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How We Saved Thousands on Our New Used Truck!!!

how to get the best deal on a used carYou’re in the market for a car…but you don’t really know where to start. Should you go to the dealer or a private party? How do you start negotiating? How do you both comes to terms on the final price tag? This post is all about how to get the best deal on a used car. I’ve done it many times, and now it’s time for you to find your amazing deal too!

How to Get the Best Deal on a Used Car

I have been driving my Pontiac Vibe for nearly 4 years now. Originally, this was going to be our kid-mobile…and then we discovered that we were idiots and it was WAY too small. So, we bought a minivan for Liz and the kids, and I inherited the Pontiac hatchback. 

Overall, it has been a great car. But now, with our larger house and acreage (and therefore, a crazy number of outdoor “to-do’s”), we’re really in need of a truck. So, it was time to take a look and see what was out there for our desired price range (around $15,000…which is the most we’ve EVER spent on a vehicle, but we expect to keep it a long while).

Follow our journey thought these steps. Learn from them. And hopefully in the end you’ll have some extra cash in your pocket as well!

It’s time for you to discover how to get the best deal on a used car.

1) Avoid the Car Dealer

First off, stay away from the dealer at all costs. While it’s technically possible to get a deal there, it’s such a slim chance you may as well not even try. 

Early on in this process, Liz and I knew we wanted a 2010 (or newer) Chevy Silverado. After a quick look at the local dealerships, it was pretty obvious that we weren’t going to find anything for under $18,000 (that is…unless it had 200,000 miles on it!). So, we scrapped the idea of buying a truck at a dealership.

Sure, they make the process easy and you can even trade your car in there, but it comes at a price (like…a high one for the car you’re buying and a low one for your trade-in ;)). If you want to know how to get the best deal on a used car, it all starts with snubbing the dealerships.

They’re just too good — they know what their cars are worth!

2) Ask Friends and Neighbors

When people are in the market for getting a new(er) car, they like the hassle-free option at the dealer (of trading their car in), but they don’t typically like giving the dealer a bargain. Instead, they’d rather give it to a friend!

This is exactly how we got our 2008 Toyota Sienna minivan. My mom and dad’s neighbor was buying a newer van and instead of trading the old van in, he agreed to give us the trade-in value that the dealership offered him! We bought an $8,500 van for just $6,500! And, the thing was basically spotless!! Three years later and we’re still driving it today.

If you’re in the market for a used car, just start asking around. You never know who’s going to have a lead for you!

3) Search Craigslist or Facebook

Two to three years ago, Craigslist was king when it came to finding a new used car. It’s still a decent place to look to gain an understanding of fair pricing (and of course, to potentially find that car of your dreams), but the new lord of car postings is Facebook Marketplace.

This is true for many reasons, but mainly because…

  • The Facebook Marketplace is incredibly user-friendly (both for posting and searching),
  • It has a specific category for vehicle searches, and
  • The whole process just feels safer (you know…since you can see the profile of the person that’s selling the item, instead of showing up at an abandoned warehouse to look at a car from the other search websites…).

AND the Facebook marketplace is affiliated with Kelley Blue Book, so you can immediately see if your car is a deal vs. the rest of the market (but a word or warning to you all, sometimes Kelley Blue Book is wrong, so be sure to search around at all the prices before you quickly buy a car, thinking you’re getting a deal!).

Alright alright…I’d better stop it with the whole, “FB marketplace is amazing” or you’re going to think they’re paying for this article. Let me assure you, they’re not… Pretty sure Mark Zuckerberg has never heard of Life And My Finances….yet. ;). 

Just be sure to do your due diligence with your used car search before you pull the trigger. The more you understand the pricing on the vehicle you want, the more likely it is that you’ll score a deal!

4) Look For Something That Others Will Ignore

You know how to get a deal on a used house? Find one with dirty old shag carpet (it helps if it’s bright pink). You can probably get a place for $15,000 under market price even though it only costs $3,000 to replace all the old carpet with new. 

Want to know how to get the best deal on a used car?

Find that shag carpet…metaphorically speaking of course. 

This metaphoric shag carpet might be:

  • A check engine light for an unknown issue
  • Trash and a lot of “stuff” filling up the car
  • Some thumps coming from the front wheels when you drive it
  • Non-functioning door handles, truck release, or windows

For the truck we found, it was those plastic window coverings that smokers use (it keeps the rain out while they flick their cigarette ashes out the window).

When people see those coverings, they just assume that the truck is going to reek of smoke, so they don’t give it a second thought and they pass on it immediately. Me…I took it for a test drive, and never smelled a hint of smoke! It turns out that the previous owner smoked in it occasionally and the current owner had sprayed and o-zoned the heck out of it to get that smoke smell out. He just never bothered to take the plastic covers off.

And this was the beginning of our steal-of-a-deal…!!! Below is the actual truck that we were looking at.

our new truck!!
The 2012 Chevy Silverado

5) Expand Your Search Beyond Your Area

Do you have family or friends in another area, but you visit more than just occasionally? Check for what you’re looking for in their neck of the woods. The pricing might be significantly cheaper (you’d be surprised how much supply and demand changes from one city to the next)!

6) Be Friendly and Personable

When you find a couple of quality used car options, remember to be friendly, courteous, and learn just as much about the seller as you do about the car.

I do this for three reasons:

  • First, the seller will actually enjoy showing the car to you and might even give you a deal in the end because they want you to have their car (…that they have loved and cherished over the years).
  • Second, you’ll actually learn about the car when you ask about their line of work, their hobbies, interests, etc. If they’re in construction and love mud-running, chances are that they beat the heck out of this car that you’re looking at. If they’re an engineer and like to read, then they were probably meticulous about their car and it’s perfect from the inside out.
  • And, if it turns out that the car isn’t a good fit for you, they might even like you enough to give you a lead on another one! You never know!

7) Look It All Over and Note the Pros and Cons

If you want to know how to get the best deal on a used car, you first have to know the car. 

  • What doesn’t work (play with every switch you can find)?
  • Is there any rust?
  • How are the tires?
  • Does it have a clean title? Is it financed still or do they own it outright?
  • Are there chips in the windows?
  • Is there a check engine light on?
  • Does the car make any noises when you drive it?
  • Is the interior clean, or does it need a good detailing?
  • How does the price compare to KBB and the other cars in the area?
  • Are there any pros that other cars like it don’t have?

Take mental notes (or physically write everything down if you have to!). Think about the asking price and start deducting the potential costs of all the things you didn’t know about before you went to look at the car (ie. all the things that probably weren’t considered when they advertised the asking price).

8) Take the Used Car to a Mechanic

My dad was a car dealer, so I know cars decently well, but it’s not my day job.

I might…

  • check all the fluids,
  • look under the hood,
  • look under the car,
  • listen for noises, and
  • play with every button…

…but I could still easily miss something – and it could be something BIG. 

If you’re potentially buying something for thousands of dollars, $50 is a small price to pay to take the car to a mechanic and hopefully rule out all the lemons.

9) Negotiate Fairly, but Firmly

How to get the best deal on a used car?…It all comes down to the negotiation…

Again, you don’t want to be a jerk. You want to be friendly, but at the same time be firm and confident.

This was my situation with the truck:

  • The asking price on Facebook was $16,000 for a 2012 Chevy Silverado LT with 106,000 miles (again, the average price at the dealerships was $18,000)
  • I noted the rust that was forming on the rocker panels under the truck
  • After further inspection, I also noticed that there was a small dent above the driver-side tail light and that the rear window didn’t go down with the main controls
  • And, at the mechanic, they pretty much found nothing other than the faulty window…

And here’s where the negotiations went…

  • I mentioned the rust that was forming. He nodded and said he was considering getting it repaired. The quote was $1,000. So, he said he’d sell for $15,000 as is. (BOOM! We just came down a grand!).
  • He then asked if I wanted the bed cover and Weather Tech mats. He was selling them for $450 and $70 respectively, but he’d throw them in for $15,250.
    • I wanted neither, and then mentally did the math and discovered he was essentially offering me the truck for about $14,750 without the value of the cover and mats.
  • Beyond this, I affirmed that the truck was in nice shape and that I liked it quite a bit…but there was still a list of small stuff that other lookers are going to discover as well…
    • The non-functioning rear window (a $200 repair….(that I didn’t plan on getting fixed)),
    • the dent in the back, and
    • all the fluid flushes that the manufacture recommends at 100,000 miles, which could amount to hundreds of dollars (I don’t intend to get the majority of them done)

After all these things, I told him that the typical buyer would offer $14,000…but I did like the truck a lot, and I didn’t want to offend him, so my offer was $14,400.

His response:

“Hmmm…I’ll have to talk it over with my wife. We really didn’t want to go lower than $15,000. You couldn’t come up on that offer just a little?”

…dramatic pause…

“I guess I could come up slightly – to $14,500. But that’s where I’m at right now.”

If you’re a pushover, the seller will smell it and they’ll stick with their price. If you give good reasons for your price and why it’s a good deal for them, they’ll start coming your way and will be more prone to give you a deal.

10) Buy the Car with Cash

And here’s the other major factor in the negotiation.

I didn’t have to say…“Ummm…I like the car, but I’ll have to see if I can get financing before we can reach a deal…” To buyers, this just says that you’ve been wasting their time and probably won’t be able to scrape together the funds to buy their vehicle.

Instead, this was my message:

“I have the cash in hand. We can make the deal today and I can take this thing off your hands. No more test drives, no more no-shows, no more hassles. You can just enjoy your new ride.”

It was a powerful message for sure. 

He checked with his wife and texted me back a couple hours later. They were taking the deal. 🙂

11) Be Willing to Walk Away

This is an important one…and it’s not easy. You’ve got to be willing to walk away. If you’re not, then you’re not going to get a deal – the seller will smell it on you…and won’t budge from their asking price. And, you might end up ignoring all the warning signs and buy a total lemon!!

If you’re willing to walk away, you’re much more likely to get a deal. And yes, you might lose out on a nice car, but there are thousands more just like it (or maybe even better)! You’ll just have to keep looking, No big deal.

How to Get the Best Deal on a Used Car – It’s Up to You Now!

If you want to get the best deal on a used car, you’ve got to:

  1. avoid the dealership
  2. ask friends and neighbors
  3. search Craigslist or Facebook
  4. find a minor defect
  5. look outside of a 10 mile radius
  6. be friendly
  7. look at every square inch of the car and play with every button
  8. take it to a mechanic
  9. negotiate firmly and fairly
  10. buy the car with cash
  11. always be willing to walk away

Those are the main points. If you follow them, you’ll likely save thousands of dollars like I typically do. And, if you don’t…then you should just walk away!

Are you ready to get a deal on your next ride? Which of the 11 points above is your favorite?

Money Save Money


My name is Derek, and I have my Bachelors Degree in Finance from Grand Valley State University. After graduation, I was not able to find a job that fully utilized my degree, but I still had a passion for Finance! So, I decided to focus my passion in the stock market. I studied Cash Flows, Balance Sheets, and Income Statements, put some money into the market and saw a good return on my investment. As satisfying as this was, I still felt that something was missing. I have a passion for Finance, but I also have a passion for people. If you have a willingness to learn, I will continue to teach.


  1. Best post and tips I’ve ever read about buying a new used car/truck. As it happens, I am in the market for a used vehicle with low mileage and this info couldn’t have been more timely! Thanks. I’m sure if I follow your lead I can get a pretty good deal. The nice part for me is I don’t have to have a new car right away and can be patient. Great Info!

    • BOOM! Thanks for the huge compliment! And yup, if you’re not in a hurry, you can definitely find yourself a deal. Good luck!

  2. Great article, but can you really find a mechanic to review a used vehicle for only $50?

    • Mine was only $40! So apparently, yes it’s possible!!

  3. Hi, I want to buy a new car in few days. This idea is really helping me. Thank you for shear a great idea.

    • Great! Glad you liked it. Hopefully it saves you thousands too!!

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