with their new love!

stay-at-home mom blueprintSo seriously, how did Laura do it? And how can YOU do it?

That question just can’t be answered in a single post. BUT, it can be answered in a 140 page eBook! 🙂

I don’t sell too many products on this site because I only recommend the BEST stuff to my readers. BUT, I personally read this book from cover to cover and I seriously couldn’t wait to recommend it. Laura doesn’t hold anything back within these pages. I seriously think she wrote down every single money saving and income producing idea she’s ever had and put them into this book. There’s 150 ideas in this eBook!

If you truly want to become a stay at home mom, after reading this book you will have all the tools necessary to do it, I can assure you.

Typically, this eBook is $10, which is actually a pretty sweet deal already. But, since you’re a reader of this blog, we were able to pull a few strings and get you an extra 40% off! That’s right, this amazing eBook could be yours for just six bucks!

Here’s how you do it:

Click on this link: The Stay-At-Home Mom Blueprint (Update: sorry, this book is currently off the market and being revamped)

Then click on the icon, “Buy the Book”.

When you get the book into your shopping cart, simply type in the promo code,”LIFE40″ to get 40% taken off your bill. BOOM! Now THAT’s a deal!

Still Not Convinced?

Sometimes I’m not the best at verbalizing how great a product is, and I really don’t think I’ve done this book justice so far… So, instead of just saying, “It’s great” 50 million more times, how about I just give you a sneak peek of the book?

Here’s page 12, one of my favorites:stay-at-home mom blueprint page 12

Are you really still reading this post…?? You could probably be on page 3 of The Stay-At-Home Mom Blueprint by now! 😉

Seriously, it’s $6.00 and it could bring you home with your family! I’d definitely say that it’s worth the investment!


Photo Credit: AI Photography

Battle of the Mind Money Save Money


My name is Derek, and I have my Bachelors Degree in Finance from Grand Valley State University. After graduation, I was not able to find a job that fully utilized my degree, but I still had a passion for Finance! So, I decided to focus my passion in the stock market. I studied Cash Flows, Balance Sheets, and Income Statements, put some money into the market and saw a good return on my investment. As satisfying as this was, I still felt that something was missing. I have a passion for Finance, but I also have a passion for people. If you have a willingness to learn, I will continue to teach.


  1. Great article!
    I’m surprised that more people don’t work online these days!
    There are many ways to make a living but I have found that running a blog website is the best.
    There’s tons of info for noobs if you do a Google search for starting a blog!
    Keep up the great work!!!

    • Yup. I started my website knowing absolutely nothing, and I’m still going strong 7 years later! You don’t have to know hardly anything to get started. Just be willing to learn. Thanks for the comment, Matt!

Comments are closed for this article!

Related posts