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Protect Your Investment: 5 Tips on Protecting Your Biggest Investment

protect your investmentYour home is important and you should learn to protect your investment. The home you choose could easily be the largest investment you will ever make. That is undoubtedly true for many people. Making protecting your home a necessary and important task.

It isn’t just about keeping the occupants safe. Nor is it merely a way to protect your furniture, appliances, and personal items stored in your home. Maintaining the value of your home is important for your financial future.

Here are some tips that you could use to protect your investment. 

Protect Your Investment: 5 Tips on Protecting Your Biggest Investment

Since your home is where you and your family reside, you’ll really want to protect your investment. Not only is it good for your family but financially in the long-term, it can be great for you. There are a number of ways to protect your home as an investment. Here are five of them.

1) Security Features

One of the easiest ways to protect your investment in your home is by installing wireless security systems with cameras around your house. Today’s camera systems are often accompanied by a phone app. That way you can check on your home from just about anywhere.

Other ways to secure your home include:

  • Lock all doors and windows
  • Keep the outside well lit
  • Set up a monitored security system
  • Get a safe for valuable items

2) Maintenance

Maintenance items in and around your house can easily be forgotten. The maintenance you provide can help you protect your investment in your home. This is especially true for systems that only require maintenance over a long period. Not taking care of these items can hurt the value of your home. This can add up quickly if you are not careful. Some items, like changing air conditioning filters, may occur monthly or quarterly. Others, such as servicing your air conditioning system, may not be needed for years.

Here are tasks that you should be aware of:

  • Replacing batteries in smoke and carbon dioxide detectors
  • Checking your outdoor drainage system, especially gutters
  • Clearing or trimming overgrown shrubs and bushes
  • Inspecting the roof for damage, particularly after a storm
  • Watching for leaks in the plumbing
  • Utilizing a pest control service

This is hardly an exhaustive list, as maintenance items can crop up in the most unusual places.

3) Insurance Can Help Protect Your Investment

While it might be nice to make a simple insurance purchase that will guarantee to cover all your needs, the reality is not that simple. Depending on the type of property you have, standard insurance may not cover your home. Floods and earthquakes, for example, are not covered under a typical home insurance plan.

You will need to sit down with an insurance professional to tailor a plan specific to your needs. You will be incredibly happy that you did. 

Related: How to Start Saving Money On Homeowners Insurance: 6 Helpful Tips

4) Home Warranty

It is not unusual for homeowners to have grand dreams when they purchase a new home. That’s true for first-time buyers as well as retirees. You want to make your home uniquely yours.

The list of potential improvements is long:

  • an addition
  • woodworking shed
  • new pool
  • landscaping

These are just some of the many improvements that can be made to your home. However, unexpected expenses can derail those plans. That’s where a home warranty can save the day. Appliances and systems, like air conditioning and heating, can be covered with such a warranty. This yearly coverage can help take the sting out of unexpected expenses and protect the value of your home.

Protect Your Investment and Avoid Using Equity

Home equity is the difference between what your home is worth and what you owe. Generally speaking, the longer you own and maintain your home, your equity will grow. Banks will sometimes lend money based on that equity. While that may be a good idea in certain circumstances, you will want to tread carefully here. Your home investment should not be treated as a credit card.

Related: How to Deal With Negative Equity By Selling Your Home


Your home is important and you should treat it as such. These are just a few tips that can help you protect your investment in your home. But, you should always do what you can to protect your money – especially if it’s one of your largest assets!

Have you been protecting your investment effectively?


AUTHOR LaTia Longuemire

My name is LaTia Longuemire. I enjoy writing, singing, and cooking in my spare time. My passion is helping others. At this stage in my lifetime, I'm primarily focused on my children. They are everything that keeps my world spinning.

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