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HAPPY BLOGIVERSARY LifeAndMyFinances!! 10 Years! Giving Away $250!!!

Hooray!!!!! This is AMAZING! This blog has been in existence for 10 freakin’ years. Since August 27, 2010, I’ve been writing about helpful topics like mortgages, car loans, investments, and even career growth! Not to mention quite a few blurbs about my life’s experiences along the way!

When this blog started, I had been married for one year, was in student loan debt, and was living in Florida.

Since then, I…

  • paid off the student loan debt,
  • got a new job,
  • moved to Michigan,
  • got divorced (which put me back in debt),
  • paid off my ex,
  • paid off the home mortgage,
  • met my now-wife,
  • bought a rental,
  • flipped a house,
  • had two kids, and
  • just recently bought our “forever home”

Now we’re just investing like crazy – first, to ensure that our kids get a great head-start in life, and second so that we can do whatever we want to in a few years! 

It’s been a wild ride. I’ve written about all of it and many of you have stuck with me through everything. I’m especially thankful for that. This blog would be nothing without you loyal readers!!

The Prize at Hand

Today is the big day. We’re going to pick a name randomly from all those that have entered. And the name drawn will receive one of the biggest prizes that we’ve ever given away on this blog — a $250 Amazon gift card!

The Winner of the $250 Amazon Gift Card

Thanks again everyone for entering. These last 10 days have been a ton of fun. And this here…this is going to be the most fun.

And the winner of the $250 Amazon gift card is….!!!!












I seriously can’t believe this.

The winner of the $250 Amazon gift card is Cynthia Richardson!!


I don’t know how closely you all have been following who won what, but this is actually pretty ridiculous. In the beginning of this giveaway, I decided that I would allow people to enter once a day. And, I decided that I’d let them win more than once.

  • On Day 5, Cynthia won the “Secrets of the Millionaire Mind”.
  • On Day 9, Cynthia was drawn for the $100 Walmart gift card.
  • And of course today, on Day 10, Cynthia was again randomly selected as the winner…for this $250 Amazon gift card! 


That’s nearly $400 in prizes! 

Cynthia, I sure expect you to be a lifetime reader now! For whatever reason, this blog loves you and I hope that you’ll embrace it and love it forever.

I Couldn’t Close This With Anything Other Than “Thank You”

Thanks so much everyone. Thanks for reading. Thanks for telling people about my story and this blog. Thank you for implementing my teaching and coming back years later to tell me how my simple words made a tremendous impact on your life. It never gets old. 

I’m going to keep on writing. I hope you’ll keep on reading. 

Here’s to another 10 years!! 🙂

Thanks all. 



My name is Derek, and I have my Bachelors Degree in Finance from Grand Valley State University. After graduation, I was not able to find a job that fully utilized my degree, but I still had a passion for Finance! So, I decided to focus my passion in the stock market. I studied Cash Flows, Balance Sheets, and Income Statements, put some money into the market and saw a good return on my investment. As satisfying as this was, I still felt that something was missing. I have a passion for Finance, but I also have a passion for people. If you have a willingness to learn, I will continue to teach.


  1. Thanks Derek for sharing your wealth with others and giving your readers a chance to Win something! Just another something that makes me admire you. And you know you are one of my favorite young people!! Congratulations Cynthia! Maybe I could get YOU to select some Lotto tickets for me ? LOL Enjoy your winnings in good health.

    • Hi Jennifer!

      Thanks for all the kind words! And yes, I need Cynthia to win me some sweepstakes too, lol! Just crazy. Good for her. 🙂

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