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The Key to Start Living the Life of Your Dreams Today

start living the life of your dreams todayWhat is it you’re dreaming of? A massive house? An $80,000 Porsche SUV? An entire room dedicated to your shoe collection? You might think these are your dreams come true, but I highly doubt it. If you want to start living the life of your dreams today, you’ve got to think more about the end and less about the present.

Related: What If I Spent My Money Life 90% of Americans?

The Key to Start Living the Life of Your Dreams Today

“Derek…what the heck are you talking about?…”

Too deep too soon? I get that a lot. Let me back up and paint you a picture instead.

You’re 92, and Today is Your Last Day on Earth

You’ve been living on this earth for 92 years. Today, you’re not your typical self. Your skin is a bit grey, you can barely move, and you just can’t seem to catch your breath. The nurses have been hovering outside your hospital room quite a lot more than usual. You fear that this is the end. Today might just be your last day on this earth.

You sigh, close your eyes, and think about this moment.

“What could I have done differently?” you wonder. “What have I missed out on in this life?”

As you ponder and labor for your next breath, your mental list grows long and your regrets begin to stack.

“If only I had just one more chance….”

What Made Your List?

It’s a sad picture I know, but you know what? We’re all going to be there someday. We’re all going to breathe our final breaths and think back on the lives we’ve lived.

The good news for you?

You’ve got a ton of chances to transform your list – to shorten it – and to have many fewer regrets!

When I painted that picture and your list of things you’d do differently was getting longer and longer, what was it that made your list? Did you wish that you had:

  • Bought a bigger house?
  • Owned a Porsche SUV? or
  • Had more shoes in your collection than Paris Hilton?

Like I said in the intro…doubtful.

Instead, I bet you wishing for things like:

  • A large, loving family to be there at your bedside
  • A closer relationship with your Creator
  • More friends
  • Helping others
  • Respect and admiration

And you know what? None of those things have anything to do with money.

How to Start Living the Life of Your Dreams Today

If you want fewer regrets and more things to smile about on your deathbed, then I suggest you start making changes…and soon. It’s time to start living the life of your dreams today.

But how do you get started?

1) Dare to Be Different

“The mass of men lead lives of quiet desperation.” — Henry David Thoreau

Most people don’t want to stand out from the crowd. They don’t want to be noticed. They’d rather fit in, blend into the background, and be thought of as normal – a friendly companion. But if you truly want something different in life, you really need to stop caring about what people think.

The list – the mental log of things that are important to you, especially on your deathbed – those are the things you need to start doing. Think about your reaction to yourself 60 years from now, not that of your friends 60 seconds from now.

2) Write Down Your List

We all lead such busy lives and have such a constant barrage of distractions fighting for our attention that it’s easy to forget something – even something as important as this. If you truly want to change and start living the life of your dreams today, you’ve got to stop (at this very moment!), get out a piece of paper, and write down your list. Try to put at least five things down on paper.

If you’re like most, your list probably has something to do with:

  • faith
  • family
  • finances
  • friends
  • fitness
  • travel
  • volunteering

Make each item specific. The more real it is in your mind, the more likely it is that you’ll accomplish it.

If you want a family of 20 people there at your deathbed, then you’ll probably want to have more than one child… Instead, you should probably shoot for four children because you value a large family!

If you want 1,000 people to attend your funeral and mourn your death, then you’ll probably want to help more than one person out each year… Instead, you should probably devote one night a week to changing someone else’s life.

Take these examples and apply them to your own list.

Related: The Unbelievable Power of Belief

3) Live Your Life in Reverse

If you were 92 and you were wishing that you would have traveled the world like you always said you would, what places do you wish you would have traveled by the time you were 80? By 70?  By 60? Too many people wait and wait and wait to start their bucket lists, and then they die…never having started any of them. That’s just a shame.

I want you to accomplish everything that’s important in this life. And to do that, you’ll need to live with extreme intentionality. Sure, life won’t always go as planned, but with a plan you’ll accomplish exponentially more than those try to live without one.

4) Take Action!

Three frogs were sitting together on three lily pads. Two decided to jump off. How many are left?

…the answer is not one.

The answer – is three. The two frogs decided, but that doesn’t mean that they moved yet.

Too often we plan and scheme and “make decisions”, but we never move. We never act on what’s important. It could be that we’re afraid of what other people will think. Perhaps we’re afraid of failure. Or maybe we just want conditions to be perfect before we make that leap.

Let me tell you…conditions will never be perfect. Decide what’s important to you, and figure out what needs to be done to start living the life of your dreams today. Then, go out and start doing them. Simple as that. Stop thinking about it, stop waiting for everything to fall into place, and start doing! Your 92 year old self will thank you.

What’s on your list? Tell me in the comments below!

Battle of the Mind Money


My name is Derek, and I have my Bachelors Degree in Finance from Grand Valley State University. After graduation, I was not able to find a job that fully utilized my degree, but I still had a passion for Finance! So, I decided to focus my passion in the stock market. I studied Cash Flows, Balance Sheets, and Income Statements, put some money into the market and saw a good return on my investment. As satisfying as this was, I still felt that something was missing. I have a passion for Finance, but I also have a passion for people. If you have a willingness to learn, I will continue to teach.


  1. Well this was certainly eye opening for me! I don’t think I’ve missed out on family or friends or will think I have at that point in my life. I try to make family and friends a priority all the time.

    However, what did come to mind is that I wish I wasn’t afraid to pursue my passions. Working a full time job as an accountant makes it difficult for me to have the time I’d like to blog about finances AND fashion (little known fact, I used to have a fashion blog). I don’t want to get to the end of my life wishing I’d worked a different job than I did my whole life. My work makes me feel very unfulfilled and it’s because I don’t feel passionate about it.

    I do also wish I’d spend more time on fitness but I think when I’m on my deathbed at 92 I’ll probably be thinking I wish I indulged more haha.

    Great post!

    • Glad you loved the post! It was a good one to write and a good reminder for everyone (including myself).

      Love your comment. We need to be intentional about everything we do in this life. We should love our home life, our work, and our spiritual life! If we don’t, then change needs to happen before we’re old and regretting our life!

      Ready, set, live!! 🙂

  2. one of the ways of living the life of your dreams is to make sure that you are very careful about who you associate with.This is your life, so be extremely careful about who you spend time with.

    • True that! Thanks for the words of wisdom, Addy!

  3. Really enjoyed this one Derek.

    • Great! Yeah, it was a good one to write. A great reminder for all of us!

  4. The key to start living the life of your dreams is to START! You must first decide what is your priorities to complete your life and make you happy. Write it down make your list and START!

    • You got it! If you wait for the perfect time to get started, you never will! Thanks for the comment, Terry.

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